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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and Urban Edge Properties (UE). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $132.6M, roughly 1.5× Urban Edge Properties). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 17.1%, a 32.3% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 12.2%). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 11.6%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
TMP vs UE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $132.6M |
| Net Profit | $96.2M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | 71.7% | — |
| Net Margin | 49.4% | 17.1% |
| Revenue YoY | 152.7% | 12.2% |
| Net Profit YoY | 388.9% | -6.7% |
| EPS (diluted) | $6.72 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $132.6M | ||
| Q4 25 | $194.8M | $119.6M | ||
| Q3 25 | $87.4M | $120.1M | ||
| Q2 25 | $82.6M | $114.1M | ||
| Q1 25 | $81.7M | $118.2M | ||
| Q4 24 | $77.1M | $116.4M | ||
| Q3 24 | $76.6M | $112.4M | ||
| Q2 24 | $72.7M | $106.5M |
| Q1 26 | — | $22.6M | ||
| Q4 25 | $96.2M | $12.4M | ||
| Q3 25 | $23.7M | $14.9M | ||
| Q2 25 | $21.5M | $58.0M | ||
| Q1 25 | $19.7M | $8.2M | ||
| Q4 24 | $19.7M | $30.1M | ||
| Q3 24 | $18.6M | $9.1M | ||
| Q2 24 | $15.7M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 71.7% | 11.3% | ||
| Q3 25 | 35.6% | 13.4% | ||
| Q2 25 | 34.2% | 53.9% | ||
| Q1 25 | 31.6% | 7.6% | ||
| Q4 24 | 33.4% | 27.6% | ||
| Q3 24 | 32.0% | 8.9% | ||
| Q2 24 | 28.3% | 30.6% |
| Q1 26 | — | 17.1% | ||
| Q4 25 | 49.4% | 10.4% | ||
| Q3 25 | 27.1% | 12.4% | ||
| Q2 25 | 26.0% | 50.8% | ||
| Q1 25 | 24.1% | 6.9% | ||
| Q4 24 | 25.5% | 25.9% | ||
| Q3 24 | 24.3% | 8.1% | ||
| Q2 24 | 21.6% | 28.9% |
| Q1 26 | — | $0.18 | ||
| Q4 25 | $6.72 | $0.09 | ||
| Q3 25 | $1.65 | $0.12 | ||
| Q2 25 | $1.50 | $0.46 | ||
| Q1 25 | $1.37 | $0.07 | ||
| Q4 24 | $1.39 | $0.25 | ||
| Q3 24 | $1.30 | $0.07 | ||
| Q2 24 | $1.10 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | $50.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $938.4M | $1.4B |
| Total Assets | $8.7B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | $132.8M | $48.9M | ||
| Q3 25 | $193.5M | $77.8M | ||
| Q2 25 | $212.6M | $53.0M | ||
| Q1 25 | $193.1M | $48.0M | ||
| Q4 24 | $134.4M | $41.4M | ||
| Q3 24 | $132.3M | $67.9M | ||
| Q2 24 | $70.9M | $78.6M |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $938.4M | $1.4B | ||
| Q3 25 | $788.8M | $1.4B | ||
| Q2 25 | $761.8M | $1.4B | ||
| Q1 25 | $741.4M | $1.4B | ||
| Q4 24 | $713.4M | $1.4B | ||
| Q3 24 | $719.9M | $1.3B | ||
| Q2 24 | $674.6M | $1.3B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $8.7B | $3.3B | ||
| Q3 25 | $8.5B | $3.3B | ||
| Q2 25 | $8.4B | $3.3B | ||
| Q1 25 | $8.2B | $3.3B | ||
| Q4 24 | $8.1B | $3.3B | ||
| Q3 24 | $8.0B | $3.2B | ||
| Q2 24 | $7.9B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $39.1M |
| Free Cash FlowOCF − Capex | $31.9M | — |
| FCF MarginFCF / Revenue | 16.4% | — |
| Capex IntensityCapex / Revenue | 3.6% | 1.5% |
| Cash ConversionOCF / Net Profit | 0.40× | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $38.9M | $182.7M | ||
| Q3 25 | $34.9M | $55.7M | ||
| Q2 25 | $18.9M | $43.5M | ||
| Q1 25 | $22.2M | $32.6M | ||
| Q4 24 | $95.0M | $153.2M | ||
| Q3 24 | $21.2M | $36.6M | ||
| Q2 24 | $27.3M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $31.9M | $81.8M | ||
| Q3 25 | $33.9M | $26.1M | ||
| Q2 25 | $18.3M | $19.6M | ||
| Q1 25 | $20.9M | $11.9M | ||
| Q4 24 | $88.8M | $42.5M | ||
| Q3 24 | $18.9M | $12.2M | ||
| Q2 24 | $26.3M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 16.4% | 68.4% | ||
| Q3 25 | 38.8% | 21.7% | ||
| Q2 25 | 22.1% | 17.2% | ||
| Q1 25 | 25.5% | 10.0% | ||
| Q4 24 | 115.1% | 36.6% | ||
| Q3 24 | 24.7% | 10.8% | ||
| Q2 24 | 36.2% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 3.6% | 84.4% | ||
| Q3 25 | 1.1% | 24.6% | ||
| Q2 25 | 0.8% | 20.9% | ||
| Q1 25 | 1.7% | 17.5% | ||
| Q4 24 | 8.1% | 95.1% | ||
| Q3 24 | 2.9% | 21.7% | ||
| Q2 24 | 1.3% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 0.40× | 14.71× | ||
| Q3 25 | 1.47× | 3.73× | ||
| Q2 25 | 0.88× | 0.75× | ||
| Q1 25 | 1.13× | 3.97× | ||
| Q4 24 | 4.82× | 5.09× | ||
| Q3 24 | 1.14× | 4.03× | ||
| Q2 24 | 1.74× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
