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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $205.2M, roughly 1.9× STONERIDGE INC). On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs -6.0%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $2.6M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs -7.4%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
SKWD vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $205.2M |
| Net Profit | $43.2M | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 14.2% | -14.4% |
| Net Margin | 11.2% | — |
| Revenue YoY | 26.7% | -6.0% |
| Net Profit YoY | 200.1% | — |
| EPS (diluted) | $1.03 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.6M | $205.2M | ||
| Q3 25 | $382.5M | $210.3M | ||
| Q2 25 | $319.9M | $228.0M | ||
| Q1 25 | $328.5M | $217.9M | ||
| Q4 24 | $304.4M | $218.2M | ||
| Q3 24 | $300.9M | $213.8M | ||
| Q2 24 | $279.9M | $237.1M | ||
| Q1 24 | $265.0M | $239.2M |
| Q4 25 | $43.2M | — | ||
| Q3 25 | $45.9M | $-9.4M | ||
| Q2 25 | $38.8M | $-9.4M | ||
| Q1 25 | $42.1M | $-7.2M | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $36.7M | $-7.1M | ||
| Q2 24 | $31.0M | $2.8M | ||
| Q1 24 | $36.8M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 14.2% | -14.4% | ||
| Q3 25 | 15.8% | -1.6% | ||
| Q2 25 | 15.6% | -1.1% | ||
| Q1 25 | 15.7% | -1.5% | ||
| Q4 24 | 6.1% | -2.0% | ||
| Q3 24 | 15.6% | 0.1% | ||
| Q2 24 | 14.4% | 1.4% | ||
| Q1 24 | 17.7% | 0.1% |
| Q4 25 | 11.2% | — | ||
| Q3 25 | 12.0% | -4.5% | ||
| Q2 25 | 12.1% | -4.1% | ||
| Q1 25 | 12.8% | -3.3% | ||
| Q4 24 | 4.7% | — | ||
| Q3 24 | 12.2% | -3.3% | ||
| Q2 24 | 11.1% | 1.2% | ||
| Q1 24 | 13.9% | -2.6% |
| Q4 25 | $1.03 | $-2.76 | ||
| Q3 25 | $1.10 | $-0.34 | ||
| Q2 25 | $0.93 | $-0.34 | ||
| Q1 25 | $1.01 | $-0.26 | ||
| Q4 24 | $0.33 | $-0.22 | ||
| Q3 24 | $0.89 | $-0.26 | ||
| Q2 24 | $0.75 | $0.10 | ||
| Q1 24 | $0.90 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $66.3M |
| Total DebtLower is stronger | — | $180.9M |
| Stockholders' EquityBook value | $1.0B | $179.8M |
| Total Assets | $4.8B | $551.2M |
| Debt / EquityLower = less leverage | — | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $168.5M | $66.3M | ||
| Q3 25 | $160.1M | $54.0M | ||
| Q2 25 | $136.6M | $49.8M | ||
| Q1 25 | $112.9M | $79.1M | ||
| Q4 24 | $121.6M | $71.8M | ||
| Q3 24 | $105.6M | $54.1M | ||
| Q2 24 | $73.0M | $42.1M | ||
| Q1 24 | $85.1M | $48.4M |
| Q4 25 | — | $180.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $201.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.0B | $179.8M | ||
| Q3 25 | $961.4M | $251.2M | ||
| Q2 25 | $899.9M | $260.5M | ||
| Q1 25 | $850.7M | $253.1M | ||
| Q4 24 | $794.0M | $245.3M | ||
| Q3 24 | $797.5M | $271.4M | ||
| Q2 24 | $723.6M | $270.5M | ||
| Q1 24 | $692.3M | $277.3M |
| Q4 25 | $4.8B | $551.2M | ||
| Q3 25 | $4.6B | $632.1M | ||
| Q2 25 | $4.3B | $639.4M | ||
| Q1 25 | $4.0B | $657.4M | ||
| Q4 24 | $3.7B | $621.6M | ||
| Q3 24 | $3.6B | $662.5M | ||
| Q2 24 | $3.4B | $666.7M | ||
| Q1 24 | $3.2B | $675.4M |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $8.8M |
| Free Cash FlowOCF − Capex | $402.6M | $2.6M |
| FCF MarginFCF / Revenue | 104.4% | 1.3% |
| Capex IntensityCapex / Revenue | 1.4% | 3.0% |
| Cash ConversionOCF / Net Profit | 9.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $408.1M | $8.8M | ||
| Q3 25 | $171.4M | $3.6M | ||
| Q2 25 | $88.2M | $10.7M | ||
| Q1 25 | $96.8M | $10.9M | ||
| Q4 24 | $305.1M | $19.2M | ||
| Q3 24 | $168.0M | $10.8M | ||
| Q2 24 | $21.0M | $8.7M | ||
| Q1 24 | $94.3M | $9.1M |
| Q4 25 | $402.6M | $2.6M | ||
| Q3 25 | $168.9M | $-2.7M | ||
| Q2 25 | $87.1M | $7.4M | ||
| Q1 25 | $96.6M | $4.8M | ||
| Q4 24 | $300.9M | $14.0M | ||
| Q3 24 | $167.6M | $4.6M | ||
| Q2 24 | $18.4M | $1.5M | ||
| Q1 24 | $94.0M | $3.3M |
| Q4 25 | 104.4% | 1.3% | ||
| Q3 25 | 44.2% | -1.3% | ||
| Q2 25 | 27.2% | 3.3% | ||
| Q1 25 | 29.4% | 2.2% | ||
| Q4 24 | 98.8% | 6.4% | ||
| Q3 24 | 55.7% | 2.2% | ||
| Q2 24 | 6.6% | 0.6% | ||
| Q1 24 | 35.5% | 1.4% |
| Q4 25 | 1.4% | 3.0% | ||
| Q3 25 | 0.6% | 3.0% | ||
| Q2 25 | 0.3% | 1.4% | ||
| Q1 25 | 0.1% | 2.8% | ||
| Q4 24 | 1.4% | 2.4% | ||
| Q3 24 | 0.1% | 2.9% | ||
| Q2 24 | 0.9% | 3.0% | ||
| Q1 24 | 0.1% | 2.4% |
| Q4 25 | 9.44× | — | ||
| Q3 25 | 3.73× | — | ||
| Q2 25 | 2.27× | — | ||
| Q1 25 | 2.30× | — | ||
| Q4 24 | 21.18× | — | ||
| Q3 24 | 4.58× | — | ||
| Q2 24 | 0.68× | 3.11× | ||
| Q1 24 | 2.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKWD
Segment breakdown not available.
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
