vs

Side-by-side financial comparison of Talen Energy Corp (TLN) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Talen Energy Corp is the larger business by last-quarter revenue ($758.0M vs $739.2M, roughly 1.0× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -47.9%, a 83.3% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (321.6% vs 114.7%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 35.0%).

PPL Corporation is an energy company headquartered in Allentown, Pennsylvania in the Lehigh Valley region of eastern Pennsylvania. The company is publicly traded on the New York Stock Exchange as NYSE: PPL and is part of the S&P 500. As of 2022, the company had $7.9 billion in revenue, 6,500 employees, over $37 billion in assets, and serves 3.6 million customers.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

TLN vs UMBF — Head-to-Head

Bigger by revenue
TLN
TLN
1.0× larger
TLN
$758.0M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+206.9% gap
UMBF
321.6%
114.7%
TLN
Higher net margin
UMBF
UMBF
83.3% more per $
UMBF
35.4%
-47.9%
TLN
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
35.0%
TLN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
TLN
TLN
UMBF
UMBF
Revenue
$758.0M
$739.2M
Net Profit
$-363.0M
$261.4M
Gross Margin
Operating Margin
-41.3%
Net Margin
-47.9%
35.4%
Revenue YoY
114.7%
321.6%
Net Profit YoY
-542.7%
221.4%
EPS (diluted)
$-7.60
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TLN
TLN
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$758.0M
$522.5M
Q3 25
$697.0M
$475.0M
Q2 25
$409.0M
$467.0M
Q1 25
$654.0M
$397.6M
Q4 24
$353.0M
$269.0M
Q3 24
$459.0M
$247.4M
Q2 24
$346.0M
$245.1M
Net Profit
TLN
TLN
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$-363.0M
$215.4M
Q3 25
$207.0M
$188.3M
Q2 25
$72.0M
$217.4M
Q1 25
$-135.0M
$81.3M
Q4 24
$82.0M
$120.0M
Q3 24
$168.0M
$109.6M
Q2 24
$454.0M
$101.3M
Operating Margin
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
-41.3%
51.7%
Q3 25
37.7%
49.8%
Q2 25
16.1%
58.9%
Q1 25
-16.2%
23.4%
Q4 24
4.5%
53.8%
Q3 24
34.4%
54.8%
Q2 24
7.8%
51.8%
Net Margin
TLN
TLN
UMBF
UMBF
Q1 26
35.4%
Q4 25
-47.9%
41.2%
Q3 25
29.7%
39.6%
Q2 25
17.6%
46.5%
Q1 25
-20.6%
20.5%
Q4 24
23.2%
44.6%
Q3 24
36.6%
44.3%
Q2 24
131.2%
41.3%
EPS (diluted)
TLN
TLN
UMBF
UMBF
Q1 26
$3.35
Q4 25
$-7.60
$2.90
Q3 25
$4.25
$2.36
Q2 25
$1.50
$2.82
Q1 25
$-2.94
$1.21
Q4 24
$2.07
$2.44
Q3 24
$3.16
$2.23
Q2 24
$7.60
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TLN
TLN
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$689.0M
Total DebtLower is stronger
$6.8B
$477.2M
Stockholders' EquityBook value
$1.1B
$7.8B
Total Assets
$10.9B
$72.7B
Debt / EquityLower = less leverage
6.23×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
$689.0M
$7.8B
Q3 25
$497.0M
$8.8B
Q2 25
$122.0M
$11.0B
Q1 25
$295.0M
$10.6B
Q4 24
$328.0M
$8.4B
Q3 24
$648.0M
$7.3B
Q2 24
$632.0M
$5.0B
Total Debt
TLN
TLN
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$6.8B
$474.2M
Q3 25
$3.0B
$471.3M
Q2 25
$3.0B
$657.3M
Q1 25
$3.0B
$654.4M
Q4 24
$3.0B
$385.3M
Q3 24
$2.6B
$384.8M
Q2 24
$2.6B
$384.2M
Stockholders' Equity
TLN
TLN
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$1.1B
$7.7B
Q3 25
$1.5B
$7.4B
Q2 25
$1.2B
$7.3B
Q1 25
$1.2B
$6.7B
Q4 24
$1.4B
$3.5B
Q3 24
$2.4B
$3.5B
Q2 24
$2.5B
$3.2B
Total Assets
TLN
TLN
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$10.9B
$73.1B
Q3 25
$6.1B
$71.9B
Q2 25
$5.8B
$71.8B
Q1 25
$5.9B
$69.3B
Q4 24
$6.1B
$50.4B
Q3 24
$6.8B
$47.5B
Q2 24
$7.1B
$44.5B
Debt / Equity
TLN
TLN
UMBF
UMBF
Q1 26
0.06×
Q4 25
6.23×
0.06×
Q3 25
2.03×
0.06×
Q2 25
2.40×
0.09×
Q1 25
2.54×
0.10×
Q4 24
2.17×
0.11×
Q3 24
1.10×
0.11×
Q2 24
1.05×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TLN
TLN
UMBF
UMBF
Operating Cash FlowLast quarter
$280.0M
Free Cash FlowOCF − Capex
$254.0M
FCF MarginFCF / Revenue
33.5%
Capex IntensityCapex / Revenue
3.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$606.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
$280.0M
$106.1M
Q3 25
$489.0M
$272.2M
Q2 25
$-184.0M
$285.4M
Q1 25
$119.0M
$363.0M
Q4 24
$-66.9M
Q3 24
$96.0M
$123.6M
Q2 24
$-23.0M
$112.4M
Free Cash Flow
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
$254.0M
$95.3M
Q3 25
$468.0M
$257.8M
Q2 25
$-217.0M
$270.8M
Q1 25
$101.0M
$354.2M
Q4 24
$-77.1M
Q3 24
$83.0M
$117.7M
Q2 24
$-43.0M
$106.7M
FCF Margin
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
33.5%
18.2%
Q3 25
67.1%
54.3%
Q2 25
-53.1%
58.0%
Q1 25
15.4%
89.1%
Q4 24
-28.6%
Q3 24
18.1%
47.6%
Q2 24
-12.4%
43.5%
Capex Intensity
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
3.4%
2.1%
Q3 25
3.0%
3.0%
Q2 25
8.1%
3.1%
Q1 25
2.8%
2.2%
Q4 24
3.8%
Q3 24
2.8%
2.4%
Q2 24
5.8%
2.3%
Cash Conversion
TLN
TLN
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
2.36×
1.45×
Q2 25
-2.56×
1.31×
Q1 25
4.46×
Q4 24
-0.56×
Q3 24
0.57×
1.13×
Q2 24
-0.05×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TLN
TLN

Electricity Sales And Ancillary Services$555.0M73%
Operating Revenue Capacity$182.0M24%
Physical Electricity Sales Bilateral Contracts Other$21.0M3%

UMBF
UMBF

Segment breakdown not available.

Related Comparisons