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ACI WORLDWIDE, INC.（ACIW）とTyler Technologies（TYL）の財務データ比較。上の社名をクリックして会社を切り替えられます
Tyler Technologiesの直近四半期売上が大きい（$575.2M vs $481.6M、ACI WORLDWIDE, INC.の約1.2倍）。ACI WORLDWIDE, INC.の純利益率が高く（13.4% vs 11.4%、差は2.0%）。ACI WORLDWIDE, INC.の前年同期比売上増加率が高い（6.3% vs 6.3%）。Tyler Technologiesの直近四半期フリーキャッシュフローが多い（$239.6M vs $116.6M）。過去8四半期でACI WORLDWIDE, INC.の売上複合成長率が高い（23.4% vs 6.0%）
ACI Worldwideはネブラスカ州エルクホーンに本社を置くデジタル決済ソフトウェア企業で、94か国の顧客に対しサービスを提供し、毎日数十億件、総額数兆米ドルに相当する取引を処理しています。銀行、金融機関、加盟店、請求事業者、アクワイアラ、イシュアなどの決済サービスプロバイダーがそのスマートソリューションを活用し、全チャネルに対応した安全な決済基盤を構築しています。
Tyler Technologies, Inc.はアメリカ合衆国テキサス州プラーノに本社を置くテクノロジー企業で、米国公共部門向けに独自開発の専用ソフトウェアを提供している。現在米国内17州とカナダ・オンタリオ州トロントにオフィスを展開している。
ACIW vs TYL — 直接比較
損益計算書 — Q4 2025 vs Q4 2025
| 指標 | | |
|---|---|---|
| 売上 | $481.6M | $575.2M |
| 純利益 | $64.3M | $65.5M |
| 粗利率 | 53.0% | 45.5% |
| 営業利益率 | 22.6% | 13.0% |
| 純利益率 | 13.4% | 11.4% |
| 売上前年比 | 6.3% | 6.3% |
| 純利益前年比 | -34.7% | 0.5% |
| EPS（希薄化後） | $0.61 | $1.50 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $481.6M | $575.2M | ||
| Q3 25 | $482.4M | $595.9M | ||
| Q2 25 | $401.3M | $596.1M | ||
| Q1 25 | $394.6M | $565.2M | ||
| Q4 24 | $453.0M | $541.1M | ||
| Q3 24 | $451.8M | $543.3M | ||
| Q2 24 | $373.5M | $541.0M | ||
| Q1 24 | $316.0M | $512.4M |
| Q4 25 | $64.3M | $65.5M | ||
| Q3 25 | $91.3M | $84.4M | ||
| Q2 25 | $12.2M | $84.6M | ||
| Q1 25 | $58.9M | $81.1M | ||
| Q4 24 | $98.6M | $65.2M | ||
| Q3 24 | $81.4M | $75.9M | ||
| Q2 24 | $30.9M | $67.7M | ||
| Q1 24 | $-7.8M | $54.2M |
| Q4 25 | 53.0% | 45.5% | ||
| Q3 25 | 53.7% | 47.2% | ||
| Q2 25 | 41.5% | 45.8% | ||
| Q1 25 | 45.9% | 47.3% | ||
| Q4 24 | 55.8% | 43.8% | ||
| Q3 24 | 56.3% | 43.7% | ||
| Q2 24 | 45.6% | 44.0% | ||
| Q1 24 | 39.5% | 43.7% |
| Q4 25 | 22.6% | 13.0% | ||
| Q3 25 | 26.5% | 16.4% | ||
| Q2 25 | 8.7% | 16.0% | ||
| Q1 25 | 14.8% | 15.8% | ||
| Q4 24 | 27.0% | 13.2% | ||
| Q3 24 | 27.1% | 15.2% | ||
| Q2 24 | 14.4% | 14.4% | ||
| Q1 24 | 3.0% | 13.1% |
| Q4 25 | 13.4% | 11.4% | ||
| Q3 25 | 18.9% | 14.2% | ||
| Q2 25 | 3.0% | 14.2% | ||
| Q1 25 | 14.9% | 14.3% | ||
| Q4 24 | 21.8% | 12.1% | ||
| Q3 24 | 18.0% | 14.0% | ||
| Q2 24 | 8.3% | 12.5% | ||
| Q1 24 | -2.5% | 10.6% |
| Q4 25 | $0.61 | $1.50 | ||
| Q3 25 | $0.88 | $1.93 | ||
| Q2 25 | $0.12 | $1.93 | ||
| Q1 25 | $0.55 | $1.84 | ||
| Q4 24 | $0.92 | $1.48 | ||
| Q3 24 | $0.77 | $1.74 | ||
| Q2 24 | $0.29 | $1.57 | ||
| Q1 24 | $-0.07 | $1.26 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $196.5M | $1.1B |
| 総負債低いほど良い | $817.6M | $599.7M |
| 株主資本純資産 | $1.5B | $3.7B |
| 総資産 | $3.1B | $5.6B |
| 負債/資本比率低いほどレバレッジが低い | 0.54× | 0.16× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $196.5M | $1.1B | ||
| Q3 25 | $199.3M | $950.8M | ||
| Q2 25 | $189.7M | $892.3M | ||
| Q1 25 | $230.1M | $807.4M | ||
| Q4 24 | $216.4M | $768.0M | ||
