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Side-by-side financial comparison of Tempus AI, Inc. (TEM) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.

TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $367.2M, roughly 1.6× Tempus AI, Inc.). Tempus AI, Inc. runs the higher net margin — -14.8% vs -29.9%, a 15.2% gap on every dollar of revenue. On growth, Tempus AI, Inc. posted the faster year-over-year revenue change (83.0% vs 0.4%). TTEC Holdings, Inc. produced more free cash flow last quarter ($-9.2M vs $-41.5M). Over the past eight quarters, Tempus AI, Inc.'s revenue compounded faster (58.7% CAGR vs -0.6%).

Tempus AI, Inc. is an American health technology company founded in 2015 by Eric Lefkofsky in Chicago, Illinois. It was established by Lefkofsky soon after his wife was diagnosed with breast cancer. Tempus uses data and artificial intelligence (AI) to create precision medicine services, including diagnostics, for oncology, cardiology, radiology, and depression. The company went public on the Nasdaq on June 14, 2024, under the ticker symbol "TEM."

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

TEM vs TTEC — Head-to-Head

Bigger by revenue
TTEC
TTEC
1.6× larger
TTEC
$570.0M
$367.2M
TEM
Growing faster (revenue YoY)
TEM
TEM
+82.5% gap
TEM
83.0%
0.4%
TTEC
Higher net margin
TEM
TEM
15.2% more per $
TEM
-14.8%
-29.9%
TTEC
More free cash flow
TTEC
TTEC
$32.4M more FCF
TTEC
$-9.2M
$-41.5M
TEM
Faster 2-yr revenue CAGR
TEM
TEM
Annualised
TEM
58.7%
-0.6%
TTEC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TEM
TEM
TTEC
TTEC
Revenue
$367.2M
$570.0M
Net Profit
$-54.2M
$-170.5M
Gross Margin
Operating Margin
-16.7%
-30.3%
Net Margin
-14.8%
-29.9%
Revenue YoY
83.0%
0.4%
Net Profit YoY
-316.2%
-3791.9%
EPS (diluted)
$-0.30
$-3.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TEM
TEM
TTEC
TTEC
Q4 25
$367.2M
$570.0M
Q3 25
$334.2M
$519.1M
Q2 25
$314.6M
$513.6M
Q1 25
$255.7M
$534.2M
Q4 24
$200.7M
$567.4M
Q3 24
$180.9M
$529.4M
Q2 24
$166.0M
$534.1M
Q1 24
$145.8M
$576.6M
Net Profit
TEM
TEM
TTEC
TTEC
Q4 25
$-54.2M
$-170.5M
Q3 25
$-80.0M
$-13.4M
Q2 25
$-42.8M
$-8.0M
Q1 25
$-68.0M
$1.4M
Q4 24
$-13.0M
$4.6M
Q3 24
$-75.8M
$-21.1M
Q2 24
$-552.2M
$-299.5M
Q1 24
$-64.7M
$-2.3M
Operating Margin
TEM
TEM
TTEC
TTEC
Q4 25
-16.7%
-30.3%
Q3 25
-18.3%
2.4%
Q2 25
-19.6%
3.7%
Q1 25
-26.9%
4.5%
Q4 24
-25.3%
2.7%
Q3 24
-29.6%
2.4%
Q2 24
-321.4%
-42.0%
Q1 24
-36.5%
3.9%
Net Margin
TEM
TEM
TTEC
TTEC
Q4 25
-14.8%
-29.9%
Q3 25
