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Side-by-side financial comparison of Simpson Manufacturing Co., Inc. (SSD) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $539.3M, roughly 1.7× Simpson Manufacturing Co., Inc.). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 10.4%, a 19.1% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 4.2%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $119.0M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 0.8%).

Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

SSD vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.7× larger
ZION
$891.0M
$539.3M
SSD
Growing faster (revenue YoY)
ZION
ZION
+4.4% gap
ZION
8.7%
4.2%
SSD
Higher net margin
ZION
ZION
19.1% more per $
ZION
29.5%
10.4%
SSD
More free cash flow
ZION
ZION
$833.0M more FCF
ZION
$952.0M
$119.0M
SSD
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
0.8%
SSD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SSD
SSD
ZION
ZION
Revenue
$539.3M
$891.0M
Net Profit
$56.2M
$263.0M
Gross Margin
43.4%
Operating Margin
13.9%
Net Margin
10.4%
29.5%
Revenue YoY
4.2%
8.7%
Net Profit YoY
1.4%
21.8%
EPS (diluted)
$1.34
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SSD
SSD
ZION
ZION
Q4 25
$539.3M
$891.0M
Q3 25
$623.5M
$861.0M
Q2 25
$631.1M
$838.0M
Q1 25
$538.9M
$795.0M
Q4 24
$517.4M
$820.0M
Q3 24
$587.2M
$792.0M
Q2 24
$597.0M
$777.0M
Q1 24
$530.6M
$742.0M
Net Profit
SSD
SSD
ZION
ZION
Q4 25
$56.2M
$263.0M
Q3 25
$107.4M
$222.0M
Q2 25
$103.5M
$244.0M
Q1 25
$77.9M
$170.0M
Q4 24
$55.4M
$216.0M
Q3 24
$93.5M
$214.0M
Q2 24
$97.8M
$201.0M
Q1 24
$75.4M
$153.0M
Gross Margin
SSD
SSD
ZION
ZION
Q4 25
43.4%
Q3 25
46.4%
Q2 25
46.7%
Q1 25
46.8%
Q4 24
44.0%
Q3 24
46.8%
Q2 24
46.7%
Q1 24
46.1%
Operating Margin
SSD
SSD
ZION
ZION
Q4 25
13.9%
Q3 25
22.6%
Q2 25
22.2%
Q1 25
19.0%
Q4 24
14.8%
Q3 24
21.3%
Q2 24
22.1%
Q1 24
18.1%
Net Margin
SSD
SSD
ZION
ZION
Q4 25
10.4%
29.5%
Q3 25
17.2%
25.8%
Q2 25
16.4%
29.1%
Q1 25
14.5%
21.4%
Q4 24
10.7%
26.3%
Q3 24
15.9%
27.0%
Q2 24
16.4%
25.9%
Q1 24
14.2%
20.6%
EPS (diluted)
SSD
SSD
ZION
ZION
Q4 25
$1.34
$1.77
Q3 25
$2.58
$1.48
Q2 25
$2.47
$1.63
Q1 25
$1.85
$1.13
Q4 24
$1.31
$1.34
Q3 24
$2.21
$1.37
Q2 24
$2.31
$1.28
Q1 24
$1.77
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SSD
SSD
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$384.1M
Total DebtLower is stronger
$300.0M
$1.5B
Stockholders' EquityBook value
$2.0B
$7.2B
Total Assets
$3.1B
$89.0B
Debt / EquityLower = less leverage
