vs
Side-by-side financial comparison of SOLAI Ltd (SLAI) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.0B vs $11.0M, roughly 93.1× SOLAI Ltd). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs -126.2%, a 143.1% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs -43.1%). SOLAI Ltd produced more free cash flow last quarter ($-17.0M vs $-4.0B).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
SLAI vs SOFI — Head-to-Head
Income Statement — Q2 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $11.0M | $1.0B |
| Net Profit | $-13.9M | $173.5M |
| Gross Margin | 0.1% | 84.2% |
| Operating Margin | -126.2% | 18.1% |
| Net Margin | -126.2% | 16.9% |
| Revenue YoY | -43.1% | 39.6% |
| Net Profit YoY | -173.4% | -47.8% |
| EPS (diluted) | $-0.01 | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $961.6M | ||
| Q2 25 | $11.0M | $854.9M | ||
| Q1 25 | — | $771.8M | ||
| Q4 24 | — | $734.1M | ||
| Q3 24 | — | $697.1M | ||
| Q2 24 | $19.4M | $598.6M | ||
| Q1 24 | — | $645.0M |
| Q4 25 | — | $173.5M | ||
| Q3 25 | — | $139.4M | ||
| Q2 25 | $-13.9M | $97.3M | ||
| Q1 25 | — | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | — | $60.7M | ||
| Q2 24 | $18.9M | $17.4M | ||
| Q1 24 | — | $88.0M |
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | 0.1% | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | 52.4% | 81.7% | ||
| Q1 24 | — | 84.5% |
| Q4 25 | — | 18.1% | ||
| Q3 25 | — | 15.4% | ||
| Q2 25 | -126.2% | 13.1% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | -2.6% | 2.6% | ||
| Q1 24 | — | 14.6% |
| Q4 25 | — | 16.9% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | -126.2% | 11.4% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | 45.3% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | 97.9% | 2.9% | ||
| Q1 24 | — | 13.7% |
| Q4 25 | — | $0.14 | ||
| Q3 25 | — | $0.11 | ||
| Q2 25 | $-0.01 | $0.08 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | — | $0.31 | ||
| Q3 24 | — | $0.05 | ||
| Q2 24 | $0.02 | $0.01 | ||
| Q1 24 | — | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2M | $4.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $43.8M | $10.5B |
| Total Assets | $69.1M | $50.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $4.9B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | $1.2M | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | $2.3M | $2.3B | ||
| Q1 24 | — | $3.7B |
| Q4 25 | — | $10.5B | ||
| Q3 25 | — | $8.8B | ||
| Q2 25 | $43.8M | $6.9B | ||
| Q1 25 | — | $6.7B | ||
| Q4 24 | — | $6.5B | ||
| Q3 24 | — | $6.1B | ||
| Q2 24 | $45.9M | $5.9B | ||
| Q1 24 | — | $5.8B |
| Q4 25 | — | $50.7B | ||
| Q3 25 | — | $45.3B | ||
| Q2 25 | $69.1M | $41.1B | ||
| Q1 25 | — | $37.7B | ||
| Q4 24 | — | $36.3B | ||
| Q3 24 | — | $34.4B | ||
| Q2 24 | $63.3M | $32.6B | ||
| Q1 24 | — | $31.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-17.0M | $-3.7B |
| Free Cash FlowOCF − Capex | $-17.0M | $-4.0B |
| FCF MarginFCF / Revenue | -154.2% | -388.8% |
| Capex IntensityCapex / Revenue | 0.0% | 23.7% |
| Cash ConversionOCF / Net Profit | — | -21.56× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-6.9B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-3.7B | ||
| Q3 25 | — | $-1.3B | ||
| Q2 25 | $-17.0M | $-1.5B | ||
| Q1 25 | — | $21.5M | ||
| Q4 24 | — | $-1.1B | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | $-12.1M | $-484.4M | ||
| Q1 24 | — | $738.2M |
| Q4 25 | — | $-4.0B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | $-17.0M | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-521.1M | ||
| Q1 24 | — | $706.3M |
| Q4 25 | — | -388.8% | ||
| Q3 25 | — | -142.0% | ||
| Q2 25 | -154.2% | -179.0% | ||
| Q1 25 | — | -4.0% | ||
| Q4 24 | — | -173.5% | ||
| Q3 24 | — | -174.6% | ||
| Q2 24 | — | -87.0% | ||
| Q1 24 | — | 109.5% |
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | 0.0% | 7.4% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | — | 5.0% |
| Q4 25 | — | -21.56× | ||
| Q3 25 | — | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | -0.64× | -27.83× | ||
| Q1 24 | — | 8.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SLAI
| Data center | $6.5M | 59% |
| Cryptocurrency mining | $4.6M | 41% |
SOFI
Segment breakdown not available.
