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Side-by-side financial comparison of WEST BANCORPORATION INC (WTBA) and YORK WATER CO (YORW). Click either name above to swap in a different company.
WEST BANCORPORATION INC is the larger business by last-quarter revenue ($26.9M vs $19.4M, roughly 1.4× YORK WATER CO). WEST BANCORPORATION INC runs the higher net margin — 39.2% vs 26.7%, a 12.5% gap on every dollar of revenue. On growth, WEST BANCORPORATION INC posted the faster year-over-year revenue change (16.6% vs 3.2%). Over the past eight quarters, WEST BANCORPORATION INC's revenue compounded faster (17.3% CAGR vs 5.1%).
West Bancorporation Inc. is a regional financial holding company headquartered in the U.S. Midwest, primarily serving markets across Iowa and Minnesota. It provides a full suite of personal and commercial banking services, including deposit accounts, mortgage loans, business lending, and wealth management solutions for individual consumers, small-to-medium enterprises, and local organizational clients.
The York Water Company is an investor-owned, public utility company based in York, Pennsylvania and operating throughout Pennsylvania. The company was founded in 1816 by a group of local businessmen concerned about fire protection.
WTBA vs YORW — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.9M | $19.4M |
| Net Profit | $10.6M | $5.2M |
| Gross Margin | — | — |
| Operating Margin | 50.0% | 33.2% |
| Net Margin | 39.2% | 26.7% |
| Revenue YoY | 16.6% | 3.2% |
| Net Profit YoY | 34.8% | 0.5% |
| EPS (diluted) | $0.61 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $26.9M | — | ||
| Q4 25 | $24.2M | $19.4M | ||
| Q3 25 | $25.0M | $20.2M | ||
| Q2 25 | $23.8M | $19.1M | ||
| Q1 25 | $23.1M | $18.3M | ||
| Q4 24 | $20.9M | $18.8M | ||
| Q3 24 | $20.3M | $19.6M | ||
| Q2 24 | $19.6M | $18.6M |
| Q1 26 | $10.6M | — | ||
| Q4 25 | $7.4M | $5.2M | ||
| Q3 25 | $9.3M | $6.2M | ||
| Q2 25 | $8.0M | $5.1M | ||
| Q1 25 | $7.8M | $3.6M | ||
| Q4 24 | $7.1M | $5.1M | ||
| Q3 24 | $6.0M | $5.9M | ||
| Q2 24 | $5.2M | $5.0M |
| Q1 26 | 50.0% | — | ||
| Q4 25 | 39.6% | 33.2% | ||
| Q3 25 | 45.8% | 39.1% | ||
| Q2 25 | 43.4% | 37.1% | ||
| Q1 25 | 43.4% | 34.3% | ||
| Q4 24 | 30.9% | 35.8% | ||
| Q3 24 | 36.6% | 41.1% | ||
| Q2 24 | 32.6% | 37.9% |
| Q1 26 | 39.2% | — | ||
| Q4 25 | 30.7% | 26.7% | ||
| Q3 25 | 37.3% | 30.6% | ||
| Q2 25 | 33.5% | 26.5% | ||
| Q1 25 | 34.0% | 19.8% | ||
| Q4 24 | 34.0% | 27.4% | ||
| Q3 24 | 29.3% | 29.9% | ||
| Q2 24 | 26.5% | 26.8% |
| Q1 26 | $0.61 | — | ||
| Q4 25 | $0.44 | $0.36 | ||
| Q3 25 | $0.55 | $0.43 | ||
| Q2 25 | $0.47 | $0.35 | ||
| Q1 25 | $0.46 | $0.25 | ||
| Q4 24 | $0.41 | $0.36 | ||
| Q3 24 | $0.35 | $0.41 | ||
| Q2 24 | $0.31 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $362.0M | $1.0K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $270.7M | $240.3M |
| Total Assets | $4.0B | $680.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $362.0M | — | ||
| Q4 25 | $471.1M | $1.0K | ||
| Q3 25 | $232.9M | $1.0K | ||
| Q2 25 | $345.2M | $1.0K | ||
| Q1 25 | — | $1.0K | ||
| Q4 24 | $243.5M | $1.0K | ||
| Q3 24 | — | $1.0K | ||
| Q2 24 | — | $1.0K |
| Q1 26 | $270.7M | — | ||
| Q4 25 | $266.0M | $240.3M | ||
| Q3 25 | $255.1M | $238.0M | ||
| Q2 25 | $240.9M | $234.6M | ||
| Q1 25 | $237.9M | $232.1M | ||
| Q4 24 | $227.9M | $231.2M | ||
| Q3 24 | $235.4M | $228.7M | ||
| Q2 24 | $223.9M | $225.4M |
| Q1 26 | $4.0B | — | ||
| Q4 25 | $4.1B | $680.9M | ||
| Q3 25 | $4.0B | $667.1M | ||
| Q2 25 | $4.1B | $653.7M | ||
| Q1 25 | $4.0B | $641.8M | ||
| Q4 24 | $4.0B | $633.5M | ||
| Q3 24 | $4.0B | $621.4M | ||
| Q2 24 | $4.0B | $610.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.9M | $8.4M |
| Free Cash FlowOCF − Capex | $12.4M | — |
| FCF MarginFCF / Revenue | 46.0% | — |
| Capex IntensityCapex / Revenue | 1.8% | — |
| Cash ConversionOCF / Net Profit | 1.22× | 1.63× |
| TTM Free Cash FlowTrailing 4 quarters | $79.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $12.9M | — | ||
| Q4 25 | $46.5M | $8.4M | ||
| Q3 25 | $11.4M | $7.8M | ||
| Q2 25 | $13.5M | $7.6M | ||
| Q1 25 | $9.7M | $6.0M | ||
| Q4 24 | $39.8M | $10.2M | ||
| Q3 24 | $12.9M | $7.5M | ||
| Q2 24 | $10.0M | $6.7M |
| Q1 26 | $12.4M | — | ||
| Q4 25 | $43.2M | — | ||
| Q3 25 | $10.8M | — | ||
| Q2 25 | $12.8M | — | ||
| Q1 25 | $8.3M | — | ||
| Q4 24 | $13.7M | — | ||
| Q3 24 | $7.0M | — | ||
| Q2 24 | $2.7M | — |
| Q1 26 | 46.0% | — | ||
| Q4 25 | 178.3% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 35.7% | — | ||
| Q4 24 | 65.6% | — | ||
| Q3 24 | 34.2% | — | ||
| Q2 24 | 14.0% | — |
| Q1 26 | 1.8% | — | ||
| Q4 25 | 13.7% | — | ||
| Q3 25 | 2.6% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 6.5% | — | ||
| Q4 24 | 125.3% | — | ||
| Q3 24 | 29.4% | — | ||
| Q2 24 | 37.1% | — |
| Q1 26 | 1.22× | — | ||
| Q4 25 | 6.26× | 1.63× | ||
| Q3 25 | 1.23× | 1.26× | ||
| Q2 25 | 1.70× | 1.50× | ||
| Q1 25 | 1.24× | 1.65× | ||
| Q4 24 | 5.61× | 1.98× | ||
| Q3 24 | 2.17× | 1.29× | ||
| Q2 24 | 1.93× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
