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Side-by-side financial comparison of Velocity Financial, Inc. (VEL) and Veritone, Inc. (VERI). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $26.6M, roughly 1.9× Veritone, Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -109.8%, a 177.1% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs 21.1%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $-17.1M). Over the past eight quarters, Veritone, Inc.'s revenue compounded faster (39.0% CAGR vs 32.3%).
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
Veritone, Inc. is an American artificial intelligence technology company based in Irvine, California founded in 2014. It serves a variety of industries including media, professional sports teams, federal government agencies, energy utilities, and state and local police departments.
VEL vs VERI — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $51.6M | $26.6M |
| Net Profit | $34.8M | $-29.2M |
| Gross Margin | — | — |
| Operating Margin | 97.0% | -68.2% |
| Net Margin | 67.3% | -109.8% |
| Revenue YoY | 32.8% | 21.1% |
| Net Profit YoY | 67.0% | -34.5% |
| EPS (diluted) | $0.90 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $51.6M | — | ||
| Q3 25 | $49.1M | $26.6M | ||
| Q2 25 | $47.6M | $23.2M | ||
| Q1 25 | $37.5M | $22.5M | ||
| Q4 24 | $38.9M | $22.4M | ||
| Q3 24 | $35.1M | $22.0M | ||
| Q2 24 | $32.4M | $24.1M | ||
| Q1 24 | $29.5M | $24.2M |
| Q4 25 | $34.8M | — | ||
| Q3 25 | $25.4M | $-29.2M | ||
| Q2 25 | $26.0M | $-26.5M | ||
| Q1 25 | $18.9M | $-19.9M | ||
| Q4 24 | $20.8M | $31.8M | ||
| Q3 24 | $15.8M | $-21.7M | ||
| Q2 24 | $14.8M | $-22.2M | ||
| Q1 24 | $17.3M | $-25.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 72.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 71.2% | ||
| Q2 24 | — | 72.6% | ||
| Q1 24 | — | 70.8% |
| Q4 25 | 97.0% | — | ||
| Q3 25 | 72.1% | -68.2% | ||
| Q2 25 | 71.3% | -82.0% | ||
| Q1 25 | 71.7% | -96.3% | ||
| Q4 24 | 82.5% | -93.8% | ||
| Q3 24 | 60.6% | -102.3% | ||
| Q2 24 | 61.3% | -84.4% | ||
| Q1 24 | 78.8% | -100.9% |
| Q4 25 | 67.3% | — | ||
| Q3 25 | 51.7% | -109.8% | ||
| Q2 25 | 54.6% | -114.2% | ||
| Q1 25 | 50.4% | -88.5% | ||
| Q4 24 | 53.5% | 141.7% | ||
| Q3 24 | 45.1% | -98.9% | ||
| Q2 24 | 45.6% | -92.4% | ||
| Q1 24 | 58.5% | -104.3% |
| Q4 25 | $0.90 | — | ||
| Q3 25 | $0.65 | — | ||
| Q2 25 | $0.69 | $-0.53 | ||
| Q1 25 | $0.51 | $-0.41 | ||
| Q4 24 | $0.56 | $0.85 | ||
| Q3 24 | $0.44 | $-0.57 | ||
| Q2 24 | $0.42 | $-0.59 | ||
| Q1 24 | $0.49 | $-0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $92.1M | $36.2M |
| Total DebtLower is stronger | — | $35.4M |
| Stockholders' EquityBook value | $672.5M | $15.5M |
| Total Assets | $7.4B | $198.6M |
| Debt / EquityLower = less leverage | — | 2.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $92.1M | — | ||
| Q3 25 | $99.0M | $36.2M | ||
| Q2 25 | $79.6M | $13.6M | ||
| Q1 25 | $51.7M | $16.1M | ||
| Q4 24 | $49.9M | $16.9M | ||
| Q3 24 | $44.1M | $11.4M | ||
| Q2 24 | $47.4M | $46.0M | ||
| Q1 24 | $34.8M | $90.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | $35.4M | ||
| Q2 25 | — | $37.3M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | $73.6M | ||
| Q2 24 | — | $75.6M | ||
| Q1 24 | — | $77.5M |
| Q4 25 | $672.5M | — | ||
| Q3 25 | $634.3M | $15.5M | ||
| Q2 25 | $597.9M | $3.5M | ||
| Q1 25 | $563.2M | $14.8M | ||
| Q4 24 | $516.9M | $13.5M | ||
| Q3 24 | $484.6M | $-25.2M | ||
| Q2 24 | $471.3M | $-5.7M | ||
| Q1 24 | $452.9M | $14.9M |
| Q4 25 | $7.4B | — | ||
| Q3 25 | $7.0B | $198.6M | ||
| Q2 25 | $6.5B | $188.1M | ||
| Q1 25 | $6.0B | $199.6M | ||
| Q4 24 | $5.5B | $198.1M | ||
| Q3 24 | $5.2B | $336.4M | ||
| Q2 24 | $4.9B | $321.8M | ||
| Q1 24 | $4.6B | $359.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.28× | ||
| Q2 25 | — | 10.71× | ||
| Q1 25 | — | 2.66× | ||
| Q4 24 | — | 3.06× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 5.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.2M | $-15.9M |
| Free Cash FlowOCF − Capex | $17.9M | $-17.1M |
| FCF MarginFCF / Revenue | 34.6% | -64.2% |
| Capex IntensityCapex / Revenue | 0.5% | 4.6% |
| Cash ConversionOCF / Net Profit | 0.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $40.3M | $-46.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.2M | — | ||
| Q3 25 | $11.5M | $-15.9M | ||
| Q2 25 | $7.7M | $-8.2M | ||
| Q1 25 | $3.5M | $-17.0M | ||
| Q4 24 | $37.8M | $-500.0K | ||
| Q3 24 | $-17.6M | $3.6M | ||
| Q2 24 | $11.5M | $-42.7M | ||
| Q1 24 | $10.6M | $14.9M |
| Q4 25 | $17.9M | — | ||
| Q3 25 | $11.4M | $-17.1M | ||
| Q2 25 | $7.6M | $-9.2M | ||
| Q1 25 | $3.5M | $-18.4M | ||
| Q4 24 | $37.5M | $-1.7M | ||
| Q3 24 | $-17.6M | $1.9M | ||
| Q2 24 | $11.4M | $-44.1M | ||
| Q1 24 | $10.5M | $13.1M |
| Q4 25 | 34.6% | — | ||
| Q3 25 | 23.2% | -64.2% | ||
| Q2 25 | 15.9% | -39.6% | ||
| Q1 25 | 9.2% | -81.9% | ||
| Q4 24 | 96.4% | -7.4% | ||
| Q3 24 | -50.3% | 8.6% | ||
| Q2 24 | 35.1% | -183.4% | ||
| Q1 24 | 35.8% | 54.2% |
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | 4.6% | ||
| Q2 25 | 0.2% | 4.1% | ||
| Q1 25 | 0.2% | 6.0% | ||
| Q4 24 | 0.7% | 5.2% | ||
| Q3 24 | 0.2% | 7.7% | ||
| Q2 24 | 0.3% | 5.9% | ||
| Q1 24 | 0.1% | 7.6% |
| Q4 25 | 0.52× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.29× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 1.81× | -0.02× | ||
| Q3 24 | -1.11× | — | ||
| Q2 24 | 0.78× | — | ||
| Q1 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
VERI
| Software Products And Services | $20.9M | 78% |
| Other | $2.3M | 9% |
| Public Sector | $2.0M | 7% |
| Representation Services | $1.5M | 6% |
