vs
Science Applications International Corp（SAIC）とHANOVER INSURANCE GROUP, INC.（THG）の財務データ比較。上の社名をクリックして会社を切り替えられます
Science Applications International Corpの直近四半期売上が大きい（$1.9B vs $1.7B、HANOVER INSURANCE GROUP, INC.の約1.1倍）。HANOVER INSURANCE GROUP, INC.の純利益率が高く（11.9% vs 4.2%、差は7.7%）。HANOVER INSURANCE GROUP, INC.の前年同期比売上増加率が高い（5.5% vs 2.6%）。HANOVER INSURANCE GROUP, INC.の直近四半期フリーキャッシュフローが多い（$377.0M vs $120.0M）。過去8四半期でHANOVER INSURANCE GROUP, INC.の売上複合成長率が高い（3.8% vs 2.3%）
科学応用国際公社（SAIC）は米国バージニア州レストンに本社を置くテクノロジー企業で、政府機関向けの業務支援サービスや情報技術サポートを提供しており、公共部門向けテクノロジーサービス分野で高い実績を持っています。
ハノーバー保険グループは米国マサチューセッツ州ウースターに本社を置く保険会社です。1852年に損害保険会社として設立され、原名で上場を続けていましたが、1990年代初頭にオルメリカ損害保険会社に社名を変更しました。
SAIC vs THG — 直接比較
損益計算書 — Q3 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $1.9B | $1.7B |
| 純利益 | $78.0M | $198.5M |
| 粗利率 | 12.2% | — |
| 営業利益率 | 6.9% | 17.3% |
| 純利益率 | 4.2% | 11.9% |
| 売上前年比 | 2.6% | 5.5% |
| 純利益前年比 | -3.7% | 18.2% |
| EPS（希薄化後） | $1.69 | $5.46 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | $1.9B | $1.7B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | $2.0B | $1.6B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $1.8B | $1.5B | ||
| Q1 24 | $1.7B | $1.6B |
| Q4 25 | $78.0M | $198.5M | ||
| Q3 25 | — | $178.7M | ||
| Q2 25 | $68.0M | $157.1M | ||
| Q1 25 | — | $128.2M | ||
| Q4 24 | $106.0M | $167.9M | ||
| Q3 24 | $81.0M | $102.1M | ||
| Q2 24 | $77.0M | $40.5M | ||
| Q1 24 | $39.0M | $115.5M |
| Q4 25 | 12.2% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 11.1% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 12.0% | — | ||
| Q3 24 | 11.6% | — | ||
| Q2 24 | 11.5% | — | ||
| Q1 24 | 11.1% | — |
| Q4 25 | 6.9% | 17.3% | ||
| Q3 25 | — | 14.9% | ||
| Q2 25 | 6.4% | 12.7% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | 8.1% | 16.1% | ||
| Q3 24 | 7.4% | 9.6% | ||
| Q2 24 | 7.1% | 6.2% | ||
| Q1 24 | 4.5% | 9.7% |
| Q4 25 | 4.2% | 11.9% | ||
| Q3 25 | — | 10.7% | ||
| Q2 25 | 3.6% | 9.5% | ||
| Q1 25 | — | 8.0% | ||
| Q4 24 | 5.4% | 10.6% | ||
| Q3 24 | 4.5% | 6.5% | ||
| Q2 24 | 4.2% | 2.6% | ||
| Q1 24 | 2.2% | 7.4% |
| Q4 25 | $1.69 | $5.46 | ||
| Q3 25 | — | $4.90 | ||
| Q2 25 | $1.42 | $4.30 | ||
| Q1 25 | — | $3.50 | ||
| Q4 24 | $2.13 | $4.60 | ||
| Q3 24 | $1.58 | $2.80 | ||
| Q2 24 | $1.48 | $1.12 | ||
| Q1 24 | $0.77 | $3.18 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $45.0M | $1.1B |
| 総負債低いほど良い | $2.5B | $843.3M |
| 株主資本純資産 | $1.5B | $3.6B |
| 総資産 | $5.4B | $16.9B |
| 負債/資本比率低いほどレバレッジが低い | 1.64× | 0.24× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $45.0M | $1.1B | ||
| Q3 25 | — | $915.7M | ||
| Q2 25 | $47.0M | $244.1M | ||
| Q1 25 | — | $315.1M | ||
| Q4 24 | $46.0M | $435.5M | ||
| Q3 24 | $48.0M | $427.1M | ||
| Q2 24 | $49.0M | $337.6M | ||
| Q1 24 | $94.0M | $264.6M |
