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Side-by-side financial comparison of TOMPKINS FINANCIAL CORP (TMP) and Zai Lab Ltd (ZLAB). Click either name above to swap in a different company.

TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $127.1M, roughly 1.5× Zai Lab Ltd). On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 17.1%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-26.7M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 20.8%).

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

Zai Lab Ltd is a global biopharmaceutical company focused on developing, manufacturing and commercializing innovative therapies for oncology, autoimmune disorders, infectious diseases and other unmet medical needs. It operates primarily in the Greater China region and partners with leading global biotech firms to expand access to life-saving treatments for underserved patient populations.

TMP vs ZLAB — Head-to-Head

Bigger by revenue
TMP
TMP
1.5× larger
TMP
$194.8M
$127.1M
ZLAB
Growing faster (revenue YoY)
TMP
TMP
+135.5% gap
TMP
152.7%
17.1%
ZLAB
More free cash flow
TMP
TMP
$58.6M more FCF
TMP
$31.9M
$-26.7M
ZLAB
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
20.8%
ZLAB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
TMP
TMP
ZLAB
ZLAB
Revenue
$194.8M
$127.1M
Net Profit
$96.2M
Gross Margin
51.0%
Operating Margin
71.7%
-54.6%
Net Margin
49.4%
Revenue YoY
152.7%
17.1%
Net Profit YoY
388.9%
EPS (diluted)
$6.72
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
TMP
TMP
ZLAB
ZLAB
Q4 25
$194.8M
$127.1M
Q3 25
$87.4M
$115.4M
Q2 25
$82.6M
$109.1M
Q1 25
$81.7M
$105.7M
Q4 24
$77.1M
$108.5M
Q3 24
$76.6M
$101.8M
Q2 24
$72.7M
$100.1M
Q1 24
$72.8M
$87.1M
Net Profit
TMP
TMP
ZLAB
ZLAB
Q4 25
$96.2M
Q3 25
$23.7M
$-36.0M
Q2 25
$21.5M
$-40.7M
Q1 25
$19.7M
$-48.4M
Q4 24
$19.7M
Q3 24
$18.6M
$-41.7M
Q2 24
$15.7M
$-80.3M
Q1 24
$16.9M
$-53.5M
Gross Margin
TMP
TMP
ZLAB
ZLAB
Q4 25
51.0%
Q3 25
59.5%
Q2 25
60.6%
Q1 25
63.6%
Q4 24
61.5%
Q3 24
64.1%
Q2 24
64.9%
Q1 24
61.4%
Operating Margin
TMP
TMP
ZLAB
ZLAB
Q4 25
71.7%
-54.6%
Q3 25
35.6%
-42.3%
Q2 25
34.2%
-50.3%
Q1 25
31.6%
-53.3%
Q4 24
33.4%
-62.6%
Q3 24
32.0%
-66.6%
Q2 24
28.3%
-76.0%
Q1 24
30.4%
-80.7%
Net Margin
TMP
TMP
ZLAB
ZLAB
Q4 25
49.4%
Q3 25
27.1%
-31.2%
Q2 25
26.0%
-37.3%
Q1 25
24.1%
-45.8%
Q4 24
25.5%
Q3 24
24.3%
-40.9%
Q2 24
21.6%
-80.2%
Q1 24
23.2%
-61.4%
EPS (diluted)
TMP
TMP
ZLAB
ZLAB
Q4 25
$6.72
$-0.05
Q3 25
$1.65
$-0.03
