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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and YELP INC (YELP). Click either name above to swap in a different company.
YELP INC is the larger business by last-quarter revenue ($360.0M vs $194.8M, roughly 1.8× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 10.5%, a 38.9% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -0.5%). YELP INC produced more free cash flow last quarter ($72.3M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 4.0%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
Yelp Inc. is an American company that develops the Yelp.com website and the Yelp mobile app, which publishes crowd-sourced reviews about businesses. It also operates Yelp Guest Manager, a table reservation service. It is headquartered in San Francisco.
TMP vs YELP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $194.8M | $360.0M |
| Net Profit | $96.2M | $37.8M |
| Gross Margin | — | — |
| Operating Margin | 71.7% | 13.6% |
| Net Margin | 49.4% | 10.5% |
| Revenue YoY | 152.7% | -0.5% |
| Net Profit YoY | 388.9% | -10.5% |
| EPS (diluted) | $6.72 | $0.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $194.8M | $360.0M | ||
| Q3 25 | $87.4M | $376.0M | ||
| Q2 25 | $82.6M | $370.4M | ||
| Q1 25 | $81.7M | $358.5M | ||
| Q4 24 | $77.1M | $362.0M | ||
| Q3 24 | $76.6M | $360.3M | ||
| Q2 24 | $72.7M | $357.0M | ||
| Q1 24 | $72.8M | $332.8M |
| Q4 25 | $96.2M | $37.8M | ||
| Q3 25 | $23.7M | $39.3M | ||
| Q2 25 | $21.5M | $44.1M | ||
| Q1 25 | $19.7M | $24.4M | ||
| Q4 24 | $19.7M | $42.2M | ||
| Q3 24 | $18.6M | $38.4M | ||
| Q2 24 | $15.7M | $38.0M | ||
| Q1 24 | $16.9M | $14.2M |
| Q4 25 | 71.7% | 13.6% | ||
| Q3 25 | 35.6% | 14.1% | ||
| Q2 25 | 34.2% | 14.4% | ||
| Q1 25 | 31.6% | 8.2% | ||
| Q4 24 | 33.4% | 14.8% | ||
| Q3 24 | 32.0% | 12.9% | ||
| Q2 24 | 28.3% | 11.1% | ||
| Q1 24 | 30.4% | 3.4% |
| Q4 25 | 49.4% | 10.5% | ||
| Q3 25 | 27.1% | 10.5% | ||
| Q2 25 | 26.0% | 11.9% | ||
| Q1 25 | 24.1% | 6.8% | ||
| Q4 24 | 25.5% | 11.7% | ||
| Q3 24 | 24.3% | 10.7% | ||
| Q2 24 | 21.6% | 10.7% | ||
| Q1 24 | 23.2% | 4.3% |
| Q4 25 | $6.72 | $0.60 | ||
| Q3 25 | $1.65 | $0.61 | ||
| Q2 25 | $1.50 | $0.67 | ||
| Q1 25 | $1.37 | $0.36 | ||
| Q4 24 | $1.39 | $0.58 | ||
| Q3 24 | $1.30 | $0.56 | ||
| Q2 24 | $1.10 | $0.54 | ||
| Q1 24 | $1.18 | $0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $132.8M | $319.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $938.4M | $710.9M |
| Total Assets | $8.7B | $958.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $132.8M | $319.4M | ||
| Q3 25 | $193.5M | $333.6M | ||
| Q2 25 | $212.6M | $301.1M | ||
| Q1 25 | $193.1M | $324.4M | ||
| Q4 24 | $134.4M | $317.9M | ||
| Q3 24 | $132.3M | $397.0M | ||
| Q2 24 | $70.9M | $384.8M | ||
| Q1 24 | $57.1M | $420.8M |
| Q4 25 | $938.4M | $710.9M | ||
| Q3 25 | $788.8M | $733.2M | ||
| Q2 25 | $761.8M | $746.4M | ||
| Q1 25 | $741.4M | $728.0M | ||
| Q4 24 | $713.4M | $744.0M | ||
| Q3 24 | $719.9M | $739.5M | ||
| Q2 24 | $674.6M | $735.3M | ||
| Q1 24 | $667.9M | $722.0M |
| Q4 25 | $8.7B | $958.5M | ||
| Q3 25 | $8.5B | $989.9M | ||
| Q2 25 | $8.4B | $980.2M | ||
| Q1 25 | $8.2B | $985.2M | ||
| Q4 24 | $8.1B | $983.6M | ||
| Q3 24 | $8.0B | $980.2M | ||
| Q2 24 | $7.9B | $965.0M | ||
| Q1 24 | $7.8B | $993.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.9M | $84.5M |
| Free Cash FlowOCF − Capex | $31.9M | $72.3M |
| FCF MarginFCF / Revenue | 16.4% | 20.1% |
| Capex IntensityCapex / Revenue | 3.6% | 3.4% |
| Cash ConversionOCF / Net Profit | 0.40× | 2.24× |
| TTM Free Cash FlowTrailing 4 quarters | $105.0M | $323.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $38.9M | $84.5M | ||
| Q3 25 | $34.9M | $131.5M | ||
| Q2 25 | $18.9M | $58.0M | ||
| Q1 25 | $22.2M | $98.0M | ||
| Q4 24 | $95.0M | $71.0M | ||
| Q3 24 | $21.2M | $102.3M | ||
| Q2 24 | $27.3M | $39.7M | ||
| Q1 24 | $23.2M | $72.9M |
| Q4 25 | $31.9M | $72.3M | ||
| Q3 25 | $33.9M | $118.9M | ||
| Q2 25 | $18.3M | $45.0M | ||
| Q1 25 | $20.9M | $87.5M | ||
| Q4 24 | $88.8M | $60.0M | ||
| Q3 24 | $18.9M | $92.5M | ||
| Q2 24 | $26.3M | $30.1M | ||
| Q1 24 | $21.9M | $65.9M |
| Q4 25 | 16.4% | 20.1% | ||
| Q3 25 | 38.8% | 31.6% | ||
| Q2 25 | 22.1% | 12.2% | ||
| Q1 25 | 25.5% | 24.4% | ||
| Q4 24 | 115.1% | 16.6% | ||
| Q3 24 | 24.7% | 25.7% | ||
| Q2 24 | 36.2% | 8.4% | ||
| Q1 24 | 30.0% | 19.8% |
| Q4 25 | 3.6% | 3.4% | ||
| Q3 25 | 1.1% | 3.3% | ||
| Q2 25 | 0.8% | 3.5% | ||
| Q1 25 | 1.7% | 2.9% | ||
| Q4 24 | 8.1% | 3.0% | ||
| Q3 24 | 2.9% | 2.7% | ||
| Q2 24 | 1.3% | 2.7% | ||
| Q1 24 | 1.9% | 2.1% |
| Q4 25 | 0.40× | 2.24× | ||
| Q3 25 | 1.47× | 3.34× | ||
| Q2 25 | 0.88× | 1.32× | ||
| Q1 25 | 1.13× | 4.02× | ||
| Q4 24 | 4.82× | 1.68× | ||
| Q3 24 | 1.14× | 2.66× | ||
| Q2 24 | 1.74× | 1.04× | ||
| Q1 24 | 1.38× | 5.15× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TMP
Segment breakdown not available.
YELP
| Advertising Services | $231.4M | 64% |
| Advertising Restaurants And Other | $106.8M | 30% |
| Other Revenue | $21.8M | 6% |
