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Side-by-side financial comparison of SHORE BANCSHARES INC (SHBI) and SONIDA SENIOR LIVING, INC. (SNDA). Click either name above to swap in a different company.

SONIDA SENIOR LIVING, INC. is the larger business by last-quarter revenue ($97.7M vs $59.1M, roughly 1.7× SHORE BANCSHARES INC). On growth, SHORE BANCSHARES INC posted the faster year-over-year revenue change (11.8% vs 6.2%). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $-9.3M). Over the past eight quarters, SONIDA SENIOR LIVING, INC.'s revenue compounded faster (20.3% CAGR vs 11.3%).

Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

SHBI vs SNDA — Head-to-Head

Bigger by revenue
SNDA
SNDA
1.7× larger
SNDA
$97.7M
$59.1M
SHBI
Growing faster (revenue YoY)
SHBI
SHBI
+5.6% gap
SHBI
11.8%
6.2%
SNDA
More free cash flow
SHBI
SHBI
$68.5M more FCF
SHBI
$59.2M
$-9.3M
SNDA
Faster 2-yr revenue CAGR
SNDA
SNDA
Annualised
SNDA
20.3%
11.3%
SHBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SHBI
SHBI
SNDA
SNDA
Revenue
$59.1M
$97.7M
Net Profit
$-29.8M
Gross Margin
Operating Margin
35.2%
-30.8%
Net Margin
-30.5%
Revenue YoY
11.8%
6.2%
Net Profit YoY
-441.0%
EPS (diluted)
$0.48
$-1.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SHBI
SHBI
SNDA
SNDA
Q4 25
$59.1M
$97.7M
Q3 25
$56.4M
$98.0M
Q2 25
$56.6M
$93.5M
Q1 25
$53.0M
$91.9M
Q4 24
$52.9M
$91.9M
Q3 24
$50.5M
$74.8M
Q2 24
$50.6M
$70.2M
Q1 24
$47.7M
$67.4M
Net Profit
SHBI
SHBI
SNDA
SNDA
Q4 25
$-29.8M
Q3 25
$14.3M
$-26.9M
Q2 25
$15.5M
$-1.6M
Q1 25
$13.8M
$-12.5M
Q4 24
$-5.5M
Q3 24
$11.2M
$-13.8M
Q2 24
$11.2M
$-9.8M
Q1 24
$8.2M
$27.0M
Operating Margin
SHBI
SHBI
SNDA
SNDA
Q4 25
35.2%
-30.8%
Q3 25
33.7%
-27.8%
Q2 25
36.5%
-2.0%
Q1 25
34.4%
21.9%
Q4 24
34.3%
-6.7%
Q3 24
29.6%
-19.0%
Q2 24
29.7%
-13.9%
Q1 24
22.2%
22.1%
Net Margin
SHBI
SHBI
SNDA
SNDA
Q4 25
-30.5%
Q3 25
25.5%
-27.4%
Q2 25
27.4%
-1.7%
Q1 25
26.0%
-13.6%
Q4 24
-6.0%
Q3 24
22.1%
-18.4%
Q2 24
22.2%
-14.0%
Q1 24
17.2%
40.1%
EPS (diluted)
SHBI
SHBI
SNDA
SNDA
Q4 25
$0.48
$-1.73
Q3 25
$0.43
$-1.56
Q2 25
$0.46
$-0.16
Q1 25
$0.41
$-0.77
Q4 24
$0.39
$-0.86
Q3 24
$0.34
$-0.98
Q2 24
$0.34
$-0.86
Q1 24
$0.25
$2.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SHBI
SHBI
SNDA
SNDA
Cash + ST InvestmentsLiquidity on hand
$355.6M
$11.0M
Total DebtLower is stronger
$89.1M
$689.7M
Stockholders' EquityBook value
$589.9M
$-11.0K
Total Assets
$6.3B