Q2 25
$1.50
$-0.04
Q1 25
$1.37
$-0.04
Q4 24
$1.39
$-0.09
Q3 24
$1.30
$-0.04
Q2 24
$1.10
$-0.08
Q1 24
$1.18
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
TMP
TMP
ZLAB
ZLAB
Cash + ST InvestmentsLiquidity on hand
$132.8M
$689.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$938.4M
$715.5M
Total Assets
$8.7B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
TMP
TMP
ZLAB
ZLAB
Q4 25
$132.8M
$689.6M
Q3 25
$193.5M
$717.2M
Q2 25
$212.6M
$732.2M
Q1 25
$193.1M
$757.3M
Q4 24
$134.4M
$779.7M
Q3 24
$132.3M
$616.1M
Q2 24
$70.9M
$630.0M
Q1 24
$57.1M
$650.8M
Stockholders' Equity
TMP
TMP
ZLAB
ZLAB
Q4 25
$938.4M
$715.5M
Q3 25
$788.8M
$759.9M
Q2 25
$761.8M
$791.7M
Q1 25
$741.4M
$810.8M
Q4 24
$713.4M
$840.9M
Q3 24
$719.9M
$667.7M
Q2 24
$674.6M
$704.2M
Q1 24
$667.9M
$762.2M
Total Assets
TMP
TMP
ZLAB
ZLAB
Q4 25
$8.7B
$1.2B
Q3 25
$8.5B
$1.2B
Q2 25
$8.4B
$1.2B
Q1 25
$8.2B
$1.2B
Q4 24
$8.1B
$1.2B
Q3 24
$8.0B
$985.3M
Q2 24
$7.9B
$987.4M
Q1 24
$7.8B
$988.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
TMP
TMP
ZLAB
ZLAB
Operating Cash FlowLast quarter
$38.9M
$-26.0M
Free Cash FlowOCF − Capex
$31.9M
$-26.7M
FCF MarginFCF / Revenue
16.4%
-21.0%
Capex IntensityCapex / Revenue
3.6%
0.5%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M
$-158.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
TMP
TMP
ZLAB
ZLAB
Q4 25
$38.9M
$-26.0M
Q3 25
$34.9M
$-32.0M
Q2 25
$18.9M
$-31.0M
Q1 25
$22.2M
$-61.7M
Q4 24
$95.0M
$-55.8M
Q3 24
$21.2M
$-26.8M
Q2 24
$27.3M
$-42.2M
Q1 24
$23.2M
$-90.1M
Free Cash Flow
TMP
TMP
ZLAB
ZLAB
Q4 25
$31.9M
$-26.7M
Q3 25
$33.9M
$-35.0M
Q2 25
$18.3M
$-33.9M
Q1 25
$20.9M
$-63.2M
Q4 24
$88.8M
$-58.4M
Q3 24
$18.9M
$-28.2M
Q2 24
$26.3M
$-42.9M
Q1 24
$21.9M
$-91.1M
FCF Margin
TMP
TMP
ZLAB
ZLAB
Q4 25
16.4%
-21.0%
Q3 25
38.8%
-30.4%
Q2 25
22.1%
-31.1%
Q1 25
25.5%
-59.9%
Q4 24
115.1%
-53.8%
Q3 24
24.7%
-27.7%
Q2 24
36.2%
-42.9%
Q1 24
30.0%
-104.5%
Capex Intensity
TMP
TMP
ZLAB
ZLAB
Q4 25
3.6%
0.5%
Q3 25
1.1%
2.6%
Q2 25
0.8%
2.6%
Q1 25
1.7%
1.5%
Q4 24
8.1%
2.4%
Q3 24
2.9%
1.3%
Q2 24
1.3%
0.7%
Q1 24
1.9%
1.1%
Cash Conversion
TMP
TMP
ZLAB
ZLAB
Q4 25
0.40×
Q3 25
1.47×
Q2 25
0.88×
Q1 25
1.13×
Q4 24
4.82×
Q3 24
1.14×
Q2 24
1.74×
Q1 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

TMP
TMP

Segment breakdown not available.

ZLAB
ZLAB

Zejula$56.0M44%
Other$21.9M17%
Nuzyra$16.0M13%
Optune$11.9M9%
XACDURO$10.7M8%
Qinlock$9.7M8%
AUGTYRO$836.0K1%

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