-23.9%
-2.6%
Q2 25
-13.6%
-1.6%
Q1 25
-26.6%
0.3%
Q4 24
-6.5%
0.8%
Q3 24
-41.9%
-4.0%
Q2 24
-332.7%
-56.1%
Q1 24
-44.4%
-0.4%
EPS (diluted)
TEM
TEM
TTEC
TTEC
Q4 25
$-0.30
$-3.57
Q3 25
$-0.46
$-0.28
Q2 25
$-0.25
$-0.17
Q1 25
$-0.40
$0.03
Q4 24
$2.56
$0.05
Q3 24
$-0.46
$-0.44
Q2 24
$-6.86
$-6.30
Q1 24
$-1.47
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TEM
TEM
TTEC
TTEC
Cash + ST InvestmentsLiquidity on hand
$604.8M
$82.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$491.3M
$112.9M
Total Assets
$2.3B
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TEM
TEM
TTEC
TTEC
Q4 25
$604.8M
$82.9M
Q3 25
$655.9M
$73.5M
Q2 25
$186.3M
$82.6M
Q1 25
$151.6M
$85.1M
Q4 24
$341.0M
$85.0M
Q3 24
$388.0M
$96.9M
Q2 24
$478.8M
$79.8M
Q1 24
$79.9M
$91.5M
Stockholders' Equity
TEM
TEM
TTEC
TTEC
Q4 25
$491.3M
$112.9M
Q3 25
$507.8M
$280.8M
Q2 25
$309.6M
$295.2M
Q1 25
$326.2M
$281.5M
Q4 24
$56.3M
$268.1M
Q3 24
$53.7M
$295.1M
Q2 24
$98.3M
$304.2M
Q1 24
$-1.5B
$612.4M
Total Assets
TEM
TEM
TTEC
TTEC
Q4 25
$2.3B
$1.5B
Q3 25
$2.3B
$1.7B
Q2 25
$1.6B
$1.7B
Q1 25
$1.5B
$1.7B
Q4 24
$926.1M
$1.8B
Q3 24
$971.7M
$1.8B
Q2 24
$864.6M
$1.8B
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TEM
TEM
TTEC
TTEC
Operating Cash FlowLast quarter
$-36.8M
$2.6M
Free Cash FlowOCF − Capex
$-41.5M
$-9.2M
FCF MarginFCF / Revenue
-11.3%
-1.6%
Capex IntensityCapex / Revenue
1.3%
2.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-239.1M
$83.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TEM
TEM
TTEC
TTEC
Q4 25
$-36.8M
$2.6M
Q3 25
$-119.8M
$4.2M
Q2 25
$44.2M
$92.7M
Q1 25
$-105.6M
$21.6M
Q4 24
$-1.1M
Q3 24
$48.7M
$-91.4M
Q2 24
$-97.1M
$49.3M
Q1 24
$-101.4M
$-15.6M
Free Cash Flow
TEM
TEM
TTEC
TTEC
Q4 25
$-41.5M
$-9.2M
Q3 25
$-126.5M
$-9.6M
Q2 25
$36.6M
$85.5M
Q1 25
$-107.7M
$16.2M
Q4 24
$-9.8M
Q3 24
$48.6M
$-100.2M
Q2 24
$-105.1M
$35.1M
Q1 24
$-107.5M
$-29.1M
FCF Margin
TEM
TEM
TTEC
TTEC
Q4 25
-11.3%
-1.6%
Q3 25
-37.9%
-1.8%
Q2 25
11.6%
16.7%
Q1 25
-42.1%
3.0%
Q4 24
-1.7%
Q3 24
26.9%
-18.9%
Q2 24
-63.3%
6.6%
Q1 24
-73.7%
-5.0%
Capex Intensity
TEM
TEM
TTEC
TTEC
Q4 25
1.3%
2.1%
Q3 25
2.0%
2.7%
Q2 25
2.4%
1.4%
Q1 25
0.8%
1.0%
Q4 24
1.5%
Q3 24
0.0%
1.7%
Q2 24
4.8%
2.7%
Q1 24
4.2%
2.3%
Cash Conversion
TEM
TEM
TTEC
TTEC
Q4 25
Q3 25
Q2 25
Q1 25
15.60×
Q4 24
-0.24×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TEM
TEM

Segment breakdown not available.

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

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