$844.8M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SHBI
SHBI
SNDA
SNDA
Q4 25
$355.6M
$11.0M
Q3 25
$416.5M
$17.0M
Q2 25
$185.0M
$14.1M
Q1 25
$389.0M
$14.0M
Q4 24
$459.9M
$17.0M
Q3 24
$183.6M
$24.9M
Q2 24
$138.9M
$9.5M
Q1 24
$114.6M
$24.2M
Total Debt
SHBI
SHBI
SNDA
SNDA
Q4 25
$89.1M
$689.7M
Q3 25
$74.5M
$684.4M
Q2 25
$74.2M
$677.9M
Q1 25
$74.0M
$650.9M
Q4 24
$73.7M
$651.4M
Q3 24
$123.5M
$604.1M
Q2 24
$122.8M
$583.8M
Q1 24
$72.6M
$578.1M
Stockholders' Equity
SHBI
SHBI
SNDA
SNDA
Q4 25
$589.9M
$-11.0K
Q3 25
$577.2M
$29.8M
Q2 25
$565.2M
$56.7M
Q1 25
$552.5M
$58.8M
Q4 24
$541.1M
$71.8M
Q3 24
$533.3M
$77.5M
Q2 24
$522.8M
$-34.1M
Q1 24
$515.2M
$-41.4M
Total Assets
SHBI
SHBI
SNDA
SNDA
Q4 25
$6.3B
$844.8M
Q3 25
$6.3B
$854.8M
Q2 25
$6.0B
$849.8M
Q1 25
$6.2B
$824.5M
Q4 24
$6.2B
$841.9M
Q3 24
$5.9B
$796.2M
Q2 24
$5.9B
$652.2M
Q1 24
$5.8B
$636.3M
Debt / Equity
SHBI
SHBI
SNDA
SNDA
Q4 25
0.15×
Q3 25
0.13×
22.99×
Q2 25
0.13×
11.96×
Q1 25
0.13×
11.08×
Q4 24
0.14×
9.07×
Q3 24
0.23×
7.79×
Q2 24
0.23×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SHBI
SHBI
SNDA
SNDA
Operating Cash FlowLast quarter
$62.4M
$-400.0K
Free Cash FlowOCF − Capex
$59.2M
$-9.3M
FCF MarginFCF / Revenue
100.2%
-9.5%
Capex IntensityCapex / Revenue
5.4%
9.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$110.6M
$-8.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SHBI
SHBI
SNDA
SNDA
Q4 25
$62.4M
$-400.0K
Q3 25
$42.5M
$12.0M
Q2 25
$-8.3M
$8.9M
Q1 25
$19.8M
$3.8M
Q4 24
$46.9M
$-3.1M
Q3 24
$9.1M
$3.0M
Q2 24
$3.0M
$2.5M
Q1 24
$2.4M
$-4.1M
Free Cash Flow
SHBI
SHBI
SNDA
SNDA
Q4 25
$59.2M
$-9.3M
Q3 25
$41.9M
$3.0M
Q2 25
$-9.2M
$1.9M
Q1 25
$18.8M
$-4.5M
Q4 24
$41.7M
$-10.4M
Q3 24
$8.4M
$-5.1M
Q2 24
$1.4M
$-1.7M
Q1 24
$614.0K
$-9.9M
FCF Margin
SHBI
SHBI
SNDA
SNDA
Q4 25
100.2%
-9.5%
Q3 25
74.3%
3.0%
Q2 25
-16.3%
2.1%
Q1 25
35.4%
-4.9%
Q4 24
78.8%
-11.3%
Q3 24
16.7%
-6.8%
Q2 24
2.9%
-2.4%
Q1 24
1.3%
-14.6%
Capex Intensity
SHBI
SHBI
SNDA
SNDA
Q4 25
5.4%
9.1%
Q3 25
1.0%
9.2%
Q2 25
1.6%
7.5%
Q1 25
1.9%
9.1%
Q4 24
9.9%
7.9%
Q3 24
1.2%
10.8%
Q2 24
3.1%
5.9%
Q1 24
3.7%
8.5%
Cash Conversion
SHBI
SHBI
SNDA
SNDA
Q4 25
Q3 25
2.96×
Q2 25
-0.54×
Q1 25
1.44×
Q4 24
Q3 24
0.81×
Q2 24
0.27×
Q1 24
0.29×
-0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SHBI
SHBI

Segment breakdown not available.

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

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