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Side-by-side financial comparison of VISTEON CORP (VC) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

VISTEON CORP is the larger business by last-quarter revenue ($948.0M vs $713.2M, roughly 1.3× WINTRUST FINANCIAL CORP). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 7.8%, a 24.1% gap on every dollar of revenue. On growth, WINTRUST FINANCIAL CORP posted the faster year-over-year revenue change (10.9% vs 1.0%). Over the past eight quarters, WINTRUST FINANCIAL CORP's revenue compounded faster (9.8% CAGR vs 0.8%).

Visteon Corporation (VC) is an American global automotive electronics supplier based in Van Buren Township, Michigan. Visteon designs, engineers, and manufactures vehicle cockpit electronics products, connected car services and electrification products for its customers, which include nearly all of the major automakers worldwide.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

VC vs WTFC — Head-to-Head

Bigger by revenue
VC
VC
1.3× larger
VC
$948.0M
$713.2M
WTFC
Growing faster (revenue YoY)
WTFC
WTFC
+9.9% gap
WTFC
10.9%
1.0%
VC
Higher net margin
WTFC
WTFC
24.1% more per $
WTFC
31.9%
7.8%
VC
Faster 2-yr revenue CAGR
WTFC
WTFC
Annualised
WTFC
9.8%
0.8%
VC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
VC
VC
WTFC
WTFC
Revenue
$948.0M
$713.2M
Net Profit
$74.0M
$227.4M
Gross Margin
12.9%
Operating Margin
6.9%
Net Margin
7.8%
31.9%
Revenue YoY
1.0%
10.9%
Net Profit YoY
-40.8%
2.0%
EPS (diluted)
$2.67
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
VC
VC
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$948.0M
$714.3M
Q3 25
$917.0M
$697.8M
Q2 25
$969.0M
$670.8M
Q1 25
$934.0M
$643.1M
Q4 24
$939.0M
$638.6M
Q3 24
$980.0M
$615.7M
Q2 24
$1.0B
$591.8M
Net Profit
VC
VC
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$74.0M
Q3 25
$-11.0M
$216.3M
Q2 25
$71.0M
$195.5M
Q1 25
$67.0M
$189.0M
Q4 24
$125.0M
Q3 24
$40.0M
$170.0M
Q2 24
$83.0M
$152.4M
Gross Margin
VC
VC
WTFC
WTFC
Q1 26
Q4 25
12.9%
Q3 25
14.3%
Q2 25
14.6%
Q1 25
14.8%
Q4 24
14.3%
Q3 24
13.4%
Q2 24
14.5%
Operating Margin
VC
VC
WTFC
WTFC
Q1 26
Q4 25
6.9%
42.3%
Q3 25
8.8%
42.4%
Q2 25
10.0%
39.8%
Q1 25
10.2%
39.3%
Q4 24
8.9%
39.6%
Q3 24
5.2%
37.8%
Q2 24
9.9%
35.7%
Net Margin
VC
VC
WTFC
WTFC
Q1 26
31.9%
Q4 25
7.8%
Q3 25
-1.2%
31.0%
Q2 25
7.3%
29.1%
Q1 25
7.2%
29.4%
Q4 24
13.3%
Q3 24
4.1%
27.6%
Q2 24
8.2%
25.8%
EPS (diluted)
VC
VC
WTFC
WTFC
Q1 26
$3.22
Q4 25
$2.67
$3.15
Q3 25
$-0.40
$2.78
Q2 25
$2.57
$2.78
Q1 25
$2.44
$2.69
Q4 24
$4.50
$2.63
Q3 24
$1.43
$2.47
Q2 24
$2.97
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
VC
VC
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$771.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.6B
$7.4B
Total Assets
$3.4B
$72.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
VC
VC
WTFC
WTFC
Q1 26
Q4 25
$771.0M
Q3 25
$762.0M
Q2 25
$668.0M
Q1 25
$655.0M
Q4 24
$623.0M
Q3 24
$550.0M
Q2 24
$505.0M
Stockholders' Equity
VC
VC
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$1.6B
$7.3B
Q3 25
$1.5B
$7.0B
Q2 25
$1.5B
$7.2B
Q1 25
$1.4B
$6.6B
Q4 24
$1.3B
$6.3B
Q3 24
$1.3B
$6.4B
Q2 24
$1.2B
$5.5B
Total Assets
VC
VC
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$3.4B
$71.1B
Q3 25
$3.3B
$69.6B
Q2 25
$3.3B
$69.0B
Q1 25
$3.1B
$65.9B
Q4 24
$3.0B
$64.9B
Q3 24
$3.0B
$63.8B
Q2 24
$2.8B
$59.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
VC
VC
WTFC
WTFC
Operating Cash FlowLast quarter
$118.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.59×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
VC
VC
WTFC
WTFC
Q1 26
Q4 25
$118.0M
$910.3M
Q3 25
$127.0M
$209.8M
Q2 25
$95.0M
$329.2M
Q1 25
$70.0M
$119.8M
Q4 24
$203.0M
$721.6M
Q3 24
$98.0M
$-61.6M
Q2 24
$57.0M
$221.2M
Free Cash Flow
VC
VC
WTFC
WTFC
Q1 26
Q4 25
$860.4M
Q3 25
Q2 25
Q1 25
Q4 24
$635.5M
Q3 24
$-78.3M
Q2 24
$182.1M
FCF Margin
VC
VC
WTFC
WTFC
Q1 26
Q4 25
120.5%
Q3 25
Q2 25
Q1 25
Q4 24
99.5%
Q3 24
-12.7%
Q2 24
30.8%
Capex Intensity
VC
VC
WTFC
WTFC
Q1 26
Q4 25
7.0%
Q3 25
Q2 25
Q1 25
Q4 24
13.5%
Q3 24
2.7%
Q2 24
6.6%
Cash Conversion
VC
VC
WTFC
WTFC
Q1 26
Q4 25
1.59×
Q3 25
0.97×
Q2 25
1.34×
1.68×
Q1 25
1.04×
0.63×
Q4 24
1.62×
Q3 24
2.45×
-0.36×
Q2 24
0.69×
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

VC
VC

Audioandinfotainment$508.0M54%
Informationdisplays$428.0M45%

WTFC
WTFC

Segment breakdown not available.

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