Eastern Bankshares, Inc.EBCEarnings & Financial Report
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
EBC Q4 2025 Key Financial Metrics
营收
$37.5M
毛利润
N/A
营业利润
N/A
净利润
$99.5M
毛利率
N/A
营业利润率
N/A
净利率
265.6%
同比增长
12.8%
EPS
$0.48
资金流向
Eastern Bankshares, Inc. Q4 2025 Financial Summary
Eastern Bankshares, Inc. reported revenue of $37.5M (up 12.8% YoY) for Q4 2025, with a net profit of $99.5M (up 63.7% YoY) (265.6% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $37.5M |
|---|---|
| Net Profit | $99.5M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 2025 |
Revenue Breakdown
Eastern Bankshares, Inc. Q4 2025 revenue of $37.5M breaks down across 4 segments, led by Investment Advisory Fees at $18.6M (49.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Investment Advisory Fees | $18.6M | 49.8% |
| Service Charge On Deposit Accounts | $9.9M | 26.5% |
| Other | $5.9M | 15.8% |
| Other Non Interest Income | $3.0M | 7.9% |
Eastern Bankshares, Inc. Revenue by Segment — Quarterly Trend
Eastern Bankshares, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Investment Advisory Fees and Service Charge On Deposit Accounts) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Investment Advisory Fees | $18.6M | $17.6M | $17.3M | $16.4M |
| Service Charge On Deposit Accounts | $9.9M | $8.6M | $8.2M | $8.3M |
| Other | $5.9M | — | — | — |
| Other Non Interest Income | $3.0M | $2.7M | $2.8M | $2.5M |
Eastern Bankshares, Inc. Annual Revenue by Year
Eastern Bankshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $134.1M). Click any linked year to see what changed vs the prior 10-K.
Eastern Bankshares, Inc. Quarterly Revenue & Net Profit History
Eastern Bankshares, Inc. quarterly results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $37.5M | +12.8% | $99.5M | 265.6% |
| Q3 2025 | $33.0M | +9.5% | $106.1M | 321.9% |
| Q2 2025 | $32.5M | +12.6% | $100.2M | 308.2% |
| Q1 2025 | $31.1M | +52.4% | $-217.7M | -699.2% |
| Q4 2024 | $33.2M | +184.4% | $60.8M | 183.1% |
| Q3 2024 | $30.1M | +53.9% | $-6.2M | -20.5% |
| Q2 2024 | $28.9M | -39.1% | $26.3M | 91.2% |
| Q1 2024 | $20.4M | -58.5% | $38.6M | 189.2% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $20.4M | $28.9M | $30.1M | $33.2M | $31.1M | $32.5M | $33.0M | $37.5M |
| 同比增长 | -58.5% | -39.1% | 53.9% | 184.4% | 52.4% | 12.6% | 9.5% | 12.8% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $21.17B | $21.04B | $25.51B | $25.56B | $24.99B | $25.46B | $25.46B | $30.59B |
| 总负债 | $18.22B | $18.08B | $21.84B | $21.95B | $21.40B | $21.77B | $21.65B | $26.25B |
| 股东权益 | $2.95B | $2.97B | $3.67B | $3.61B | $3.58B | $3.68B | $3.81B | $4.34B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $32.6M | $54.3M | $108.3M | $88.7M | $47.3M | $123.9M | $157.1M | $104.1M |