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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and Xometry, Inc. (XMTR). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $192.4M, roughly 1.0× Xometry, Inc.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -4.5%, a 53.9% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 29.5%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-5.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 25.2%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
Xometry is an online marketplace for sourcing on-demand manufactured parts for prototyping and large-scale production.
TMP vs XMTR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $192.4M |
| Net Profit | $96.2M | $-8.6M |
| Gross Margin | — | 39.1% |
| Operating Margin | 71.7% | -4.6% |
| Net Margin | 49.4% | -4.5% |
| Revenue YoY | 152.7% | 29.5% |
| Net Profit YoY | 388.9% | 12.7% |
| EPS (diluted) | $6.72 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $194.8M | $192.4M | ||
| Q3 25 | $87.4M | $180.7M | ||
| Q2 25 | $82.6M | $162.5M | ||
| Q1 25 | $81.7M | $151.0M | ||
| Q4 24 | $77.1M | $148.5M | ||
| Q3 24 | $76.6M | $141.7M | ||
| Q2 24 | $72.7M | $132.6M | ||
| Q1 24 | $72.8M | $122.7M |
| Q4 25 | $96.2M | $-8.6M | ||
| Q3 25 | $23.7M | $-11.6M | ||
| Q2 25 | $21.5M | $-26.4M | ||
| Q1 25 | $19.7M | $-15.1M | ||
| Q4 24 | $19.7M | $-9.9M | ||
| Q3 24 | $18.6M | $-10.2M | ||
| Q2 24 | $15.7M | $-13.7M | ||
| Q1 24 | $16.9M | $-16.6M |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 39.7% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | — | 39.9% | ||
| Q1 24 | — | 39.0% |
| Q4 25 | 71.7% | -4.6% | ||
| Q3 25 | 35.6% | -6.1% | ||
| Q2 25 | 34.2% | -6.3% | ||
| Q1 25 | 31.6% | -10.2% | ||
| Q4 24 | 33.4% | -7.8% | ||
| Q3 24 | 32.0% | -8.1% | ||
| Q2 24 | 28.3% | -11.5% | ||
| Q1 24 | 30.4% | -14.6% |
| Q4 25 | 49.4% | -4.5% | ||
| Q3 25 | 27.1% | -6.4% | ||
| Q2 25 | 26.0% | -16.3% | ||
| Q1 25 | 24.1% | -10.0% | ||
| Q4 24 | 25.5% | -6.7% | ||
| Q3 24 | 24.3% | -7.2% | ||
| Q2 24 | 21.6% | -10.3% | ||
| Q1 24 | 23.2% | -13.5% |
| Q4 25 | $6.72 | — | ||
| Q3 25 | $1.65 | — | ||
| Q2 25 | $1.50 | — | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.39 | — | ||
| Q3 24 | $1.30 | — | ||
| Q2 24 | $1.10 | — | ||
| Q1 24 | $1.18 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | $219.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $938.4M | $275.6M |
| Total Assets | $8.7B | $703.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $132.8M | $219.1M | ||
| Q3 25 | $193.5M | $224.5M | ||
| Q2 25 | $212.6M | $225.8M | ||
| Q1 25 | $193.1M | $231.4M | ||
| Q4 24 | $134.4M | $239.8M | ||
| Q3 24 | $132.3M | $234.0M | ||
| Q2 24 | $70.9M | $240.9M | ||
| Q1 24 | $57.1M | $253.8M |
| Q4 25 | $938.4M | $275.6M | ||
| Q3 25 | $788.8M | $272.0M | ||
| Q2 25 | $761.8M | $270.4M | ||
| Q1 25 | $741.4M | $309.9M | ||
| Q4 24 | $713.4M | $314.5M | ||
| Q3 24 | $719.9M | $315.2M | ||
| Q2 24 | $674.6M | $315.8M | ||
| Q1 24 | $667.9M | $320.4M |
| Q4 25 | $8.7B | $703.7M | ||
| Q3 25 | $8.5B | $698.9M | ||
| Q2 25 | $8.4B | $687.0M | ||
| Q1 25 | $8.2B | $690.1M | ||
| Q4 24 | $8.1B | $680.1M | ||
| Q3 24 | $8.0B | $678.2M | ||
| Q2 24 | $7.9B | $678.6M | ||
| Q1 24 | $7.8B | $692.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $4.4M |
| Free Cash FlowOCF − Capex | $31.9M | $-5.9M |
| FCF MarginFCF / Revenue | 16.4% | -3.0% |
| Capex IntensityCapex / Revenue | 3.6% | 5.3% |
| Cash ConversionOCF / Net Profit | 0.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | $-24.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $4.4M | ||
| Q3 25 | $34.9M | $5.8M | ||
| Q2 25 | $18.9M | $-427.0K | ||
| Q1 25 | $22.2M | $-3.7M | ||
| Q4 24 | $95.0M | $9.1M | ||
| Q3 24 | $21.2M | $-3.6M | ||
| Q2 24 | $27.3M | $-9.1M | ||
| Q1 24 | $23.2M | $-11.7M |
| Q4 25 | $31.9M | $-5.9M | ||
| Q3 25 | $33.9M | $-1.7M | ||
| Q2 25 | $18.3M | $-7.4M | ||
| Q1 25 | $20.9M | $-9.2M | ||
| Q4 24 | $88.8M | $4.5M | ||
| Q3 24 | $18.9M | $-8.4M | ||
| Q2 24 | $26.3M | $-13.5M | ||
| Q1 24 | $21.9M | $-16.1M |
| Q4 25 | 16.4% | -3.0% | ||
| Q3 25 | 38.8% | -0.9% | ||
| Q2 25 | 22.1% | -4.5% | ||
| Q1 25 | 25.5% | -6.1% | ||
| Q4 24 | 115.1% | 3.1% | ||
| Q3 24 | 24.7% | -6.0% | ||
| Q2 24 | 36.2% | -10.2% | ||
| Q1 24 | 30.0% | -13.1% |
| Q4 25 | 3.6% | 5.3% | ||
| Q3 25 | 1.1% | 4.1% | ||
| Q2 25 | 0.8% | 4.3% | ||
| Q1 25 | 1.7% | 3.6% | ||
| Q4 24 | 8.1% | 3.1% | ||
| Q3 24 | 2.9% | 3.4% | ||
| Q2 24 | 1.3% | 3.3% | ||
| Q1 24 | 1.9% | 3.5% |
| Q4 25 | 0.40× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.88× | — | ||
| Q1 25 | 1.13× | — | ||
| Q4 24 | 4.82× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.74× | — | ||
| Q1 24 | 1.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
XMTR
| US | $159.1M | 83% |
| Non Us | $33.3M | 17% |
