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Side-by-side financial comparison of Spero Therapeutics, Inc. (SPRO) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $12.6M, roughly 1.8× Spero Therapeutics, Inc.). Spero Therapeutics, Inc. runs the higher net margin — 250.7% vs 6.1%, a 244.5% gap on every dollar of revenue. On growth, Spero Therapeutics, Inc. posted the faster year-over-year revenue change (24080.8% vs 14.7%). Over the past eight quarters, Spero Therapeutics, Inc.'s revenue compounded faster (847.7% CAGR vs 12.3%).

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

SPRO vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.8× larger
USCB
$22.2M
$12.6M
SPRO
Growing faster (revenue YoY)
SPRO
SPRO
+24066.1% gap
SPRO
24080.8%
14.7%
USCB
Higher net margin
SPRO
SPRO
244.5% more per $
SPRO
250.7%
6.1%
USCB
Faster 2-yr revenue CAGR
SPRO
SPRO
Annualised
SPRO
847.7%
12.3%
USCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SPRO
SPRO
USCB
USCB
Revenue
$12.6M
$22.2M
Net Profit
$31.5M
$1.4M
Gross Margin
Operating Margin
14.7%
Net Margin
250.7%
6.1%
Revenue YoY
24080.8%
14.7%
Net Profit YoY
250.9%
-80.3%
EPS (diluted)
$0.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SPRO
SPRO
USCB
USCB
Q4 25
$12.6M
$22.2M
Q3 25
$0
$25.0M
Q2 25
$0
$24.4M
Q1 25
$12.0K
$22.8M
Q4 24
$52.0K
$23.0M
Q3 24
$65.0K
$21.5M
Q2 24
$114.0K
$20.5M
Q1 24
$140.0K
$17.6M
Net Profit
SPRO
SPRO
USCB
USCB
Q4 25
$31.5M
$1.4M
Q3 25
$-7.4M
$8.9M
Q2 25
$-1.7M
$8.1M
Q1 25
$-13.9M
$7.7M
Q4 24
$6.9M
Q3 24
$-17.1M
$6.9M
Q2 24
$-17.9M
$6.2M
Q1 24
$-12.7M
$4.6M
Operating Margin
SPRO
SPRO
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
44.0%
Q1 25
-122758.3%
44.2%
Q4 24
39.6%
Q3 24
-28604.6%
42.5%
Q2 24
-16720.2%
39.8%
Q1 24
-9987.1%
34.3%
Net Margin
SPRO
SPRO
USCB
USCB
Q4 25
250.7%
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
-115550.0%
33.5%
Q4 24
30.0%
Q3 24
-26380.0%
32.3%
Q2 24
-15668.4%
30.3%
Q1 24
-9049.3%
26.2%
EPS (diluted)
SPRO
SPRO
USCB
USCB
Q4 25
$0.56
Q3 25
$-0.13
$0.45
Q2 25
$-0.03
Q1 25
$-0.25
Q4 24
Q3 24
$-0.32
$0.35
Q2 24
$-0.33
Q1 24
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SPRO
SPRO
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$40.3M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$59.0M
$217.2M
Total Assets
$68.9M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SPRO
SPRO
USCB
USCB
Q4 25
$40.3M
$38.5M
Q3 25
$48.6M
$56.8M
Q2 25
$31.2M
$54.8M
Q1 25
$48.9M
$98.0M
Q4 24
$52.9M
$77.0M
Q3 24
$76.3M
$38.5M
Q2 24
$63.5M
$77.3M
Q1 24
$82.3M
$126.5M
Stockholders' Equity
SPRO
SPRO
USCB
USCB
Q4 25
$59.0M
$217.2M
Q3 25
$26.5M
$209.1M
Q2 25
$32.8M
$231.6M
Q1 25
$33.8M
$225.1M
Q4 24
$46.1M
$215.4M
Q3 24
$65.5M
$213.9M
Q2 24
$80.5M
$201.0M
Q1 24
$96.2M
$195.0M
Total Assets
SPRO
SPRO
USCB
USCB
Q4 25
$68.9M
$2.8B
Q3 25
$54.2M
$2.8B
Q2 25
$62.1M
$2.7B
Q1 25
$77.7M
$2.7B
Q4 24
$110.5M
$2.6B
Q3 24
$135.2M
$2.5B
Q2 24
$149.9M
$2.5B
Q1 24
$167.7M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SPRO
SPRO
USCB
USCB
Operating Cash FlowLast quarter
$-8.4M
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
-0.26×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SPRO
SPRO
USCB
USCB
Q4 25
$-8.4M
$42.8M
Q3 25
$17.4M
$20.1M
Q2 25
$-17.7M
$18.0M
Q1 25
$-4.0M
$14.6M
Q4 24
$-23.4M
$34.8M
Q3 24
$12.8M
$11.3M
Q2 24
$-18.7M
$18.3M
Q1 24
$5.9M
$8.1M
Free Cash Flow
SPRO
SPRO
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
SPRO
SPRO
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
SPRO
SPRO
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
SPRO
SPRO
USCB
USCB
Q4 25
-0.26×
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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