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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $334.0M, roughly 1.2× WYNDHAM HOTELS & RESORTS, INC.). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs -18.0%, a 29.2% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs -76.3%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $168.0M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs -4.6%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
SKWD vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $334.0M |
| Net Profit | $43.2M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 14.2% | — |
| Net Margin | 11.2% | -18.0% |
| Revenue YoY | 26.7% | -76.3% |
| Net Profit YoY | 200.1% | -170.6% |
| EPS (diluted) | $1.03 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $385.6M | $334.0M | ||
| Q3 25 | $382.5M | $382.0M | ||
| Q2 25 | $319.9M | $397.0M | ||
| Q1 25 | $328.5M | $316.0M | ||
| Q4 24 | $304.4M | $336.0M | ||
| Q3 24 | $300.9M | $396.0M | ||
| Q2 24 | $279.9M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $43.2M | $-60.0M | ||
| Q3 25 | $45.9M | $105.0M | ||
| Q2 25 | $38.8M | $87.0M | ||
| Q1 25 | $42.1M | $61.0M | ||
| Q4 24 | $14.4M | $85.0M | ||
| Q3 24 | $36.7M | $102.0M | ||
| Q2 24 | $31.0M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 14.2% | -11.4% | ||
| Q3 25 | 15.8% | 46.6% | ||
| Q2 25 | 15.6% | 37.8% | ||
| Q1 25 | 15.7% | 35.4% | ||
| Q4 24 | 6.1% | 38.4% | ||
| Q3 24 | 15.6% | 43.2% | ||
| Q2 24 | 14.4% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 11.2% | -18.0% | ||
| Q3 25 | 12.0% | 27.5% | ||
| Q2 25 | 12.1% | 21.9% | ||
| Q1 25 | 12.8% | 19.3% | ||
| Q4 24 | 4.7% | 25.3% | ||
| Q3 24 | 12.2% | 25.8% | ||
| Q2 24 | 11.1% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $1.03 | $-0.77 | ||
| Q3 25 | $1.10 | $1.36 | ||
| Q2 25 | $0.93 | $1.13 | ||
| Q1 25 | $1.01 | $0.78 | ||
| Q4 24 | $0.33 | $1.06 | ||
| Q3 24 | $0.89 | $1.29 | ||
| Q2 24 | $0.75 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $468.0M |
| Total Assets | $4.8B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $168.5M | $64.0M | ||
| Q3 25 | $160.1M | $70.0M | ||
| Q2 25 | $136.6M | $50.0M | ||
| Q1 25 | $112.9M | $48.0M | ||
| Q4 24 | $121.6M | $103.0M | ||
| Q3 24 | $105.6M | $72.0M | ||
| Q2 24 | $73.0M | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $1.0B | $468.0M | ||
| Q3 25 | $961.4M | $583.0M | ||
| Q2 25 | $899.9M | $570.0M | ||
| Q1 25 | $850.7M | $579.0M | ||
| Q4 24 | $794.0M | $650.0M | ||
| Q3 24 | $797.5M | $583.0M | ||
| Q2 24 | $723.6M | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $4.8B | $4.2B | ||
| Q3 25 | $4.6B | $4.3B | ||
| Q2 25 | $4.3B | $4.3B | ||
| Q1 25 | $4.0B | $4.2B | ||
| Q4 24 | $3.7B | $4.2B | ||
| Q3 24 | $3.6B | $4.2B | ||
| Q2 24 | $3.4B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | — | 4.44× | ||
| Q1 25 | — | 4.29× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 4.19× | ||
| Q2 24 | — | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $367.0M |
| Free Cash FlowOCF − Capex | $402.6M | $168.0M |
| FCF MarginFCF / Revenue | 104.4% | 50.3% |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | 9.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $408.1M | $152.0M | ||
| Q3 25 | $171.4M | $86.0M | ||
| Q2 25 | $88.2M | $70.0M | ||
| Q1 25 | $96.8M | $59.0M | ||
| Q4 24 | $305.1M | $134.0M | ||
| Q3 24 | $168.0M | $79.0M | ||
| Q2 24 | $21.0M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $402.6M | $136.0M | ||
| Q3 25 | $168.9M | $75.0M | ||
| Q2 25 | $87.1M | $58.0M | ||
| Q1 25 | $96.6M | $52.0M | ||
| Q4 24 | $300.9M | $109.0M | ||
| Q3 24 | $167.6M | $71.0M | ||
| Q2 24 | $18.4M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 104.4% | 40.7% | ||
| Q3 25 | 44.2% | 19.6% | ||
| Q2 25 | 27.2% | 14.6% | ||
| Q1 25 | 29.4% | 16.5% | ||
| Q4 24 | 98.8% | 32.4% | ||
| Q3 24 | 55.7% | 17.9% | ||
| Q2 24 | 6.6% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 4.8% | ||
| Q3 25 | 0.6% | 2.9% | ||
| Q2 25 | 0.3% | 3.0% | ||
| Q1 25 | 0.1% | 2.2% | ||
| Q4 24 | 1.4% | 7.4% | ||
| Q3 24 | 0.1% | 2.0% | ||
| Q2 24 | 0.9% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 9.44× | — | ||
| Q3 25 | 3.73× | 0.82× | ||
| Q2 25 | 2.27× | 0.80× | ||
| Q1 25 | 2.30× | 0.97× | ||
| Q4 24 | 21.18× | 1.58× | ||
| Q3 24 | 4.58× | 0.77× | ||
| Q2 24 | 0.68× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKWD
Segment breakdown not available.
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