0.15×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SSD
SSD
ZION
ZION
Q4 25
$384.1M
Q3 25
$297.3M
Q2 25
$190.4M
Q1 25
$150.3M
Q4 24
$239.4M
Q3 24
$339.4M
Q2 24
$354.9M
Q1 24
$369.1M
Total Debt
SSD
SSD
ZION
ZION
Q4 25
$300.0M
$1.5B
Q3 25
$371.3M
$1.5B
Q2 25
$376.9M
$970.0M
Q1 25
$382.5M
$964.0M
Q4 24
$388.1M
$950.0M
Q3 24
$393.8M
$548.0M
Q2 24
$399.4M
$546.0M
Q1 24
$405.0M
$544.0M
Stockholders' Equity
SSD
SSD
ZION
ZION
Q4 25
$2.0B
$7.2B
Q3 25
$2.0B
$6.9B
Q2 25
$1.9B
$6.6B
Q1 25
$1.9B
$6.3B
Q4 24
$1.8B
$6.1B
Q3 24
$1.9B
$6.4B
Q2 24
$1.8B
$6.0B
Q1 24
$1.7B
$5.8B
Total Assets
SSD
SSD
ZION
ZION
Q4 25
$3.1B
$89.0B
Q3 25
$3.0B
$88.5B
Q2 25
$3.0B
$88.9B
Q1 25
$2.8B
$88.0B
Q4 24
$2.7B
$88.8B
Q3 24
$2.9B
$87.0B
Q2 24
$2.8B
$87.6B
Q1 24
$2.7B
$87.1B
Debt / Equity
SSD
SSD
ZION
ZION
Q4 25
0.15×
0.21×
Q3 25
0.19×
0.21×
Q2 25
0.20×
0.15×
Q1 25
0.21×
0.15×
Q4 24
0.21×
0.16×
Q3 24
0.21×
0.09×
Q2 24
0.23×
0.09×
Q1 24
0.23×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SSD
SSD
ZION
ZION
Operating Cash FlowLast quarter
$155.7M
$1.1B
Free Cash FlowOCF − Capex
$119.0M
$952.0M
FCF MarginFCF / Revenue
22.1%
106.8%
Capex IntensityCapex / Revenue
6.8%
13.6%
Cash ConversionOCF / Net Profit
2.77×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$297.6M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SSD
SSD
ZION
ZION
Q4 25
$155.7M
$1.1B
Q3 25
$170.2M
$438.0M
Q2 25
$125.2M
$-62.0M
Q1 25
$7.6M
$179.0M
Q4 24
$115.8M
$1.1B
Q3 24
$103.3M
$119.0M
Q2 24
$111.1M
$251.0M
Q1 24
$7.9M
$261.0M
Free Cash Flow
SSD
SSD
ZION
ZION
Q4 25
$119.0M
$952.0M
Q3 25
$133.9M
$413.0M
Q2 25
$87.3M
$-93.0M
Q1 25
$-42.6M
$152.0M
Q4 24
$60.3M
$1.1B
Q3 24
$58.1M
$97.0M
Q2 24
$70.9M
$234.0M
Q1 24
$-31.5M
$231.0M
FCF Margin
SSD
SSD
ZION
ZION
Q4 25
22.1%
106.8%
Q3 25
21.5%
48.0%
Q2 25
13.8%
-11.1%
Q1 25
-7.9%
19.1%
Q4 24
11.7%
128.2%
Q3 24
9.9%
12.2%
Q2 24
11.9%
30.1%
Q1 24
-5.9%
31.1%
Capex Intensity
SSD
SSD
ZION
ZION
Q4 25
6.8%
13.6%
Q3 25
5.8%
2.9%
Q2 25
6.0%
3.7%
Q1 25
9.3%
3.4%
Q4 24
10.7%
11.8%
Q3 24
7.7%
2.8%
Q2 24
6.7%
2.2%
Q1 24
7.4%
4.0%
Cash Conversion
SSD
SSD
ZION
ZION
Q4 25
2.77×
4.08×
Q3 25
1.58×
1.97×
Q2 25
1.21×
-0.25×
Q1 25
0.10×
1.05×
Q4 24
2.09×
5.31×
Q3 24
1.10×
0.56×
Q2 24
1.14×
1.25×
Q1 24
0.11×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SSD
SSD

Wood Construction$352.0M65%
Other$122.4M23%
Concrete Construction$64.6M12%
Other Products$318.0K0%

ZION
ZION

Segment breakdown not available.

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