| Q4 25 | $2.5B | $843.3M | ||
| Q3 25 | — | $843.0M | ||
| Q2 25 | $2.3B | $347.8M | ||
| Q1 25 | — | $722.5M | ||
| Q4 24 | $2.2B | $722.3M | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.1B | — |
| Q4 25 | $1.5B | $3.6B | ||
| Q3 25 | — | $3.4B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | $1.6B | $2.8B | ||
| Q3 24 | $1.6B | $2.9B | ||
| Q2 24 | $1.8B | $2.6B | ||
| Q1 24 | $1.8B | $2.5B |
| Q4 25 | $5.4B | $16.9B | ||
| Q3 25 | — | $16.8B | ||
| Q2 25 | $5.2B | $15.7B | ||
| Q1 25 | — | $15.5B | ||
| Q4 24 | $5.3B | $15.3B | ||
| Q3 24 | $5.3B | $15.4B | ||
| Q2 24 | $5.3B | $14.9B | ||
| Q1 24 | $5.3B | $14.6B |
| Q4 25 | 1.64× | 0.24× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | 1.52× | 0.11× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | 1.34× | 0.25× | ||
| Q3 24 | 1.33× | — | ||
| Q2 24 | 1.18× | — | ||
| Q1 24 | 1.18× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $129.0M | $378.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $120.0M | $377.0M |
| FCFマージンFCF / 売上 | 6.4% | 22.6% |
| 設備投資強度設備投資 / 売上 | 0.5% | 0.1% |
| キャッシュ転換率営業CF / 純利益 | 1.65× | 1.91× |
| 直近12ヶ月FCF直近4四半期 | $478.0M | $1.2B |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $129.0M | $378.2M | ||
| Q3 25 | — | $554.4M | ||
| Q2 25 | $100.0M | $206.6M | ||
| Q1 25 | — | $38.9M | ||
| Q4 24 | $143.0M | $213.5M | ||
| Q3 24 | $138.0M | $394.7M | ||
| Q2 24 | $98.0M | $139.5M | ||
| Q1 24 | $63.0M | $58.7M |
| Q4 25 | $120.0M | $377.0M | ||
| Q3 25 | — | $551.4M | ||
| Q2 25 | $92.0M | $204.9M | ||
| Q1 25 | — | $37.1M | ||
| Q4 24 | $134.0M | $210.5M | ||
| Q3 24 | $132.0M | $392.3M | ||
| Q2 24 | $92.0M | $137.3M | ||
| Q1 24 | $52.0M | $56.1M |
| Q4 25 | 6.4% | 22.6% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | 4.9% | 12.4% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | 6.8% | 13.3% | ||
| Q3 24 | 7.3% | 25.1% | ||
| Q2 24 | 5.0% | 8.9% | ||
| Q1 24 | 3.0% | 3.6% |
| Q4 25 | 0.5% | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | 0.4% | 0.1% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | 0.5% | 0.2% | ||
| Q3 24 | 0.3% | 0.2% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | 0.6% | 0.2% |
| Q4 25 | 1.65× | 1.91× | ||
| Q3 25 | — | 3.10× | ||
| Q2 25 | 1.47× | 1.32× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | 1.35× | 1.27× | ||
| Q3 24 | 1.70× | 3.87× | ||
| Q2 24 | 1.27× | 3.44× | ||
| Q1 24 | 1.62× | 0.51× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
SAIC
| Prime Contractor | $1.3B | 71% |
| Civilian | $427.0M | 23% |
| Subcontractor | $116.0M | 6% |
| Commercial State And Local Agencies | $7.0M | 0% |
THG
| Personal Lines Segment | $684.6M | 41% |
| Core Commercial Lines Segment | $617.8M | 37% |
| Specialty Lines Segment | $377.9M | 23% |
