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CITIZENS FINANCIAL SERVICES INC（CZFS）とPRO DEX INC（PDEX）の財務データ比較。上の社名をクリックして会社を切り替えられます
CITIZENS FINANCIAL SERVICES INCの直近四半期売上が大きい（$29.6M vs $18.7M、PRO DEX INCの約1.6倍）。CITIZENS FINANCIAL SERVICES INCの純利益率が高く（35.4% vs 11.7%、差は23.7%）。CITIZENS FINANCIAL SERVICES INCの前年同期比売上増加率が高い（13.0% vs 11.1%）。CITIZENS FINANCIAL SERVICES INCの直近四半期フリーキャッシュフローが多い（$35.2M vs $3.5M）。過去8四半期でPRO DEX INCの売上複合成長率が高い（14.3% vs 6.9%）
シチズンズ・フィナンシャル・グループはアメリカの銀行持株会社で、本社はロードアイランド州プロビデンスに置かれています。傘下にシチズンズ銀行（Citizens Bank, N.A.）を保有し、アメリカの10以上の州とワシントンD.C.で事業を展開しています。
Pro Dex Incは精密製造企業で、主に医療機器OEM、航空宇宙・工業分野の顧客向けにカスタム機械加工部品、組立品、完成品を製造しており、主な事業市場は北米地域です。
CZFS vs PDEX — 直接比較
損益計算書 — Q4 FY2025 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $29.6M | $18.7M |
| 純利益 | $10.5M | $2.2M |
| 粗利率 | — | 30.8% |
| 営業利益率 | 44.2% | 17.5% |
| 純利益率 | 35.4% | 11.7% |
| 売上前年比 | 13.0% | 11.1% |
| 純利益前年比 | 31.3% | 7.2% |
| EPS（希薄化後） | $2.17 | $0.66 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $29.6M | $18.7M | ||
| Q3 25 | $29.0M | $18.5M | ||
| Q2 25 | $27.3M | $17.5M | ||
| Q1 25 | $26.4M | $17.4M | ||
| Q4 24 | $26.2M | $16.8M | ||
| Q3 24 | $25.1M | $14.9M | ||
| Q2 24 | $24.6M | $15.0M | ||
| Q1 24 | $25.9M | $14.3M |
| Q4 25 | $10.5M | $2.2M | ||
| Q3 25 | $10.0M | $4.7M | ||
| Q2 25 | $8.5M | $1.2M | ||
| Q1 25 | $7.6M | $3.3M | ||
| Q4 24 | $8.0M | $2.0M | ||
| Q3 24 | $7.5M | $2.5M | ||
| Q2 24 | $5.3M | $1.6M | ||
| Q1 24 | $7.0M | $655.0K |
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 34.6% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 28.0% |
| Q4 25 | 44.2% | 17.5% | ||
| Q3 25 | 42.6% | 16.8% | ||
| Q2 25 | 38.1% | 7.7% | ||
| Q1 25 | 35.5% | 20.9% | ||
| Q4 24 | 37.2% | 16.0% | ||
| Q3 24 | 36.9% | 20.2% | ||
| Q2 24 | 25.9% | 15.6% | ||
| Q1 24 | 32.8% | 15.5% |
| Q4 25 | 35.4% | 11.7% | ||
| Q3 25 | 34.5% | 25.3% | ||
| Q2 25 | 31.0% | 6.8% | ||
| Q1 25 | 28.8% | 18.8% | ||
| Q4 24 | 30.5% | 12.1% | ||
| Q3 24 | 30.0% | 16.6% | ||
| Q2 24 | 21.4% | 10.6% | ||
| Q1 24 | 27.1% | 4.6% |
| Q4 25 | $2.17 | $0.66 | ||
| Q3 25 | $2.09 | $1.40 | ||
| Q2 25 | $1.76 | $0.33 | ||
| Q1 25 | $1.60 | $0.98 | ||
| Q4 24 | $1.64 | $0.61 | ||
| Q3 24 | $1.57 | $0.75 | ||
| Q2 24 | $1.10 | $0.44 | ||
| Q1 24 | $1.48 | $0.19 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $34.3M | $6.1M |
| 総負債低いほど良い | — | — |
| 株主資本純資産 | $338.1M | $41.6M |
