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Synchrony Financial

Synchrony FinancialSYFEarnings & Financial Report

NYSE · Financials · Consumer Finance

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

NextApr 24, 2026

SYF Q4 2025 Key Financial Metrics

売上高

$4.8B

粗利益

N/A

営業利益

N/A

純利益

$751.0M

粗利益率

N/A

営業利益率

N/A

純利益率

15.8%

前年比成長

3.7%

EPS

$2.03

資金フロー

Synchrony Financial Q4 2025 Financial Summary

Synchrony Financial reported revenue of $4.8B for Q4 2025, with a net profit of $751.0M (15.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$4.8B
Net Profit$751.0M
Gross MarginN/A
Operating MarginN/A
Report PeriodQ4 2025

Synchrony Financial Annual Revenue by Year

Synchrony Financial annual revenue history includes year-by-year totals (for example, 2025 revenue was $18.5B).

YearAnnual Revenue
2025$18.5B
2024$18.0B
2023$17.0B
2022$15.6B

損益計算書

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
売上高$4.41B$4.41B$4.61B$4.59B$4.46B$4.52B$4.72B$4.76B
前年比成長8.7%6.9%5.7%2.8%1.3%2.6%2.4%3.7%

貸借対照表

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
総資産$121.17B$120.49B$119.23B$119.46B$122.03B$120.50B$116.98B$119.09B
総負債$105.89B$104.95B$103.25B$102.88B$105.44B$103.55B$99.92B$102.33B
株主資本$15.28B$15.54B$15.98B$16.58B$16.58B$16.95B$17.07B$16.77B

キャッシュフロー

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
営業CF$2.25B$2.48B$2.76B$2.35B$2.20B$2.56B$2.64B$2.45B