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Side-by-side financial comparison of Wheels Up Experience Inc. (UP) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $183.8M, roughly 1.4× Wheels Up Experience Inc.). WESBANCO INC runs the higher net margin — 34.5% vs -15.7%, a 50.2% gap on every dollar of revenue. Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs -3.4%).
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
UP vs WSBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $183.8M | $257.2M |
| Net Profit | $-28.9M | $88.6M |
| Gross Margin | 14.3% | — |
| Operating Margin | -0.9% | — |
| Net Margin | -15.7% | 34.5% |
| Revenue YoY | -10.2% | — |
| Net Profit YoY | 67.0% | 54.4% |
| EPS (diluted) | $-0.04 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $183.8M | $265.6M | ||
| Q3 25 | $185.5M | $261.6M | ||
| Q2 25 | $189.6M | $260.7M | ||
| Q1 25 | $177.5M | $193.2M | ||
| Q4 24 | $204.8M | $162.9M | ||
| Q3 24 | $193.9M | $150.8M | ||
| Q2 24 | $196.3M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | $-28.9M | $91.1M | ||
| Q3 25 | $-83.7M | $83.6M | ||
| Q2 25 | $-82.3M | $57.4M | ||
| Q1 25 | $-99.3M | $-9.0M | ||
| Q4 24 | $-87.5M | $49.6M | ||
| Q3 24 | $-57.7M | $37.3M | ||
| Q2 24 | $-97.0M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | 14.3% | — | ||
| Q3 25 | 6.8% | — | ||
| Q2 25 | 8.3% | — | ||
| Q1 25 | 10.8% | — | ||
| Q4 24 | 13.9% | — | ||
| Q3 24 | 13.9% | — | ||
| Q2 24 | 2.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -0.9% | 43.2% | ||
| Q3 25 | -33.1% | 39.5% | ||
| Q2 25 | -31.4% | 27.2% | ||
| Q1 25 | -45.5% | -5.0% | ||
| Q4 24 | -26.0% | 38.0% | ||
| Q3 24 | -21.6% | 29.7% | ||
| Q2 24 | -40.3% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | -15.7% | 34.3% | ||
| Q3 25 | -45.1% | 31.9% | ||
| Q2 25 | -43.4% | 22.0% | ||
| Q1 25 | -55.9% | -4.7% | ||
| Q4 24 | -42.7% | 30.5% | ||
| Q3 24 | -29.8% | 24.7% | ||
| Q2 24 | -49.4% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.04 | $0.97 | ||
| Q3 25 | $-0.12 | $0.84 | ||
| Q2 25 | $-0.12 | $0.57 | ||
| Q1 25 | $-0.14 | $-0.15 | ||
| Q4 24 | $-0.13 | $0.72 | ||
| Q3 24 | $-0.08 | $0.54 | ||
| Q2 24 | $-0.14 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $133.9M | — |
| Total DebtLower is stronger | $671.3M | — |
| Stockholders' EquityBook value | $-392.1M | $4.1B |
| Total Assets | $968.8M | $27.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $133.9M | $956.1M | ||
| Q3 25 | $125.3M | $1.0B | ||
| Q2 25 | $107.0M | $1.2B | ||
| Q1 25 | $171.8M | $1.1B | ||
| Q4 24 | $216.4M | $568.1M | ||
| Q3 24 | $115.9M | $620.9M | ||
| Q2 24 | $141.5M | $486.8M |
| Q1 26 | — | — | ||
| Q4 25 | $671.3M | — | ||
| Q3 25 | $766.5M | — | ||
| Q2 25 | $770.5M | — | ||
| Q1 25 | $765.8M | — | ||
| Q4 24 | $761.3M | — | ||
| Q3 24 | $596.9M | — | ||
| Q2 24 | $597.4M | — |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $-392.1M | $4.0B | ||
| Q3 25 | $-374.5M | $4.1B | ||
| Q2 25 | $-347.8M | $3.8B | ||
| Q1 25 | $-288.1M | $3.8B | ||
| Q4 24 | $-202.1M | $2.8B | ||
| Q3 24 | $-117.7M | $2.8B | ||
| Q2 24 | $-72.2M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $968.8M | $27.7B | ||
| Q3 25 | $973.0M | $27.5B | ||
| Q2 25 | $1.0B | $27.6B | ||
| Q1 25 | $1.1B | $27.4B | ||
| Q4 24 | $1.2B | $18.7B | ||
| Q3 24 | $1.0B | $18.5B | ||
| Q2 24 | $1.1B | $18.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-18.4M | — |
| Free Cash FlowOCF − Capex | $-58.3M | — |
| FCF MarginFCF / Revenue | -31.7% | — |
| Capex IntensityCapex / Revenue | 21.7% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-259.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-18.4M | $290.4M | ||
| Q3 25 | $-37.1M | $116.9M | ||
| Q2 25 | $-62.9M | $105.0M | ||
| Q1 25 | $-47.9M | $-26.4M | ||
| Q4 24 | $37.9M | $211.0M | ||
| Q3 24 | $-16.9M | $60.7M | ||
| Q2 24 | $-25.2M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-58.3M | $280.0M | ||
| Q3 25 | $-60.4M | $114.9M | ||
| Q2 25 | $-78.6M | $98.3M | ||
| Q1 25 | $-62.6M | $-30.7M | ||
| Q4 24 | $-70.2M | $200.7M | ||
| Q3 24 | $-21.9M | $56.9M | ||
| Q2 24 | $-30.8M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | -31.7% | 105.4% | ||
| Q3 25 | -32.6% | 43.9% | ||
| Q2 25 | -41.5% | 37.7% | ||
| Q1 25 | -35.3% | -15.9% | ||
| Q4 24 | -34.3% | 123.2% | ||
| Q3 24 | -11.3% | 37.7% | ||
| Q2 24 | -15.7% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 3.9% | ||
| Q3 25 | 12.5% | 0.8% | ||
| Q2 25 | 8.3% | 2.6% | ||
| Q1 25 | 8.3% | 2.2% | ||
| Q4 24 | 52.8% | 6.3% | ||
| Q3 24 | 2.6% | 2.5% | ||
| Q2 24 | 2.9% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.19× | ||
| Q3 25 | — | 1.40× | ||
| Q2 25 | — | 1.83× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.25× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
UP
Segment breakdown not available.
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