| 総資産 | $3.1B | $62.3M |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $34.3M | $6.1M | ||
| Q3 25 | $31.1M | $10.1M | ||
| Q2 25 | $49.5M | $6.8M | ||
| Q1 25 | $36.8M | $5.5M | ||
| Q4 24 | $42.2M | $4.7M | ||
| Q3 24 | $36.8M | $7.8M | ||
| Q2 24 | $38.4M | $6.8M | ||
| Q1 24 | $29.6M | $7.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | — |
| Q4 25 | $338.1M | $41.6M | ||
| Q3 25 | $327.7M | $41.5M | ||
| Q2 25 | $313.7M | $36.6M | ||
| Q1 25 | $308.3M | $35.3M | ||
| Q4 24 | $299.7M | $31.8M | ||
| Q3 24 | $298.7M | $30.9M | ||
| Q2 24 | $286.5M | $30.9M | ||
| Q1 24 | $282.7M | $30.9M |
| Q4 25 | $3.1B | $62.3M | ||
| Q3 25 | $3.1B | $64.3M | ||
| Q2 25 | $3.0B | $61.2M | ||
| Q1 25 | $3.0B | $64.3M | ||
| Q4 24 | $3.0B | $60.4M | ||
| Q3 24 | $3.0B | $54.3M | ||
| Q2 24 | $2.9B | $52.5M | ||
| Q1 24 | $2.9B | $50.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.42× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.39× | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $36.5M | $3.6M |
| フリーキャッシュフロー営業CF - 設備投資 | $35.2M | $3.5M |
| FCFマージンFCF / 売上 | 119.0% | 18.8% |
| 設備投資強度設備投資 / 売上 | 4.4% | 0.4% |
| キャッシュ転換率営業CF / 純利益 | 3.49× | 1.63× |
| 直近12ヶ月FCF直近4四半期 | $53.8M | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $36.5M | $3.6M | ||
| Q3 25 | $2.9M | $2.3M | ||
| Q2 25 | $6.0M | $-173.0K | ||
| Q1 25 | $10.9M | $754.0K | ||
| Q4 24 | $33.2M | $-4.2M | ||
| Q3 24 | $6.2M | $1.9M | ||
| Q2 24 | $3.0M | $1.0M | ||
| Q1 24 | $13.5M | $4.1M |
| Q4 25 | $35.2M | $3.5M | ||
| Q3 25 | $2.7M | $2.2M | ||
| Q2 25 | $5.5M | — | ||
| Q1 25 | $10.4M | $574.0K | ||
| Q4 24 | $31.9M | $-4.7M | ||
| Q3 24 | $5.6M | $1.5M | ||
| Q2 24 | $2.9M | — | ||
| Q1 24 | $13.4M | $4.0M |
| Q4 25 | 119.0% | 18.8% | ||
| Q3 25 | 9.4% | 11.9% | ||
| Q2 25 | 20.1% | — | ||
| Q1 25 | 39.2% | 3.3% | ||
| Q4 24 | 121.6% | -27.9% | ||
| Q3 24 | 22.3% | 9.8% | ||
| Q2 24 | 11.8% | — | ||
| Q1 24 | 51.5% | 27.7% |
| Q4 25 | 4.4% | 0.4% | ||
| Q3 25 | 0.5% | 0.5% | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 2.2% | 1.0% | ||
| Q4 24 | 5.0% | 3.2% | ||
| Q3 24 | 2.5% | 2.9% | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 0.4% | 0.8% |
| Q4 25 | 3.49× | 1.63× | ||
| Q3 25 | 0.29× | 0.49× | ||
| Q2 25 | 0.71× | -0.14× | ||
| Q1 25 | 1.44× | 0.23× | ||
| Q4 24 | 4.16× | -2.03× | ||
| Q3 24 | 0.83× | 0.77× | ||
| Q2 24 | 0.57× | 0.66× | ||
| Q1 24 | 1.92× | 6.22× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
