富国银行WFC财报
NYSE · 金融 · 多元化银行
富国银行是美国头部跨国金融服务机构，位列美国四大银行之一，业务覆盖全球35个国家，为超7000万全球客户提供服务，被金融稳定委员会认定为系统重要性金融机构，具备较高的行业影响力。
WFC 2025财年Q4 Key Financial Metrics
营收
$21.3B
毛利润
N/A
营业利润
$6.5B
净利润
$5.4B
毛利率
N/A
营业利润率
30.7%
净利率
25.2%
同比增长
4.5%
EPS
$1.61
下季度市场预期
营收$21.8B↑+2.2%
EPS$1.71↑+6.2%
富国银行 2025财年Q4 财务摘要
富国银行 2025财年Q4营收 $21.3B（同比增长 4.5%），净利润 $5.4B（同比增长 5.6%）（净利率 25.2%）。
核心财务指标
| 总营收 | $21.3B |
|---|---|
| 净利润 | $5.4B |
| 毛利率 | N/A |
| 营业利润率 | 30.7% |
| 报告期 | 2025财年Q4 |
营收拆解
富国银行 2025财年Q4营收 $21.3B 共来自 12 个业务板块，最大板块 Other 贡献 $5.2B（占 24.2%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Other | $5.2B | 24.2% |
| Wealth And Investment Management | $3.4B | 15.8% |
| Investment Advisory Management And Administrative Service | $2.8B | 13.2% |
| Corporate And Investment Banking | $2.5B | 11.9% |
| Consumer Banking And Lending | $2.0B | 9.6% |
| Commercial Portfolio Segment | $1.1B | 5.4% |
| Commercial Banking | $1.1B | 5.1% |
| Credit Card Rewards And Rebates | $859.0M | 4.0% |
| Investment Advice | $716.0M | 3.4% |
| Deposit Account | $692.0M | 3.3% |
| Commissions And Brokerage Service Fees | $657.0M | 3.1% |
| Trailing Commission | $250.0M | 1.2% |
富国银行 分部营收 — 季度趋势
富国银行 过去 4 个季度各业务板块营收走势，展示 Other和Wealth And Investment Management 等业务的变化。
| 业务分部 | 2025财年Q4 | 2025财年Q3 | 2025财年Q2 | 2025财年Q1 |
|---|---|---|---|---|
| Other | $5.2B | — | $1.1B | — |
| Wealth And Investment Management | $3.4B | $4.2B | $3.9B | $3.9B |
| Investment Advisory Management And Administrative Service | $2.8B | $2.7B | $2.5B | $2.5B |
| Corporate And Investment Banking | $2.5B | — | $4.7B | — |
| Consumer Banking And Lending | $2.0B | $9.7B | — | $8.9B |
富国银行 年度营收
富国银行 历年营收汇总，含各年度总量（例如 2025 年营收为 $83.7B）
富国银行 季度营收与净利润历史
富国银行 最近 8 个季度的营收、净利润及同比增速
| 季度 | 营收 | 营收同比 | 净利润 | 净利率 |
|---|---|---|---|---|
| 2025财年Q4 | $21.3B | +4.5% | $5.4B | 25.2% |
| 2025财年Q3 | $21.4B | +5.3% | $5.6B | 26.1% |
| 2025财年Q2 | $20.8B | +0.6% | $5.5B | 26.4% |
| 2025财年Q1 | $20.1B | -3.4% | $4.9B | 24.3% |
| 2024财年Q4 | $20.4B | — | $5.1B | 24.9% |
| 2024财年Q3 | $20.4B | -2.4% | $5.1B | 25.1% |
| 2024财年Q2 | $20.7B | +0.8% | $4.9B | 23.7% |
| 2024财年Q1 | $20.9B | +0.6% | $4.6B | 22.1% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $20.86B | $20.69B | $20.37B | $20.38B | $20.15B | $20.82B | $21.44B | $21.29B |
| 同比增长 | 0.6% | 0.8% | -2.4% | N/A | -3.4% | 0.6% | 5.3% | 4.5% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $1959.15B | $1940.07B | $1922.13B | $1929.85B | $1950.31B | $1981.27B | $2062.93B | $2148.63B |
| 总负债 | $1776.48B | $1761.92B | $1737.11B | $1748.78B | $1767.40B | $1798.32B | $1879.91B | $1965.59B |
| 股东权益 | $180.94B | $176.43B | $183.26B | $179.12B | $181.09B | $181.11B | $181.15B | $181.12B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $-12.13B | $2.05B | $4.21B | $8.90B | $-11.04B | $-11.22B | $-869.0M | $4.12B |