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Side-by-side financial comparison of T1 Energy Inc. (TE) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $210.5M, roughly 1.7× T1 Energy Inc.).

Sony Energy Devices Corporation , is a Japanese multinational company specializing in a variety of areas in the energy industry, and is a wholly owned subsidiary and part of the Devices Group of Sony. The company was established in February 1975 in Fukushima, Japan.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

TE vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.7× larger
UFCS
$365.8M
$210.5M
TE

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
TE
TE
UFCS
UFCS
Revenue
$210.5M
$365.8M
Net Profit
$-130.6M
Gross Margin
10.0%
Operating Margin
-45.0%
13.2%
Net Margin
-62.0%
Revenue YoY
9.8%
Net Profit YoY
-375.2%
EPS (diluted)
$-0.87
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TE
TE
UFCS
UFCS
Q4 25
$365.8M
Q3 25
$210.5M
$354.0M
Q2 25
$132.8M
$335.5M
Q1 25
$53.5M
$331.1M
Q4 24
$333.2M
Q3 24
$0
$323.0M
Q2 24
$0
$301.2M
Q1 24
$0
$296.0M
Net Profit
TE
TE
UFCS
UFCS
Q4 25
Q3 25
$-130.6M
$39.2M
Q2 25
$-31.9M
$22.9M
Q1 25
$-16.2M
$17.7M
Q4 24
Q3 24
$-27.5M
$19.7M
Q2 24
$-27.0M
$-2.7M
Q1 24
$-28.5M
$13.5M
Gross Margin
TE
TE
UFCS
UFCS
Q4 25
Q3 25
10.0%
Q2 25
24.7%
Q1 25
33.3%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
TE
TE
UFCS
UFCS
Q4 25
13.2%
Q3 25
-45.0%
13.7%
Q2 25
-22.0%
8.7%
Q1 25
-44.2%
6.6%
Q4 24
11.9%
Q3 24
7.7%
Q2 24
-1.3%
Q1 24
5.5%
Net Margin
TE
TE
UFCS
UFCS
Q4 25
Q3 25
-62.0%
11.1%
Q2 25
-24.0%
6.8%
Q1 25
-30.4%
5.3%
Q4 24
Q3 24
6.1%
Q2 24
-0.9%
Q1 24
4.6%
EPS (diluted)
TE
TE
UFCS
UFCS
Q4 25
$1.45
Q3 25
$-0.87
$1.49
Q2 25
$-0.21
$0.87
Q1 25
$-0.11
$0.67
Q4 24
$1.22
Q3 24
$-0.20
$0.76
Q2 24
$-0.19
$-0.11
Q1 24
$-0.20
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TE
TE
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$34.1M
$156.3M
Total DebtLower is stronger
$547.3M
Stockholders' EquityBook value
$96.9M
$941.2M
Total Assets
$1.4B
$3.8B
Debt / EquityLower = less leverage
5.65×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TE
TE
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$34.1M
$233.7M
Q2 25
$8.5M
$202.1M
Q1 25
$48.9M
$183.7M
Q4 24
$200.9M
Q3 24
$181.9M
$197.4M
Q2 24
$219.6M
$153.4M
Q1 24
$249.9M
$217.8M
Total Debt
TE
TE
UFCS
UFCS
Q4 25
Q3 25
$547.3M
Q2 25
$591.2M
Q1 25
$603.2M
Q4 24
Q3 24
Q2 24
Q1 24
$602.3M
Stockholders' Equity
TE
TE
UFCS
UFCS
Q4 25
$941.2M
Q3 25
$96.9M
$898.7M
Q2 25
$183.9M
$845.7M
Q1 25
$201.9M
$817.7M
Q4 24
$781.5M
Q3 24
$538.7M
$785.8M
Q2 24
$561.6M
$726.6M
Q1 24
$582.3M
$736.8M
Total Assets
TE
TE
UFCS
UFCS
Q4 25
$3.8B
Q3 25
$1.4B
$3.8B
Q2 25
$1.4B
$3.7B
Q1 25
$1.4B
$3.5B
Q4 24
$3.5B
Q3 24
$615.0M
$3.5B
Q2 24
$644.4M
$3.4B
Q1 24
$670.3M
$3.2B
Debt / Equity
TE
TE
UFCS
UFCS
Q4 25
Q3 25
5.65×
Q2 25
3.21×
Q1 25
2.99×
Q4 24
Q3 24
Q2 24
Q1 24
1.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TE
TE
UFCS
UFCS
Operating Cash FlowLast quarter
$63.9M
$269.7M
Free Cash FlowOCF − Capex
$55.0M
FCF MarginFCF / Revenue
26.1%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-42.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TE
TE
UFCS
UFCS
Q4 25
$269.7M
Q3 25
$63.9M
$60.8M
Q2 25
$33.4M
$53.4M
Q1 25
$-44.8M
$35.7M
Q4 24
$340.3M
Q3 24
$-28.4M
$56.5M
Q2 24
$-28.0M
$91.3M
Q1 24
$-16.2M
$36.2M
Free Cash Flow
TE
TE
UFCS
UFCS
Q4 25
Q3 25
$55.0M
Q2 25
$10.6M
Q1 25
$-74.0M
Q4 24
Q3 24
$-34.0M
Q2 24
$-35.6M
Q1 24
$-37.7M
FCF Margin
TE
TE
UFCS
UFCS
Q4 25
Q3 25
26.1%
Q2 25
8.0%
Q1 25
-138.4%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
TE
TE
UFCS
UFCS
Q4 25
Q3 25
4.2%
Q2 25
17.2%
Q1 25
54.5%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
TE
TE
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TE
TE

Related Party$120.1M57%
Nonrelated Party$90.4M43%

UFCS
UFCS

Segment breakdown not available.

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