| Q3 24 | $177.9M | $544.3M | ||
| Q2 24 | $157.0M | $258.0M | ||
| Q1 24 | $183.4M | $196.9M |
| Q4 25 | $817.6M | $599.7M | ||
| Q3 25 | $867.8M | $599.2M | ||
| Q2 25 | $898.0M | $598.8M | ||
| Q1 25 | $845.9M | $598.4M | ||
| Q4 24 | $924.6M | $597.9M | ||
| Q3 24 | $994.3M | $597.5M | ||
| Q2 24 | $1.0B | $597.1M | ||
| Q1 24 | $1.0B | $596.6M |
| Q4 25 | $1.5B | $3.7B | ||
| Q3 25 | $1.5B | $3.6B | ||
| Q2 25 | $1.4B | $3.6B | ||
| Q1 25 | $1.5B | $3.5B | ||
| Q4 24 | $1.4B | $3.4B | ||
| Q3 24 | $1.3B | $3.3B | ||
| Q2 24 | $1.2B | $3.1B | ||
| Q1 24 | $1.3B | $3.0B |
| Q4 25 | $3.1B | $5.6B | ||
| Q3 25 | $3.2B | $5.5B | ||
| Q2 25 | $3.1B | $5.4B | ||
| Q1 25 | $3.2B | $5.2B | ||
| Q4 24 | $3.0B | $5.2B | ||
| Q3 24 | $3.1B | $5.0B | ||
| Q2 24 | $3.4B | $4.8B | ||
| Q1 24 | $3.3B | $4.6B |
| Q4 25 | 0.54× | 0.16× | ||
| Q3 25 | 0.59× | 0.17× | ||
| Q2 25 | 0.64× | 0.16× | ||
| Q1 25 | 0.57× | 0.17× | ||
| Q4 24 | 0.65× | 0.18× | ||
| Q3 24 | 0.75× | 0.18× | ||
| Q2 24 | 0.82× | 0.19× | ||
| Q1 24 | 0.81× | 0.20× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $121.8M | $243.9M |
| フリーキャッシュフロー営業CF - 設備投資 | $116.6M | $239.6M |
| FCFマージンFCF / 売上 | 24.2% | 41.7% |
| 設備投資強度設備投資 / 売上 | 1.1% | 0.8% |
| キャッシュ転換率営業CF / 純利益 | 1.89× | 3.72× |
| 直近12ヶ月FCF直近4四半期 | $309.9M | $637.5M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $121.8M | $243.9M | ||
| Q3 25 | $73.0M | $255.2M | ||
| Q2 25 | $49.8M | $98.3M | ||
| Q1 25 | $78.2M | $56.2M | ||
| Q4 24 | $126.5M | $224.8M | ||
| Q3 24 | $54.0M | $263.7M | ||
| Q2 24 | $55.0M | $64.3M | ||
| Q1 24 | $123.2M | $71.8M |
| Q4 25 | $116.6M | $239.6M | ||
| Q3 25 | $69.6M | $251.3M | ||
| Q2 25 | $47.6M | $92.8M | ||
| Q1 25 | $76.1M | $53.8M | ||
| Q4 24 | $119.5M | $221.0M | ||
| Q3 24 | $50.5M | $260.8M | ||
| Q2 24 | $53.3M | $57.7M | ||
| Q1 24 | $120.0M | $64.6M |
| Q4 25 | 24.2% | 41.7% | ||
| Q3 25 | 14.4% | 42.2% | ||
| Q2 25 | 11.9% | 15.6% | ||
| Q1 25 | 19.3% | 9.5% | ||
| Q4 24 | 26.4% | 40.8% | ||
| Q3 24 | 11.2% | 48.0% | ||
| Q2 24 | 14.3% | 10.7% | ||
| Q1 24 | 38.0% | 12.6% |
| Q4 25 | 1.1% | 0.8% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 0.5% | 0.9% | ||
| Q1 25 | 0.5% | 0.4% | ||
| Q4 24 | 1.5% | 0.7% | ||
| Q3 24 | 0.8% | 0.5% | ||
| Q2 24 | 0.5% | 1.2% | ||
| Q1 24 | 1.0% | 1.4% |
| Q4 25 | 1.89× | 3.72× | ||
| Q3 25 | 0.80× | 3.02× | ||
| Q2 25 | 4.08× | 1.16× | ||
| Q1 25 | 1.33× | 0.69× | ||
| Q4 24 | 1.28× | 3.45× | ||
| Q3 24 | 0.66× | 3.47× | ||
| Q2 24 | 1.78× | 0.95× | ||
| Q1 24 | — | 1.33× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
TYL
| Saas Arrangements | $186.1M | 32% |
| Platform Technologies Segment | $143.3M | 25% |
| Maintenance | $109.4M | 19% |
| Professional Services | $55.3M | 10% |
| Nonrecurring Revenue | $51.3M | 9% |
| Other | $21.4M | 4% |
| Hardware And Other | $8.4M | 1% |
