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Side-by-side financial comparison of US Foods Holding Corp. (USFD) and XP Inc. (XP). Click either name above to swap in a different company.

XP Inc. is the larger business by last-quarter revenue ($13.5B vs $9.8B, roughly 1.4× US Foods Holding Corp.). US Foods Holding Corp. runs the higher net margin — 1.9% vs 0.0%, a 1.9% gap on every dollar of revenue.

US Foods Holding Corp. is an American food service distributor. It is the second-largest food service distributor in the U.S., after Sysco. The company supplies 250,000 locations including independent restaurants, chain restaurants, healthcare, hospitality, and educational institutions.

XP Inc. is a Brazilian investment management company. The company offers fixed income, equities, investment funds, and private pension products, as well as offers wealth management and other financial services. XP serves customers in Brazil and has offices in São Paulo, Rio de Janeiro, New York, Miami, London and Geneva.

USFD vs XP — Head-to-Head

Bigger by revenue
XP
XP
1.4× larger
XP
$13.5B
$9.8B
USFD
Higher net margin
USFD
USFD
1.9% more per $
USFD
1.9%
0.0%
XP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
USFD
USFD
XP
XP
Revenue
$9.8B
$13.5B
Net Profit
$184.0M
$22.0K
Gross Margin
17.6%
Operating Margin
3.3%
1.1%
Net Margin
1.9%
0.0%
Revenue YoY
3.3%
Net Profit YoY
178.8%
EPS (diluted)
$0.82
$536884.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
USFD
USFD
XP
XP
Q4 25
$9.8B
Q3 25
$10.2B
$13.5B
Q2 25
$10.1B
$8.8B
Q1 25
$9.4B
$4.3B
Q4 24
$9.5B
Q3 24
$9.7B
$12.6B
Q2 24
$9.7B
$8.3B
Q1 24
$8.9B
$4.1B
Net Profit
USFD
USFD
XP
XP
Q4 25
$184.0M
Q3 25
$153.0M
$22.0K
Q2 25
$224.0M
$22.0K
Q1 25
$115.0M
$22.0K
Q4 24
$66.0M
Q3 24
$148.0M
$21.0K
Q2 24
$198.0M
$21.0K
Q1 24
$82.0M
$21.0K
Gross Margin
USFD
USFD
XP
XP
Q4 25
17.6%
Q3 25
17.2%
Q2 25
17.6%
Q1 25
17.3%
Q4 24
17.6%
Q3 24
17.1%
Q2 24
17.6%
Q1 24
16.7%
Operating Margin
USFD
USFD
XP
XP
Q4 25
3.3%
Q3 25
2.8%
1.1%
Q2 25
3.7%
1.0%
Q1 25
2.4%
1.1%
Q4 24
3.2%
Q3 24
2.9%
1.0%
Q2 24
3.6%
0.9%
Q1 24
1.8%
1.0%
Net Margin
USFD
USFD
XP
XP
Q4 25
1.9%
Q3 25
1.5%
0.0%
Q2 25
2.2%
0.0%
Q1 25
1.2%
0.0%
Q4 24
0.7%
Q3 24
1.5%
0.0%
Q2 24
2.0%
0.0%
Q1 24
0.9%
0.0%
EPS (diluted)
USFD
USFD
XP
XP
Q4 25
$0.82
Q3 25
$0.67
$536884.00
Q2 25
$0.96
$537811.00
Q1 25
$0.49
$539533.00
Q4 24
$0.28
Q3 24
$0.61
$550958.00
Q2 24
$0.80
$554030.00
Q1 24
$0.33
$556675.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
USFD
USFD
XP
XP
Cash + ST InvestmentsLiquidity on hand
$41.0M
Total DebtLower is stronger
$5.1B
Stockholders' EquityBook value
$4.3B
$20.0B
Total Assets
$13.9B
$347.5B
Debt / EquityLower = less leverage
1.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
USFD
USFD
XP
XP
Q4 25
$41.0M
Q3 25
$56.0M
Q2 25
$61.0M
Q1 25
$101.0M
Q4 24
$59.0M
Q3 24
$81.0M
Q2 24
$405.0M
Q1 24
$267.0M
Total Debt
USFD
USFD
XP
XP
Q4 25
$5.1B
Q3 25
$4.8B
Q2 25
$4.7B
Q1 25
$4.7B
Q4 24
$4.8B
Q3 24
$4.7B
Q2 24
$4.6B
Q1 24
$4.6B
Stockholders' Equity
USFD
USFD
XP
XP
Q4 25
$4.3B
Q3 25
$4.5B
$20.0B
Q2 25
$4.6B
$20.0B
Q1 25
$4.6B
$20.0B
Q4 24
$4.5B
Q3 24
$4.6B
$19.5B
Q2 24
$5.0B
$19.5B
Q1 24
$4.8B
$19.5B
Total Assets
USFD
USFD
XP
XP
Q4 25
$13.9B
Q3 25
$14.0B
$347.5B
Q2 25
$13.8B
$347.5B
Q1 25
$13.7B
$347.5B
Q4 24
$13.4B
Q3 24
$13.5B
$249.0B
Q2 24
$13.7B
$249.0B
Q1 24
$13.4B
$249.0B
Debt / Equity
USFD
USFD
XP
XP
Q4 25
1.18×
Q3 25
1.08×
Q2 25
1.02×
Q1 25
1.02×
Q4 24
1.06×
Q3 24
1.01×
Q2 24
0.92×
Q1 24
0.95×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
USFD
USFD
XP
XP
Operating Cash FlowLast quarter
$293.0M
Free Cash FlowOCF − Capex
$159.0M
FCF MarginFCF / Revenue
1.6%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
1.59×
TTM Free Cash FlowTrailing 4 quarters
$959.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
USFD
USFD
XP
XP
Q4 25
$293.0M
Q3 25
$351.0M
Q2 25
$334.0M
Q1 25
$391.0M
Q4 24
$283.0M
Q3 24
$270.0M
Q2 24
$482.0M
Q1 24
$139.0M
Free Cash Flow
USFD
USFD
XP
XP
Q4 25
$159.0M
Q3 25
$236.0M
Q2 25
$257.0M
Q1 25
$307.0M
Q4 24
$178.0M
Q3 24
$190.0M
Q2 24
$413.0M
Q1 24
$52.0M
FCF Margin
USFD
USFD
XP
XP
Q4 25
1.6%
Q3 25
2.3%
Q2 25
2.5%
Q1 25
3.3%
Q4 24
1.9%
Q3 24
2.0%
Q2 24
4.3%
Q1 24
0.6%
Capex Intensity
USFD
USFD
XP
XP
Q4 25
1.4%
Q3 25
1.1%
Q2 25
0.8%
Q1 25
0.9%
Q4 24
1.1%
Q3 24
0.8%
Q2 24
0.7%
Q1 24
1.0%
Cash Conversion
USFD
USFD
XP
XP
Q4 25
1.59×
Q3 25
2.29×
Q2 25
1.49×
Q1 25
3.40×
Q4 24
4.29×
Q3 24
1.82×
Q2 24
2.43×
Q1 24
1.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

USFD
USFD

Product One$3.5B36%
Product Two$1.7B17%
Product Three$1.7B17%
Product Four$985.0M10%
Product Five$901.0M9%
Product Six$580.0M6%
Product Seven$485.0M5%

XP
XP

Segment breakdown not available.

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