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Side-by-side financial comparison of Unity Software Inc. (U) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

WINTRUST FINANCIAL CORP is the larger business by last-quarter revenue ($713.2M vs $503.1M, roughly 1.4× Unity Software Inc.). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs -17.9%, a 49.8% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs 10.1%). Over the past eight quarters, WINTRUST FINANCIAL CORP's revenue compounded faster (9.8% CAGR vs 4.5%).

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

U vs WTFC — Head-to-Head

Bigger by revenue
WTFC
WTFC
1.4× larger
WTFC
$713.2M
$503.1M
U
Growing faster (revenue YoY)
WTFC
WTFC
+0.8% gap
WTFC
10.9%
10.1%
U
Higher net margin
WTFC
WTFC
49.8% more per $
WTFC
31.9%
-17.9%
U
Faster 2-yr revenue CAGR
WTFC
WTFC
Annualised
WTFC
9.8%
4.5%
U

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
U
U
WTFC
WTFC
Revenue
$503.1M
$713.2M
Net Profit
$-90.0M
$227.4M
Gross Margin
74.3%
Operating Margin
-21.2%
Net Margin
-17.9%
31.9%
Revenue YoY
10.1%
10.9%
Net Profit YoY
26.7%
2.0%
EPS (diluted)
$-0.21
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
U
U
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$503.1M
$714.3M
Q3 25
$470.6M
$697.8M
Q2 25
$440.9M
$670.8M
Q1 25
$435.0M
$643.1M
Q4 24
$457.1M
$638.6M
Q3 24
$446.5M
$615.7M
Q2 24
$449.3M
$591.8M
Net Profit
U
U
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$-90.0M
Q3 25
$-126.4M
$216.3M
Q2 25
$-108.8M
$195.5M
Q1 25
$-77.6M
$189.0M
Q4 24
$-122.7M
Q3 24
$-124.7M
$170.0M
Q2 24
$-125.6M
$152.4M
Gross Margin
U
U
WTFC
WTFC
Q1 26
Q4 25
74.3%
Q3 25
74.4%
Q2 25
74.1%
Q1 25
73.8%
Q4 24
74.7%
Q3 24
74.9%
Q2 24
75.8%
Operating Margin
U
U
WTFC
WTFC
Q1 26
Q4 25
-21.2%
42.3%
Q3 25
-26.7%
42.4%
Q2 25
-26.9%
39.8%
Q1 25
-29.4%
39.3%
Q4 24
-27.1%
39.6%
Q3 24
-28.5%
37.8%
Q2 24
-28.8%
35.7%
Net Margin
U
U
WTFC
WTFC
Q1 26
31.9%
Q4 25
-17.9%
Q3 25
-26.9%
31.0%
Q2 25
-24.7%
29.1%
Q1 25
-17.8%
29.4%
Q4 24
-26.8%
Q3 24
-27.9%
27.6%
Q2 24
-28.0%
25.8%
EPS (diluted)
U
U
WTFC
WTFC
Q1 26
$3.22
Q4 25
$-0.21
$3.15
Q3 25
$-0.30
$2.78
Q2 25
$-0.26
$2.78
Q1 25
$-0.19
$2.69
Q4 24
$-0.30
$2.63
Q3 24
$-0.31
$2.47
Q2 24
$-0.32
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
U
U
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$2.1B
Total DebtLower is stronger
Stockholders' EquityBook value
$3.2B
$7.4B
Total Assets
$6.8B
$72.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
U
U
WTFC
WTFC
Q1 26
Q4 25
$2.1B
Q3 25
$1.9B
Q2 25
$1.7B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.3B
Stockholders' Equity
U
U
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$3.2B
$7.3B
Q3 25
$3.2B
$7.0B
Q2 25
$3.2B
$7.2B
Q1 25
$3.2B
$6.6B
Q4 24
$3.2B
$6.3B
Q3 24
$3.2B
$6.4B
Q2 24
$3.2B
$5.5B
Total Assets
U
U
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$6.8B
$71.1B
Q3 25
$6.8B
$69.6B
Q2 25
$6.7B
$69.0B
Q1 25
$6.6B
$65.9B
Q4 24
$6.7B
$64.9B
Q3 24
$6.7B
$63.8B
Q2 24
$6.7B
$59.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
U
U
WTFC
WTFC
Operating Cash FlowLast quarter
$121.4M
Free Cash FlowOCF − Capex
$118.7M
FCF MarginFCF / Revenue
23.6%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$403.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
U
U
WTFC
WTFC
Q1 26
Q4 25
$121.4M
$910.3M
Q3 25
$155.4M
$209.8M
Q2 25
$133.1M
$329.2M
Q1 25
$13.0M
$119.8M
Q4 24
$112.2M
$721.6M
Q3 24
$122.4M
$-61.6M
Q2 24
$88.4M
$221.2M
Free Cash Flow
U
U
WTFC
WTFC
Q1 26
Q4 25
$118.7M
$860.4M
Q3 25
$151.3M
Q2 25
$126.7M
Q1 25
$7.3M
Q4 24
$105.8M
$635.5M
Q3 24
$115.2M
$-78.3M
Q2 24
$79.6M
$182.1M
FCF Margin
U
U
WTFC
WTFC
Q1 26
Q4 25
23.6%
120.5%
Q3 25
32.1%
Q2 25
28.7%
Q1 25
1.7%
Q4 24
23.1%
99.5%
Q3 24
25.8%
-12.7%
Q2 24
17.7%
30.8%
Capex Intensity
U
U
WTFC
WTFC
Q1 26
Q4 25
0.5%
7.0%
Q3 25
0.9%
Q2 25
1.5%
Q1 25
1.3%
Q4 24
1.4%
13.5%
Q3 24
1.6%
2.7%
Q2 24
2.0%
6.6%
Cash Conversion
U
U
WTFC
WTFC
Q1 26
Q4 25
Q3 25
0.97×
Q2 25
1.68×
Q1 25
0.63×
Q4 24
Q3 24
-0.36×
Q2 24
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

U
U

Grow Solutions$338.2M67%
Create Solutions$164.9M33%

WTFC
WTFC

Segment breakdown not available.

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