vs
ADAMAS TRUST, INC.（ADAM）とRepay Holdings Corp（RPAY）の財務データ比較。上の社名をクリックして会社を切り替えられます
Repay Holdings Corpの直近四半期売上が大きい（$78.6M vs $43.2M、ADAMAS TRUST, INC.の約1.8倍）。ADAMAS TRUST, INC.の純利益率が高く（124.0% vs -178.3%、差は302.3%）。ADAMAS TRUST, INC.の前年同期比売上増加率が高い（61.6% vs 0.4%）。ADAMAS TRUST, INC.の直近四半期フリーキャッシュフローが多い（$125.9M vs $23.2M）。過去8四半期でADAMAS TRUST, INC.の売上複合成長率が高い（55.5% vs -1.3%）
Repay Holdings Corpは北米を主要市場とする決済テクノロジー企業で、小売、医療、自動車サービス、電子商取引などの業種の企業向けに、クレジット・デビットカード決済処理、ACH送金、POSシステム連携を含む統合決済ソリューションを提供し、顧客の業務効率化を支援しています。
ADAM vs RPAY — 直接比較
売上が大きい
RPAY
1.8倍大きい
$43.2M
売上成長率が高い
ADAM
+61.2%の差
0.4%
純利益率が高い
ADAM
純利益率が302.3%高い
-178.3%
フリーキャッシュフローが多い
ADAM
FCF $102.7M多い
$23.2M
2年売上CAGRが高い
ADAM
2年複合成長率
-1.3%
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $43.2M | $78.6M |
| 純利益 | $53.5M | $-140.1M |
| 粗利率 | — | 74.2% |
| 営業利益率 | — | -182.2% |
| 純利益率 | 124.0% | -178.3% |
| 売上前年比 | 61.6% | 0.4% |
| 純利益前年比 | 270.5% | -3304.1% |
| EPS（希薄化後） | $0.45 | $-1.68 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上ADAMRPAY
| Q4 25 | $43.2M | $78.6M | ||
| Q3 25 | $36.6M | $77.7M | ||
| Q2 25 | $36.4M | $75.6M | ||
| Q1 25 | $33.1M | $77.3M | ||
| Q4 24 | $26.7M | $78.3M | ||
| Q3 24 | $20.2M | $79.1M | ||
| Q2 24 | $19.0M | $74.9M | ||
| Q1 24 | $17.9M | $80.7M |
純利益ADAMRPAY
| Q4 25 | $53.5M | $-140.1M | ||
| Q3 25 | $44.8M | $-6.4M | ||
| Q2 25 | $8.5M | $-102.3M | ||
| Q1 25 | $42.2M | $-7.9M | ||
| Q4 24 | $-31.4M | $-4.1M | ||
| Q3 24 | $42.8M | $3.2M | ||
| Q2 24 | $-15.6M | $-4.1M | ||
| Q1 24 | $-57.9M | $-5.2M |
粗利率ADAMRPAY
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
営業利益率ADAMRPAY
| Q4 25 | — | -182.2% | ||
| Q3 25 | — | -3.9% | ||
| Q2 25 | 11.7% | -138.7% | ||
| Q1 25 | — | -4.7% | ||
| Q4 24 | -119.0% | -1.5% | ||
| Q3 24 | — | -0.9% | ||
| Q2 24 | -124.7% | -4.6% | ||
| Q1 24 | -448.8% | -3.1% |
純利益率ADAMRPAY
| Q4 25 | 124.0% | -178.3% | ||
| Q3 25 | 122.5% | -8.3% | ||
| Q2 25 | 23.4% | -135.2% | ||
| Q1 25 | 127.4% | -10.3% | ||
| Q4 24 | -117.5% | -5.3% | ||
| Q3 24 | 211.7% | 4.1% | ||
| Q2 24 | -81.9% | -5.4% | ||
| Q1 24 | -324.1% | -6.5% |
EPS（希薄化後）ADAMRPAY
| Q4 25 | $0.45 | $-1.68 | ||
| Q3 25 | $0.36 | $-0.08 | ||
| Q2 25 | $-0.04 | $-1.15 | ||
| Q1 25 | $0.33 | $-0.09 | ||
| Q4 24 | $-0.46 | $-0.04 | ||
| Q3 24 | $0.36 | $0.03 | ||
| Q2 24 | $-0.29 | $-0.04 | ||
| Q1 24 | $-0.75 | $-0.06 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $210.3M | $115.7M |
| 総負債低いほど良い | $735.8M | $280.1M |
| 株主資本純資産 | $1.4B | $484.4M |
| 総資産 | $12.6B | $1.2B |
| 負債/資本比率低いほどレバレッジが低い | 0.52× | 0.58× |
8四半期トレンド — 暦四半期で整列
現金・短期投資ADAMRPAY
| Q4 25 | $210.3M | $115.7M | ||
| Q3 25 | $185.3M | $95.7M | ||
| Q2 25 | $160.4M | $162.6M | ||
| Q1 25 | $177.1M | $165.5M | ||
| Q4 24 | $167.4M | $189.5M | ||
| Q3 24 | $195.1M | $168.7M | ||
| Q2 24 | $235.5M | $147.1M | ||
| Q1 24 | $226.9M | $128.3M |
総負債ADAMRPAY
| Q4 25 | $735.8M | $280.1M | ||
| Q3 25 | $766.6M | $279.5M | ||
| Q2 25 | $653.0M | $279.0M | ||
| Q1 25 | $654.4M | $497.6M | ||
| Q4 24 | $573.2M | $496.8M | ||
| Q3 24 | $699.4M | $496.2M | ||
| Q2 24 | $800.7M | $435.6M | ||
| Q1 24 | $1.0B | $434.9M |
株主資本ADAMRPAY
| Q4 25 | $1.4B | $484.4M | ||
| Q3 25 | $1.4B | $616.9M | ||
| Q2 25 | $1.4B | $633.7M | ||
| Q1 25 | $1.4B | $755.7M | ||
| Q4 24 | $1.4B | $761.3M | ||
| Q3 24 | $1.4B | $754.7M | ||
| Q2 24 | $1.4B | $815.4M | ||
| Q1 24 | $1.5B | $813.8M |
総資産ADAMRPAY
| Q4 25 | $12.6B | $1.2B | ||
| Q3 25 | $12.4B | $1.3B | ||
| Q2 25 | $10.6B | $1.4B | ||
| Q1 25 | $10.0B | $1.5B | ||
| Q4 24 | $9.2B | $1.6B | ||
| Q3 24 | $8.9B | $1.6B | ||
| Q2 24 | $8.2B | $1.5B | ||
| Q1 24 | $7.4B | $1.5B |
負債/資本比率ADAMRPAY
| Q4 25 | 0.52× | 0.58× | ||
| Q3 25 | 0.55× | 0.45× | ||
| Q2 25 | 0.47× | 0.44× | ||
| Q1 25 | 0.47× | 0.66× | ||
| Q4 24 | 0.41× | 0.65× | ||
| Q3 24 | 0.48× | 0.66× | ||
| Q2 24 | 0.56× | 0.53× | ||
| Q1 24 | 0.67× | 0.53× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $134.0M | $23.3M |
| フリーキャッシュフロー営業CF - 設備投資 | $125.9M | $23.2M |
| FCFマージンFCF / 売上 | 291.6% | 29.6% |
| 設備投資強度設備投資 / 売上 | 18.9% | 0.1% |
| キャッシュ転換率営業CF / 純利益 | 2.50× | — |
| 直近12ヶ月FCF直近4四半期 | — | $90.7M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローADAMRPAY
| Q4 25 | $134.0M | $23.3M | ||
| Q3 25 | $6.9M | $32.2M | ||
| Q2 25 | $39.2M | $33.1M | ||
| Q1 25 | $25.8M | $2.5M | ||
| Q4 24 | $14.1M | $34.3M | ||
| Q3 24 | $-922.0K | $60.1M | ||
| Q2 24 | $-993.0K | $31.0M | ||
| Q1 24 | $-13.1M | $24.8M |
フリーキャッシュフローADAMRPAY
| Q4 25 | $125.9M | $23.2M | ||
| Q3 25 | — | $32.1M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | $-10.6M | $34.0M | ||
| Q3 24 | $-8.6M | $59.8M | ||
| Q2 24 | $-8.6M | $30.5M | ||
| Q1 24 | $-19.1M | $24.7M |
FCFマージンADAMRPAY
| Q4 25 | 291.6% | 29.6% | ||
| Q3 25 | — | 41.3% | ||
| Q2 25 | — | 43.6% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | -39.6% | 43.5% | ||
| Q3 24 | -42.3% | 75.6% | ||
| Q2 24 | -44.9% | 40.7% | ||
| Q1 24 | -107.0% | 30.6% |
設備投資強度ADAMRPAY
| Q4 25 | 18.9% | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 92.3% | 0.3% | ||
| Q3 24 | 37.7% | 0.3% | ||
| Q2 24 | 39.7% | 0.6% | ||
| Q1 24 | 33.5% | 0.1% |
キャッシュ転換率ADAMRPAY
| Q4 25 | 2.50× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 4.59× | — | ||
| Q1 25 | 0.61× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.02× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ADAM
| Other | $19.6M | 45% |
| Constructive Loans LLC | $14.4M | 33% |
| Multifamily | $9.1M | 21% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
