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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and TXO Partners, L.P. (TXO). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $103.7M, roughly 1.9× TXO Partners, L.P.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -27.2%, a 76.6% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 14.5%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 23.1%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
TXO Partners, L.P. is a U.S.-based energy sector master limited partnership. It acquires, develops and manages oil and natural gas assets across key North American production basins, with operations covering upstream exploration, production and midstream transportation, serving industrial, utility and wholesale energy clients.
TMP vs TXO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $103.7M |
| Net Profit | $96.2M | $-28.3M |
| Gross Margin | — | — |
| Operating Margin | 71.7% | -26.1% |
| Net Margin | 49.4% | -27.2% |
| Revenue YoY | 152.7% | 14.5% |
| Net Profit YoY | 388.9% | -376.5% |
| EPS (diluted) | $6.72 | $-0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $194.8M | $103.7M | ||
| Q3 25 | $87.4M | $90.6M | ||
| Q2 25 | $82.6M | $75.0M | ||
| Q1 25 | $81.7M | $93.8M | ||
| Q4 24 | $77.1M | $90.6M | ||
| Q3 24 | $76.6M | $69.3M | ||
| Q2 24 | $72.7M | $57.0M | ||
| Q1 24 | $72.8M | $68.5M |
| Q4 25 | $96.2M | $-28.3M | ||
| Q3 25 | $23.7M | $4.4M | ||
| Q2 25 | $21.5M | $-135.0K | ||
| Q1 25 | $19.7M | $2.4M | ||
| Q4 24 | $19.7M | $10.2M | ||
| Q3 24 | $18.6M | $203.0K | ||
| Q2 24 | $15.7M | $2.8M | ||
| Q1 24 | $16.9M | $10.3M |
| Q4 25 | 71.7% | -26.1% | ||
| Q3 25 | 35.6% | 4.2% | ||
| Q2 25 | 34.2% | -5.0% | ||
| Q1 25 | 31.6% | -3.8% | ||
| Q4 24 | 33.4% | 6.1% | ||
| Q3 24 | 32.0% | -7.2% | ||
| Q2 24 | 28.3% | -17.7% | ||
| Q1 24 | 30.4% | 3.9% |
| Q4 25 | 49.4% | -27.2% | ||
| Q3 25 | 27.1% | 4.8% | ||
| Q2 25 | 26.0% | -0.2% | ||
| Q1 25 | 24.1% | 2.6% | ||
| Q4 24 | 25.5% | 11.3% | ||
| Q3 24 | 24.3% | 0.3% | ||
| Q2 24 | 21.6% | 4.9% | ||
| Q1 24 | 23.2% | 15.0% |
| Q4 25 | $6.72 | $-0.57 | ||
| Q3 25 | $1.65 | $0.08 | ||
| Q2 25 | $1.50 | $0.00 | ||
| Q1 25 | $1.37 | $0.06 | ||
| Q4 24 | $1.39 | $0.22 | ||
| Q3 24 | $1.30 | $0.01 | ||
| Q2 24 | $1.10 | $0.09 | ||
| Q1 24 | $1.18 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | $9.4M |
| Total DebtLower is stronger | — | $291.1M |
| Stockholders' EquityBook value | $938.4M | — |
| Total Assets | $8.7B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $132.8M | $9.4M | ||
| Q3 25 | $193.5M | $5.3M | ||
| Q2 25 | $212.6M | $8.0M | ||
| Q1 25 | $193.1M | $10.8M | ||
| Q4 24 | $134.4M | $7.3M | ||
| Q3 24 | $132.3M | $3.8M | ||
| Q2 24 | $70.9M | $76.0M | ||
| Q1 24 | $57.1M | $4.6M |
| Q4 25 | — | $291.1M | ||
| Q3 25 | — | $271.1M | ||
| Q2 25 | — | $19.1M | ||
| Q1 25 | — | $162.1M | ||
| Q4 24 | — | $157.1M | ||
| Q3 24 | — | $155.1M | ||
| Q2 24 | — | $7.1M | ||
| Q1 24 | — | $26.1M |
| Q4 25 | $938.4M | — | ||
| Q3 25 | $788.8M | — | ||
| Q2 25 | $761.8M | — | ||
| Q1 25 | $741.4M | — | ||
| Q4 24 | $713.4M | — | ||
| Q3 24 | $719.9M | — | ||
| Q2 24 | $674.6M | — | ||
| Q1 24 | $667.9M | — |
| Q4 25 | $8.7B | $1.4B | ||
| Q3 25 | $8.5B | $1.4B | ||
| Q2 25 | $8.4B | $1.0B | ||
| Q1 25 | $8.2B | $1.0B | ||
| Q4 24 | $8.1B | $1.0B | ||
| Q3 24 | $8.0B | $1.0B | ||
| Q2 24 | $7.9B | $774.5M | ||
| Q1 24 | $7.8B | $688.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $32.5M |
| Free Cash FlowOCF − Capex | $31.9M | — |
| FCF MarginFCF / Revenue | 16.4% | — |
| Capex IntensityCapex / Revenue | 3.6% | — |
| Cash ConversionOCF / Net Profit | 0.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $32.5M | ||
| Q3 25 | $34.9M | $28.3M | ||
| Q2 25 | $18.9M | $26.9M | ||
| Q1 25 | $22.2M | $30.6M | ||
| Q4 24 | $95.0M | $40.5M | ||
| Q3 24 | $21.2M | $20.7M | ||
| Q2 24 | $27.3M | $22.9M | ||
| Q1 24 | $23.2M | $25.2M |
| Q4 25 | $31.9M | — | ||
| Q3 25 | $33.9M | — | ||
| Q2 25 | $18.3M | — | ||
| Q1 25 | $20.9M | — | ||
| Q4 24 | $88.8M | — | ||
| Q3 24 | $18.9M | — | ||
| Q2 24 | $26.3M | — | ||
| Q1 24 | $21.9M | — |
| Q4 25 | 16.4% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 22.1% | — | ||
| Q1 25 | 25.5% | — | ||
| Q4 24 | 115.1% | — | ||
| Q3 24 | 24.7% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 30.0% | — |
| Q4 25 | 3.6% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 8.1% | — | ||
| Q3 24 | 2.9% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 1.9% | — |
| Q4 25 | 0.40× | — | ||
| Q3 25 | 1.47× | 6.50× | ||
| Q2 25 | 0.88× | — | ||
| Q1 25 | 1.13× | 12.67× | ||
| Q4 24 | 4.82× | 3.96× | ||
| Q3 24 | 1.14× | 102.02× | ||
| Q2 24 | 1.74× | 8.15× | ||
| Q1 24 | 1.38× | 2.45× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
TXO
| Oil And Condensate | $92.8M | 89% |
| Natural Gas Liquids Reserves | $8.2M | 8% |
| Other | $2.8M | 3% |
