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Affirm Holdings, Inc.（AFRM）とFEDERAL SIGNAL CORP（FSS）の財務データ比較。上の社名をクリックして会社を切り替えられます
FEDERAL SIGNAL CORPの直近四半期売上が大きい（$597.1M vs $401.4M、Affirm Holdings, Inc.の約1.5倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 10.2%、差は22.1%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs 26.5%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $89.5M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs 18.5%）
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
フェデラルシグナル社は20世紀前半に事業を展開したアメリカ合衆国の鉄道信号機器メーカーで、本社はニューヨーク州オールバニに所在していました。当時の米国鉄道業界では同社の製品が広く採用され、一定の知名度を持っていました。
AFRM vs FSS — 直接比較
損益計算書 — Q2 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $401.4M | $597.1M |
| 純利益 | $129.6M | $60.8M |
| 粗利率 | — | 28.4% |
| 営業利益率 | 29.3% | 14.0% |
| 純利益率 | 32.3% | 10.2% |
| 売上前年比 | 32.5% | 26.5% |
| 純利益前年比 | 61.3% | 21.6% |
| EPS（希薄化後） | $0.37 | $0.99 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $401.4M | $597.1M | ||
| Q3 25 | $320.5M | $555.0M | ||
| Q2 25 | $306.6M | $564.6M | ||
| Q1 25 | $272.5M | $463.8M | ||
| Q4 24 | $303.0M | $472.0M | ||
| Q3 24 | $231.8M | $474.2M | ||
| Q2 24 | $224.0M | $490.4M | ||
| Q1 24 | $195.0M | $424.9M |
| Q4 25 | $129.6M | $60.8M | ||
| Q3 25 | $80.7M | $68.1M | ||
| Q2 25 | $69.2M | $71.4M | ||
| Q1 25 | $2.8M | $46.3M | ||
| Q4 24 | $80.4M | $50.0M | ||
| Q3 24 | $-100.2M | $53.9M | ||
| Q2 24 | $-45.1M | $60.8M | ||
| Q1 24 | $-133.9M | $51.6M |
| Q4 25 | — | 28.4% | ||
| Q3 25 | — | 29.1% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 28.2% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 29.4% | ||
| Q1 24 | — | 27.3% |
| Q4 25 | 29.3% | 14.0% | ||
| Q3 25 | 19.9% | 16.9% | ||
| Q2 25 | 18.9% | 17.3% | ||
| Q1 25 | -3.1% | 14.2% | ||
| Q4 24 | -1.4% | 14.9% | ||
| Q3 24 | -57.2% | 16.0% | ||
| Q2 24 | -32.8% | 16.5% | ||
| Q1 24 | -82.5% | 12.8% |
| Q4 25 | 32.3% | 10.2% | ||
| Q3 25 | 25.2% | 12.3% | ||
| Q2 25 | 22.6% | 12.6% | ||
| Q1 25 | 1.0% | 10.0% | ||
| Q4 24 | 26.5% | 10.6% | ||
| Q3 24 | -43.2% | 11.4% | ||
| Q2 24 | -20.2% | 12.4% | ||
| Q1 24 | -68.7% | 12.1% |
| Q4 25 | $0.37 | $0.99 | ||
| Q3 25 | $0.23 | $1.11 | ||
| Q2 25 | $0.22 | $1.16 | ||
| Q1 25 | $0.01 | $0.75 | ||
| Q4 24 | $0.23 | $0.80 | ||
| Q3 24 | $-0.31 | $0.87 | ||
| Q2 24 | $-0.13 | $0.99 | ||
| Q1 24 | $-0.43 | $0.84 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $1.5B | $63.7M |
| 総負債低いほど良い | $9.0B | $564.6M |
| 株主資本純資産 | $3.5B | $1.4B |
| 総資産 | $13.0B | $2.4B |
| 負債/資本比率低いほどレバレッジが低い | 2.54× | 0.41× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $1.5B | $63.7M | ||
| Q3 25 | $1.4B | $54.4M | ||
| Q2 25 | $1.4B | $64.7M | ||
| Q1 25 | $1.4B | $57.5M | ||
| Q4 24 | $1.2B | $91.1M | ||
| Q3 24 | $1.0B | $73.7M | ||
