vs

Side-by-side financial comparison of Neuronetics, Inc. (STIM) and Yiren Digital Ltd. (YRD). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $30.1M, roughly 1.4× Yiren Digital Ltd.). Yiren Digital Ltd. runs the higher net margin — 20.4% vs -17.2%, a 37.7% gap on every dollar of revenue. Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs -59.4%).

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

Yiren Digital Ltd. is a China-based fintech firm that operates integrated digital consumer finance platforms, offering personal installment loans, data-driven credit assessment solutions, and accessible wealth management advisory services primarily to underserved individual users across tier 2 to lower-tier cities in mainland China, leveraging big data and artificial intelligence to enhance risk control and service delivery efficiency.

STIM vs YRD — Head-to-Head

Bigger by revenue
STIM
STIM
1.4× larger
STIM
$41.8M
$30.1M
YRD
Higher net margin
YRD
YRD
37.7% more per $
YRD
20.4%
-17.2%
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
-59.4%
YRD

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
STIM
STIM
YRD
YRD
Revenue
$41.8M
$30.1M
Net Profit
$-7.2M
$6.2M
Gross Margin
52.0%
Operating Margin
-12.1%
Net Margin
-17.2%
20.4%
Revenue YoY
85.7%
Net Profit YoY
43.2%
EPS (diluted)
$-0.10
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
STIM
STIM
YRD
YRD
Q4 25
$41.8M
Q3 25
$37.3M
$31.8M
Q2 25
$38.1M
Q1 25
$32.0M
$29.6M
Q4 24
$22.5M
Q3 24
$18.5M
$28.4M
Q2 24
$16.4M
Q1 24
$17.4M
$26.3M
Net Profit
STIM
STIM
YRD
YRD
Q4 25
$-7.2M
Q3 25
$-9.0M
$6.9M
Q2 25
$-10.1M
Q1 25
$-12.7M
$4.7M
Q4 24
$-12.7M
Q3 24
$-13.3M
$7.8M
Q2 24
$-9.8M
Q1 24
$-7.9M
$9.3M
Gross Margin
STIM
STIM
YRD
YRD
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
STIM
STIM
YRD
YRD
Q4 25
-12.1%
Q3 25
-19.6%
Q2 25
-21.1%
Q1 25
-34.4%
Q4 24
-51.0%
Q3 24
-41.7%
Q2 24
-51.7%
Q1 24
-39.4%
Net Margin
STIM
STIM
YRD
YRD
Q4 25
-17.2%
Q3 25
-24.3%
21.6%
Q2 25
-26.6%
Q1 25
-39.6%
15.9%
Q4 24
-56.4%
Q3 24
-72.0%
27.4%
Q2 24
-59.8%
Q1 24
-45.2%
35.3%
EPS (diluted)
STIM
STIM
YRD
YRD
Q4 25
$-0.10
Q3 25
$-0.13
$0.04
Q2 25
$-0.15
Q1 25
$-0.21
$0.03
Q4 24
$-0.34
Q3 24
$-0.44
$0.04
Q2 24
$-0.33
Q1 24
$-0.27
$0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
STIM
STIM
YRD
YRD
Cash + ST InvestmentsLiquidity on hand
$28.1M
$565.6M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$22.4M
$1.4B
Total Assets
$141.6M
$2.0B
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
STIM
STIM
YRD
YRD
Q4 25
$28.1M
Q3 25
$28.0M
$558.0M
Q2 25
$11.0M
Q1 25
$20.2M
$558.0M
Q4 24
$18.5M
Q3 24
$20.9M
$814.8M
Q2 24
$42.6M
Q1 24
$47.7M
$814.8M
Total Debt
STIM
STIM
YRD
YRD
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
STIM
STIM
YRD
YRD
Q4 25
$22.4M
Q3 25
$27.4M
$1.3B
Q2 25
$27.1M
Q1 25
$35.5M
$1.3B
Q4 24
$27.7M
Q3 24
$9.4M
$1.2B
Q2 24
$19.4M
Q1 24
$27.7M
$1.2B
Total Assets
STIM
STIM
YRD
YRD
Q4 25
$141.6M
Q3 25
$145.5M
$1.8B
Q2 25
$134.7M
Q1 25
$142.0M
$1.8B
Q4 24
$140.9M
Q3 24
$1.5B
Q2 24
$96.8M
Q1 24
$103.8M
$1.5B
Debt / Equity
STIM
STIM
YRD
YRD
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
STIM
STIM
YRD
YRD
Operating Cash FlowLast quarter
$908.0K
$-106.3K
Free Cash FlowOCF − Capex
$692.0K
FCF MarginFCF / Revenue
1.7%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
STIM
STIM
YRD
YRD
Q4 25
$908.0K
Q3 25
$-785.0K
$7.9M
Q2 25
$-3.5M
Q1 25
$-17.0M
$9.1M
Q4 24
$-8.6M
Q3 24
$-5.4M
$7.0M
Q2 24
$-5.0M
Q1 24
$-12.0M
$12.1M
Free Cash Flow
STIM
STIM
YRD
YRD
Q4 25
$692.0K
Q3 25
$-899.0K
Q2 25
$-3.8M
Q1 25
$-17.2M
Q4 24
$-8.7M
Q3 24
$-5.8M
Q2 24
$-5.6M
Q1 24
$-12.4M
FCF Margin
STIM
STIM
YRD
YRD
Q4 25
1.7%
Q3 25
-2.4%
Q2 25
-9.9%
Q1 25
-53.8%
Q4 24
-38.6%
Q3 24
-31.3%
Q2 24
-34.0%
Q1 24
-71.1%
Capex Intensity
STIM
STIM
YRD
YRD
Q4 25
0.5%
Q3 25
0.3%
Q2 25
0.7%
Q1 25
0.7%
Q4 24
0.4%
Q3 24
2.1%
Q2 24
3.7%
Q1 24
2.2%
Cash Conversion
STIM
STIM
YRD
YRD
Q4 25
Q3 25
1.15×
Q2 25
Q1 25
1.93×
Q4 24
Q3 24
0.90×
Q2 24
Q1 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons