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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and GeneDx Holdings Corp. (WGS). Click either name above to swap in a different company.

TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $121.0M, roughly 1.6× GeneDx Holdings Corp.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -14.6%, a 64.0% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 26.5%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-7.4M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 39.2%).

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

GeneDx is a genetic testing company that was founded in 2000 by two scientists from the National Institutes of Health (NIH), Sherri Bale and John Compton. They started the company to provide clinical diagnostic services for patients and families with rare and ultra-rare disorders, for which no such commercial testing was available at the time. The company started in the Technology Development Center, a biotech incubator supported by the state of Maryland and Montgomery County, MD. In 2006, Bi...

TMP vs WGS — Head-to-Head

Bigger by revenue
TMP
TMP
1.6× larger
TMP
$194.8M
$121.0M
WGS
Growing faster (revenue YoY)
TMP
TMP
+126.2% gap
TMP
152.7%
26.5%
WGS
Higher net margin
TMP
TMP
64.0% more per $
TMP
49.4%
-14.6%
WGS
More free cash flow
TMP
TMP
$39.4M more FCF
TMP
$31.9M
$-7.4M
WGS
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
39.2%
WGS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TMP
TMP
WGS
WGS
Revenue
$194.8M
$121.0M
Net Profit
$96.2M
$-17.7M
Gross Margin
69.6%
Operating Margin
71.7%
-11.8%
Net Margin
49.4%
-14.6%
Revenue YoY
152.7%
26.5%
Net Profit YoY
388.9%
-424.9%
EPS (diluted)
$6.72
$-0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TMP
TMP
WGS
WGS
Q4 25
$194.8M
$121.0M
Q3 25
$87.4M
$116.7M
Q2 25
$82.6M
$102.7M
Q1 25
$81.7M
$87.1M
Q4 24
$77.1M
$95.6M
Q3 24
$76.6M
$76.9M
Q2 24
$72.7M
$70.5M
Q1 24
$72.8M
$62.4M
Net Profit
TMP
TMP
WGS
WGS
Q4 25
$96.2M
$-17.7M
Q3 25
$23.7M
$-7.6M
Q2 25
$21.5M
$10.8M
Q1 25
$19.7M
$-6.5M
Q4 24
$19.7M
$5.4M
Q3 24
$18.6M
$-8.3M
Q2 24
$15.7M
$-29.2M
Q1 24
$16.9M
$-20.2M
Gross Margin
TMP
TMP
WGS
WGS
Q4 25
69.6%
Q3 25
72.4%
Q2 25
69.0%
Q1 25
67.1%
Q4 24
69.2%
Q3 24
62.2%
Q2 24
60.9%
Q1 24
59.9%
Operating Margin
TMP
TMP
WGS
WGS
Q4 25
71.7%
-11.8%
Q3 25
35.6%
-2.8%
Q2 25
34.2%
8.7%
Q1 25
31.6%
-5.2%
Q4 24
33.4%
9.2%
Q3 24
32.0%
-10.1%
Q2 24
28.3%
-15.0%
Q1 24
30.4%
-21.9%
Net Margin
TMP
TMP
WGS
WGS
Q4 25
49.4%
-14.6%
Q3 25
27.1%
-6.5%
Q2 25
26.0%
10.5%
Q1 25
24.1%
-7.5%
Q4 24
25.5%
5.7%
Q3 24
24.3%
-10.8%
Q2 24
21.6%
-41.4%
Q1 24
23.2%
-32.4%
EPS (diluted)
TMP
TMP
WGS
WGS