| Q2 24 | $1.0B | $48.6M | ||
| Q1 24 | $1.3B | $48.9M |
| Q4 25 | $9.0B | $564.6M | ||
| Q3 25 | $7.7B | $201.2M | ||
| Q2 25 | $7.6B | $258.3M | ||
| Q1 25 | $7.1B | $266.9M | ||
| Q4 24 | $7.3B | $204.4M | ||
| Q3 24 | — | $223.3M | ||
| Q2 24 | $1.8B | $248.8M | ||
| Q1 24 | — | $266.8M |
| Q4 25 | $3.5B | $1.4B | ||
| Q3 25 | $3.3B | $1.3B | ||
| Q2 25 | $3.1B | $1.3B | ||
| Q1 25 | $2.9B | $1.2B | ||
| Q4 24 | $2.8B | $1.2B | ||
| Q3 24 | $2.8B | $1.1B | ||
| Q2 24 | $2.7B | $1.1B | ||
| Q1 24 | $2.6B | $1.0B |
| Q4 25 | $13.0B | $2.4B | ||
| Q3 25 | $11.5B | $1.9B | ||
| Q2 25 | $11.2B | $1.9B | ||
| Q1 25 | $10.4B | $1.9B | ||
| Q4 24 | $10.5B | $1.8B | ||
| Q3 24 | $10.1B | $1.7B | ||
| Q2 24 | $9.5B | $1.7B | ||
| Q1 24 | $9.2B | $1.7B |
| Q4 25 | 2.54× | 0.41× | ||
| Q3 25 | 2.35× | 0.15× | ||
| Q2 25 | 2.48× | 0.20× | ||
| Q1 25 | 2.49× | 0.22× | ||
| Q4 24 | 2.62× | 0.17× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | 0.67× | 0.23× | ||
| Q1 24 | — | 0.26× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $173.7M | $97.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $118.0M | $89.5M |
| FCFマージンFCF / 売上 | 29.4% | 15.0% |
| 設備投資強度設備投資 / 売上 | 13.9% | 1.3% |
| キャッシュ転換率営業CF / 純利益 | 1.34× | 1.60× |
| 直近12ヶ月FCF直近4四半期 | $619.1M | $227.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $173.7M | $97.2M | ||
| Q3 25 | $374.6M | $61.1M | ||
| Q2 25 | $74.6M | $59.7M | ||
| Q1 25 | $210.4M | $36.7M | ||
| Q4 24 | $312.0M | $90.6M | ||
| Q3 24 | $196.9M | $68.8M | ||
| Q2 24 | $68.8M | $40.6M | ||
| Q1 24 | $208.2M | $31.3M |
| Q4 25 | $118.0M | $89.5M | ||
| Q3 25 | $320.2M | $54.1M | ||
| Q2 25 | $23.5M | $52.4M | ||
| Q1 25 | $157.4M | $31.1M | ||
| Q4 24 | $268.1M | $82.1M | ||
| Q3 24 | $152.7M | $60.9M | ||
| Q2 24 | $30.5M | $24.8M | ||
| Q1 24 | $161.7M | $22.9M |
| Q4 25 | 29.4% | 15.0% | ||
| Q3 25 | 99.9% | 9.7% | ||
| Q2 25 | 7.7% | 9.3% | ||
| Q1 25 | 57.7% | 6.7% | ||
| Q4 24 | 88.5% | 17.4% | ||
| Q3 24 | 65.9% | 12.8% | ||
| Q2 24 | 13.6% | 5.1% | ||
| Q1 24 | 82.9% | 5.4% |
| Q4 25 | 13.9% | 1.3% | ||
| Q3 25 | 17.0% | 1.3% | ||
| Q2 25 | 16.7% | 1.3% | ||
| Q1 25 | 19.5% | 1.2% | ||
| Q4 24 | 14.5% | 1.8% | ||
| Q3 24 | 19.0% | 1.7% | ||
| Q2 24 | 17.1% | 3.2% | ||
| Q1 24 | 23.8% | 2.0% |
| Q4 25 | 1.34× | 1.60× | ||
| Q3 25 | 4.64× | 0.90× | ||
| Q2 25 | 1.08× | 0.84× | ||
| Q1 25 | 75.03× | 0.79× | ||
| Q4 24 | 3.88× | 1.81× | ||
| Q3 24 | — | 1.28× | ||
| Q2 24 | — | 0.67× | ||
| Q1 24 | — | 0.61× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
FSS
| Vehiclesandequipment | $403.4M | 68% |
| Parts | $66.8M | 11% |
| Publicsafetyandsecurityequipment | $62.2M | 10% |
| Rentalincome | $19.0M | 3% |
| Industrialsignalingequipment | $18.2M | 3% |
| Other | $14.9M | 2% |
| Warningsystems | $12.6M | 2% |
