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Side-by-side financial comparison of Ubiquiti Inc. (UI) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

Ubiquiti Inc. is the larger business by last-quarter revenue ($814.9M vs $713.2M, roughly 1.1× WINTRUST FINANCIAL CORP). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 28.7%, a 3.2% gap on every dollar of revenue. On growth, Ubiquiti Inc. posted the faster year-over-year revenue change (35.8% vs 10.9%). Over the past eight quarters, Ubiquiti Inc.'s revenue compounded faster (28.6% CAGR vs 9.8%).

Ubiquiti Inc. is an American technology company founded in San Jose, California, in 2003. Now based in New York City, Ubiquiti manufactures and sells wireless data communication and wired products for enterprises and homes under multiple brand names. On October 13, 2011, Ubiquiti had its initial public offering (IPO) at 7.04 million shares, at $15 per share, raising $30.5 million.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

UI vs WTFC — Head-to-Head

Bigger by revenue
UI
UI
1.1× larger
UI
$814.9M
$713.2M
WTFC
Growing faster (revenue YoY)
UI
UI
+24.9% gap
UI
35.8%
10.9%
WTFC
Higher net margin
WTFC
WTFC
3.2% more per $
WTFC
31.9%
28.7%
UI
Faster 2-yr revenue CAGR
UI
UI
Annualised
UI
28.6%
9.8%
WTFC

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
UI
UI
WTFC
WTFC
Revenue
$814.9M
$713.2M
Net Profit
$233.6M
$227.4M
Gross Margin
45.9%
Operating Margin
35.9%
Net Margin
28.7%
31.9%
Revenue YoY
35.8%
10.9%
Net Profit YoY
70.8%
EPS (diluted)
$3.86
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
UI
UI
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$814.9M
$714.3M
Q3 25
$733.8M
$697.8M
Q2 25
$759.2M
$670.8M
Q1 25
$664.2M
$643.1M
Q4 24
$599.9M
$638.6M
Q3 24
$550.3M
$615.7M
Q2 24
$507.5M
$591.8M
Net Profit
UI
UI
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$233.6M
Q3 25
$207.9M
$216.3M
Q2 25
$266.7M
$195.5M
Q1 25
$180.4M
$189.0M
Q4 24
$136.8M
Q3 24
$128.0M
$170.0M
Q2 24
$103.8M
$152.4M
Gross Margin
UI
UI
WTFC
WTFC
Q1 26
Q4 25
45.9%
Q3 25
46.0%
Q2 25
45.1%
Q1 25
44.5%
Q4 24
41.2%
Q3 24
42.1%
Q2 24
40.2%
Operating Margin
UI
UI
WTFC
WTFC
Q1 26
Q4 25
35.9%
42.3%
Q3 25
35.7%
42.4%
Q2 25
34.4%
39.8%
Q1 25
34.2%
39.3%
Q4 24
29.8%
39.6%
Q3 24
30.7%
37.8%
Q2 24
27.3%
35.7%
Net Margin
UI
UI
WTFC
WTFC
Q1 26
31.9%
Q4 25
28.7%
Q3 25
28.3%
31.0%
Q2 25
35.1%
29.1%
Q1 25
27.2%
29.4%
Q4 24
22.8%
Q3 24
23.3%
27.6%
Q2 24
20.5%
25.8%
EPS (diluted)
UI
UI
WTFC
WTFC
Q1 26
$3.22
Q4 25
$3.86
$3.15
Q3 25
$3.43
$2.78
Q2 25
$4.40
$2.78
Q1 25
$2.98
$2.69
Q4 24
$2.26
$2.63
Q3 24
$2.12
$2.47
Q2 24
$1.72
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
UI
UI
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$302.8M
Total DebtLower is stronger
$47.5M
Stockholders' EquityBook value
$1.0B
$7.4B
Total Assets
$1.6B
$72.2B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
UI
UI
WTFC
WTFC
Q1 26
Q4 25
$302.8M
Q3 25
$177.2M
Q2 25
$149.7M
Q1 25
$151.0M
Q4 24
$133.1M
Q3 24
$165.2M
Q2 24
$126.3M
Total Debt
UI
UI
WTFC
WTFC
Q1 26
Q4 25
$47.5M
Q3 25
$133.8M
Q2 25
$250.0M
Q1 25
$340.0M
Q4 24
$406.3M
Q3 24
$552.5M
Q2 24
$708.1M
Stockholders' Equity
UI
UI
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$1.0B
$7.3B
Q3 25
$828.4M
$7.0B
Q2 25
$668.3M
$7.2B
Q1 25
$436.1M
$6.6B
Q4 24
$290.4M
$6.3B
Q3 24
$188.1M
$6.4B
Q2 24
$95.1M
$5.5B
Total Assets
UI
UI
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$1.6B
$71.1B
Q3 25
$1.5B
$69.6B
Q2 25
$1.5B
$69.0B
Q1 25
$1.3B
$65.9B
Q4 24
$1.2B
$64.9B
Q3 24
$1.2B
$63.8B
Q2 24
$1.2B
$59.8B
Debt / Equity
UI
UI
WTFC
WTFC
Q1 26
Q4 25
0.05×
Q3 25
0.16×
Q2 25
0.37×
Q1 25
0.78×
Q4 24
1.40×
Q3 24
2.94×
Q2 24
7.45×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
UI
UI
WTFC
WTFC
Operating Cash FlowLast quarter
$263.9M
Free Cash FlowOCF − Capex
$260.3M
FCF MarginFCF / Revenue
31.9%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
1.13×
TTM Free Cash FlowTrailing 4 quarters
$699.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
UI
UI
WTFC
WTFC
Q1 26
Q4 25
$263.9M
$910.3M
Q3 25
$198.5M
$209.8M
Q2 25
$130.4M
$329.2M
Q1 25
$123.6M
$119.8M
Q4 24
$152.4M
$721.6M
Q3 24
$233.7M
$-61.6M
Q2 24
$231.4M
$221.2M
Free Cash Flow
UI
UI
WTFC
WTFC
Q1 26
Q4 25
$260.3M
$860.4M
Q3 25
$193.3M
Q2 25
$125.2M
Q1 25
$120.7M
Q4 24
$150.4M
$635.5M
Q3 24
$231.1M
$-78.3M
Q2 24
$229.5M
$182.1M
FCF Margin
UI
UI
WTFC
WTFC
Q1 26
Q4 25
31.9%
120.5%
Q3 25
26.3%
Q2 25
16.5%
Q1 25
18.2%
Q4 24
25.1%
99.5%
Q3 24
42.0%
-12.7%
Q2 24
45.2%
30.8%
Capex Intensity
UI
UI
WTFC
WTFC
Q1 26
Q4 25
0.4%
7.0%
Q3 25
0.7%
Q2 25
0.7%
Q1 25
0.4%
Q4 24
0.3%
13.5%
Q3 24
0.5%
2.7%
Q2 24
0.4%
6.6%
Cash Conversion
UI
UI
WTFC
WTFC
Q1 26
Q4 25
1.13×
Q3 25
0.95×
0.97×
Q2 25
0.49×
1.68×
Q1 25
0.68×
0.63×
Q4 24
1.11×
Q3 24
1.83×
-0.36×
Q2 24
2.23×
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

UI
UI

Enterprise Technology$729.0M89%
Service Provider Technology$85.9M11%

WTFC
WTFC

Segment breakdown not available.

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