Q4 25
$6.72
$-0.59
Q3 25
$1.65
$-0.27
Q2 25
$1.50
$0.36
Q1 25
$1.37
$-0.23
Q4 24
$1.39
$0.25
Q3 24
$1.30
$-0.31
Q2 24
$1.10
$-1.10
Q1 24
$1.18
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TMP
TMP
WGS
WGS
Cash + ST InvestmentsLiquidity on hand
$132.8M
$171.3M
Total DebtLower is stronger
$54.5M
Stockholders' EquityBook value
$938.4M
$308.2M
Total Assets
$8.7B
$523.7M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TMP
TMP
WGS
WGS
Q4 25
$132.8M
$171.3M
Q3 25
$193.5M
$155.1M
Q2 25
$212.6M
$134.6M
Q1 25
$193.1M
$159.2M
Q4 24
$134.4M
$141.2M
Q3 24
$132.3M
$116.5M
Q2 24
$70.9M
$106.9M
Q1 24
$57.1M
$112.9M
Total Debt
TMP
TMP
WGS
WGS
Q4 25
$54.5M
Q3 25
$54.8M
Q2 25
$55.1M
Q1 25
$55.5M
Q4 24
$55.8M
Q3 24
$56.1M
Q2 24
$56.3M
Q1 24
$56.3M
Stockholders' Equity
TMP
TMP
WGS
WGS
Q4 25
$938.4M
$308.2M
Q3 25
$788.8M
$292.3M
Q2 25
$761.8M
$277.1M
Q1 25
$741.4M
$257.4M
Q4 24
$713.4M
$245.2M
Q3 24
$719.9M
$204.5M
Q2 24
$674.6M
$194.0M
Q1 24
$667.9M
$207.2M
Total Assets
TMP
TMP
WGS
WGS
Q4 25
$8.7B
$523.7M
Q3 25
$8.5B
$493.9M
Q2 25
$8.4B
$463.9M
Q1 25
$8.2B
$446.4M
Q4 24
$8.1B
$419.4M
Q3 24
$8.0B
$408.8M
Q2 24
$7.9B
$389.1M
Q1 24
$7.8B
$394.5M
Debt / Equity
TMP
TMP
WGS
WGS
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.22×
Q4 24
0.23×
Q3 24
0.27×
Q2 24
0.29×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TMP
TMP
WGS
WGS
Operating Cash FlowLast quarter
$38.9M
$-3.1M
Free Cash FlowOCF − Capex
$31.9M
$-7.4M
FCF MarginFCF / Revenue
16.4%
-6.1%
Capex IntensityCapex / Revenue
3.6%
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TMP
TMP
WGS
WGS
Q4 25
$38.9M
$-3.1M
Q3 25
$34.9M
$15.8M
Q2 25
$18.9M
$10.4M
Q1 25
$22.2M
$10.2M
Q4 24
$95.0M
$-3.2M
Q3 24
$21.2M
$-4.4M
Q2 24
$27.3M
$-4.5M
Q1 24
$23.2M
$-16.4M
Free Cash Flow
TMP
TMP
WGS
WGS
Q4 25
$31.9M
$-7.4M
Q3 25
$33.9M
$9.6M
Q2 25
$18.3M
$8.1M
Q1 25
$20.9M
$4.1M
Q4 24
$88.8M
$-6.2M
Q3 24
$18.9M
$-5.0M
Q2 24
$26.3M
$-5.9M
Q1 24
$21.9M
$-16.9M
FCF Margin
TMP
TMP
WGS
WGS
Q4 25
16.4%
-6.1%
Q3 25
38.8%
8.2%
Q2 25
22.1%
7.8%
Q1 25
25.5%
4.7%
Q4 24
115.1%
-6.5%
Q3 24
24.7%
-6.6%
Q2 24
36.2%
-8.3%
Q1 24
30.0%
-27.0%
Capex Intensity
TMP
TMP
WGS
WGS
Q4 25
3.6%
3.6%
Q3 25
1.1%
5.3%
Q2 25
0.8%
2.3%
Q1 25
1.7%
7.0%
Q4 24
8.1%
3.2%
Q3 24
2.9%
0.8%
Q2 24
1.3%
1.9%
Q1 24
1.9%
0.7%
Cash Conversion
TMP
TMP
WGS
WGS
Q4 25
0.40×
Q3 25
1.47×
Q2 25
0.88×
0.96×
Q1 25
1.13×
Q4 24
4.82×
-0.59×
Q3 24
1.14×
Q2 24
1.74×
Q1 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TMP
TMP

Segment breakdown not available.

WGS
WGS

Diagnostic Test Third Party Insurance$101.1M84%
Diagnostic Test Institutional Customers$15.5M13%
Other$3.4M3%

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