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Side-by-side financial comparison of UNITED BANKSHARES INC (UBSI) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $318.4M, roughly 1.0× UNITED BANKSHARES INC). UNITED BANKSHARES INC runs the higher net margin — 40.5% vs -18.0%, a 58.4% gap on every dollar of revenue. On growth, UNITED BANKSHARES INC posted the faster year-over-year revenue change (21.6% vs -76.3%). UNITED BANKSHARES INC produced more free cash flow last quarter ($481.2M vs $168.0M). Over the past eight quarters, UNITED BANKSHARES INC's revenue compounded faster (11.8% CAGR vs -4.6%).
United Bankshares Inc. (WV) is a regional financial holding company operating mainly across the Mid-Atlantic and Southeastern United States. It provides full-spectrum banking solutions including consumer and commercial lending, deposit products, wealth management, and mortgage services for individual, small business and corporate clients.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
UBSI vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $318.4M | $334.0M |
| Net Profit | $128.8M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 50.2% | — |
| Net Margin | 40.5% | -18.0% |
| Revenue YoY | 21.6% | -76.3% |
| Net Profit YoY | 36.5% | -170.6% |
| EPS (diluted) | $0.91 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $318.4M | $334.0M | ||
| Q3 25 | $323.3M | $382.0M | ||
| Q2 25 | $306.0M | $397.0M | ||
| Q1 25 | $289.6M | $316.0M | ||
| Q4 24 | $261.9M | $336.0M | ||
| Q3 24 | $262.2M | $396.0M | ||
| Q2 24 | $255.9M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $128.8M | $-60.0M | ||
| Q3 25 | $130.7M | $105.0M | ||
| Q2 25 | $120.7M | $87.0M | ||
| Q1 25 | $84.3M | $61.0M | ||
| Q4 24 | $94.4M | $85.0M | ||
| Q3 24 | $95.3M | $102.0M | ||
| Q2 24 | $96.5M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 50.2% | -11.4% | ||
| Q3 25 | 50.9% | 46.6% | ||
| Q2 25 | 49.7% | 37.8% | ||
| Q1 25 | 36.9% | 35.4% | ||
| Q4 24 | 46.2% | 38.4% | ||
| Q3 24 | 45.7% | 43.2% | ||
| Q2 24 | 45.1% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 40.5% | -18.0% | ||
| Q3 25 | 40.4% | 27.5% | ||
| Q2 25 | 39.5% | 21.9% | ||
| Q1 25 | 29.1% | 19.3% | ||
| Q4 24 | 36.0% | 25.3% | ||
| Q3 24 | 36.3% | 25.8% | ||
| Q2 24 | 37.7% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $0.91 | $-0.77 | ||
| Q3 25 | $0.92 | $1.36 | ||
| Q2 25 | $0.85 | $1.13 | ||
| Q1 25 | $0.59 | $0.78 | ||
| Q4 24 | $0.70 | $1.06 | ||
| Q3 24 | $0.70 | $1.29 | ||
| Q2 24 | $0.71 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $64.0M |
| Total DebtLower is stronger | $531.8M | — |
| Stockholders' EquityBook value | $5.5B | $468.0M |
| Total Assets | $33.7B | $4.2B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | — | $64.0M | ||
| Q3 25 | — | $70.0M | ||
| Q2 25 | — | $50.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $103.0M | ||
| Q3 24 | — | $72.0M | ||
| Q2 24 | — | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | $531.8M | $2.5B | ||
| Q3 25 | $250.0M | $2.6B | ||
| Q2 25 | $250.0M | $2.5B | ||
| Q1 25 | $250.0M | $2.5B | ||
| Q4 24 | $540.4M | $2.4B | ||
| Q3 24 | $260.3M | $2.4B | ||
| Q2 24 | $1.2B | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $5.5B | $468.0M | ||
| Q3 25 | $5.4B | $583.0M | ||
| Q2 25 | $5.4B | $570.0M | ||
| Q1 25 | $5.3B | $579.0M | ||
| Q4 24 | $5.0B | $650.0M | ||
| Q3 24 | $5.0B | $583.0M | ||
| Q2 24 | $4.9B | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $33.7B | $4.2B | ||
| Q3 25 | $33.4B | $4.3B | ||
| Q2 25 | $32.8B | $4.3B | ||
| Q1 25 | $32.8B | $4.2B | ||
| Q4 24 | $30.0B | $4.2B | ||
| Q3 24 | $29.9B | $4.2B | ||
| Q2 24 | $30.0B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.10× | 5.37× | ||
| Q3 25 | 0.05× | 4.43× | ||
| Q2 25 | 0.05× | 4.44× | ||
| Q1 25 | 0.05× | 4.29× | ||
| Q4 24 | 0.11× | 3.72× | ||
| Q3 24 | 0.05× | 4.19× | ||
| Q2 24 | 0.25× | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $498.9M | $367.0M |
| Free Cash FlowOCF − Capex | $481.2M | $168.0M |
| FCF MarginFCF / Revenue | 151.1% | 50.3% |
| Capex IntensityCapex / Revenue | 5.6% | — |
| Cash ConversionOCF / Net Profit | 3.87× | — |
| TTM Free Cash FlowTrailing 4 quarters | $828.9M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $498.9M | $152.0M | ||
| Q3 25 | $150.6M | $86.0M | ||
| Q2 25 | $89.4M | $70.0M | ||
| Q1 25 | $120.0M | $59.0M | ||
| Q4 24 | $445.5M | $134.0M | ||
| Q3 24 | $123.6M | $79.0M | ||
| Q2 24 | $61.2M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $481.2M | $136.0M | ||
| Q3 25 | $146.4M | $75.0M | ||
| Q2 25 | $85.2M | $58.0M | ||
| Q1 25 | $116.1M | $52.0M | ||
| Q4 24 | $433.3M | $109.0M | ||
| Q3 24 | $122.0M | $71.0M | ||
| Q2 24 | $58.2M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 151.1% | 40.7% | ||
| Q3 25 | 45.3% | 19.6% | ||
| Q2 25 | 27.8% | 14.6% | ||
| Q1 25 | 40.1% | 16.5% | ||
| Q4 24 | 165.4% | 32.4% | ||
| Q3 24 | 46.5% | 17.9% | ||
| Q2 24 | 22.7% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | 4.8% | ||
| Q3 25 | 1.3% | 2.9% | ||
| Q2 25 | 1.4% | 3.0% | ||
| Q1 25 | 1.3% | 2.2% | ||
| Q4 24 | 4.6% | 7.4% | ||
| Q3 24 | 0.6% | 2.0% | ||
| Q2 24 | 1.2% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 3.87× | — | ||
| Q3 25 | 1.15× | 0.82× | ||
| Q2 25 | 0.74× | 0.80× | ||
| Q1 25 | 1.42× | 0.97× | ||
| Q4 24 | 4.72× | 1.58× | ||
| Q3 24 | 1.30× | 0.77× | ||
| Q2 24 | 0.63× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
UBSI
Segment breakdown not available.
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
