BOK FINANCIAL CORPBOKFEarnings & Financial Report
BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.
BOKF Q4 2025 Key Financial Metrics
营收
$345.3M
毛利润
N/A
营业利润
$228.5M
净利润
$177.3M
毛利率
N/A
营业利润率
66.2%
净利率
51.3%
同比增长
10.3%
EPS
$2.90
资金流向
BOK FINANCIAL CORP Q4 2025 Financial Summary
BOK FINANCIAL CORP reported revenue of $345.3M (up 10.3% YoY) for Q4 2025, with a net profit of $177.3M (up 30.2% YoY) (51.3% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $345.3M |
|---|---|
| Net Profit | $177.3M |
| Gross Margin | N/A |
| Operating Margin | 66.2% |
| Report Period | Q4 2025 |
Revenue Breakdown
BOK FINANCIAL CORP Q4 2025 revenue of $345.3M breaks down across 14 segments, led by Other at $148.2M (42.9% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Other | $148.2M | 42.9% |
| Brokerageandtradingrevenue | $42.4M | 12.3% |
| Transactioncardrevenue | $31.6M | 9.1% |
| Personaltrustrevenue | $30.6M | 8.9% |
| Trans Fund EF Tnetworkrevenue | $25.9M | 7.5% |
| Commercialaccountservicechargerevenue | $18.3M | 5.3% |
| Corporatetrustrevenue | $11.6M | 3.4% |
| Financial Service Other | $11.0M | 3.2% |
| Investmentmanagementservicesandother | $6.8M | 2.0% |
| Overdraftfeerevenue | $6.2M | 1.8% |
| Retailbrokeragerevenue | $5.4M | 1.6% |
| Investmentbankingrevenue | $3.2M | 0.9% |
| Merchantservicesrevenue | $2.5M | 0.7% |
| Automatedservicechargeandotherdepositfeerevenue | $1.5M | 0.4% |
BOK FINANCIAL CORP Revenue by Segment — Quarterly Trend
BOK FINANCIAL CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Other and Brokerageandtradingrevenue) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Other | $148.2M | $35.1M | $27.8M | — |
| Brokerageandtradingrevenue | $42.4M | $25.4M | $27.0M | $11.4M |
| Transactioncardrevenue | $31.6M | $29.5M | $29.6M | $27.1M |
| Personaltrustrevenue | $30.6M | $27.2M | $28.0M | $25.6M |
| Trans Fund EF Tnetworkrevenue | $25.9M | $24.5M | $24.6M | $22.8M |
BOK FINANCIAL CORP Annual Revenue by Year
BOK FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.3B). Click any linked year to see what changed vs the prior 10-K.
BOK FINANCIAL CORP Quarterly Revenue & Net Profit History
BOK FINANCIAL CORP quarterly results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $345.3M | +10.3% | $177.3M | 51.3% |
| Q3 2025 | $337.6M | +9.6% | $140.9M | 41.7% |
| Q2 2025 | $328.2M | +10.9% | $140.0M | 42.7% |
| Q1 2025 | $316.3M | +7.7% | $119.8M | 37.9% |
| Q4 2024 | $313.0M | +5.5% | $136.2M | 43.5% |
| Q3 2024 | $308.1M | +2.4% | $140.0M | 45.4% |
| Q2 2024 | $296.0M | -8.1% | $163.7M | 55.3% |
| Q1 2024 | $293.6M | -16.7% | $83.7M | 28.5% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $293.6M | $296.0M | $308.1M | $313.0M | $316.3M | $328.2M | $337.6M | $345.3M |
| 同比增长 | -16.7% | -8.1% | 2.4% | 5.5% | 7.7% | 10.9% | 9.6% | 10.3% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $50.16B | $50.40B | $50.08B | $49.69B | $50.47B | $51.00B | $50.19B | $52.24B |
| 总负债 | $45.03B | $45.17B | $44.47B | $44.13B | $44.70B | $45.10B | $44.17B | $46.32B |
| 股东权益 | $5.13B | $5.23B | $5.61B | $5.55B | $5.77B | $5.89B | $6.02B | $5.92B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $179.2M | $463.5M | $246.7M | $541.0M | $20.3M | $89.4M | $867.8M | $-237.9M |