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ATLANTIC AMERICAN CORP（AAME）与F&G Annuities & Life, Inc.（FG）财务数据对比。点击上方公司名可切换其他公司
F&G Annuities & Life, Inc.的季度营收约是ATLANTIC AMERICAN CORP的32.8倍（$1.8B vs $53.8M）。F&G Annuities & Life, Inc.净利率更高（7.3% vs 1.1%，领先6.2%）。ATLANTIC AMERICAN CORP同比增速更快（20.8% vs 13.2%）。过去两年ATLANTIC AMERICAN CORP的营收复合增速更高（7.2% vs 6.1%）
大西洋电报公司成立于1856年11月6日，主要业务是铺设并运营跨大西洋商业电报电缆，这也是人类历史上第一条跨大西洋的电信通信链路。
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
AAME vs FG — 直观对比
营收规模更大
FG
是对方的32.8倍
$53.8M
营收增速更快
AAME
高出7.5%
13.2%
净利率更高
FG
高出6.2%
1.1%
两年增速更快
AAME
近两年复合增速
6.1%
损益表 — Q3 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $53.8M | $1.8B |
| 净利润 | $577.0K | $128.0M |
| 毛利率 | — | — |
| 营业利润率 | 1.4% | — |
| 净利率 | 1.1% | 7.3% |
| 营收同比 | 20.8% | 13.2% |
| 净利润同比 | 128.9% | -60.9% |
| 每股收益（稀释后） | $0.02 | $0.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AAMEFG
| Q4 25 | — | $1.8B | ||
| Q3 25 | $53.8M | $1.7B | ||
| Q2 25 | $55.3M | $1.4B | ||
| Q1 25 | $50.1M | $908.0M | ||
| Q4 24 | $49.0M | $1.6B | ||
| Q3 24 | $44.5M | $1.4B | ||
| Q2 24 | $47.7M | $1.2B | ||
| Q1 24 | $47.0M | $1.6B |
净利润AAMEFG
| Q4 25 | — | $128.0M | ||
| Q3 25 | $577.0K | $118.0M | ||
| Q2 25 | $3.3M | $40.0M | ||
| Q1 25 | $802.0K | $-21.0M | ||
| Q4 24 | $412.0K | $327.0M | ||
| Q3 24 | $-2.0M | $-6.0M | ||
| Q2 24 | $-684.0K | $203.0M | ||
| Q1 24 | $-2.0M | $115.0M |
营业利润率AAMEFG
| Q4 25 | — | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 7.6% | — | ||
| Q1 25 | 2.1% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | -5.5% | — | ||
| Q2 24 | -1.8% | — | ||
| Q1 24 | -5.3% | — |
净利率AAMEFG
| Q4 25 | — | 7.3% | ||
| Q3 25 | 1.1% | 7.0% | ||
| Q2 25 | 6.0% | 2.9% | ||
| Q1 25 | 1.6% | -2.3% | ||
| Q4 24 | 0.8% | 21.0% | ||
| Q3 24 | -4.5% | -0.4% | ||
| Q2 24 | -1.4% | 17.3% | ||
| Q1 24 | -4.3% | 7.3% |
每股收益（稀释后）AAMEFG
| Q4 25 | — | $0.97 | ||
| Q3 25 | $0.02 | $0.85 | ||
| Q2 25 | $0.15 | $0.26 | ||
| Q1 25 | $0.03 | $-0.20 | ||
| Q4 24 | $0.01 | $2.53 | ||
| Q3 24 | $-0.10 | $-0.08 | ||
| Q2 24 | $-0.04 | $1.55 | ||
| Q1 24 | $-0.10 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.4M | $1.5B |
| 总债务越低越好 | — | $2.2B |
| 股东权益账面价值 | $109.5M | $4.8B |
| 总资产 | $430.9M | $98.4B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资AAMEFG
| Q4 25 | — | $1.5B | ||
| Q3 25 | $34.4M | $2.2B | ||
| Q2 25 | $46.4M | $1.9B | ||
| Q1 25 | $35.9M | $3.3B | ||
| Q4 24 | $35.6M | $2.3B | ||
| Q3 24 | $23.0M | $3.5B | ||
| Q2 24 | $21.2M | $3.5B | ||
| Q1 24 | $21.2M | $2.4B |
总债务AAMEFG
| Q4 25 | — | $2.2B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $1.7B |
股东权益AAMEFG
| Q4 25 | — | $4.8B | ||
| Q3 25 | $109.5M | $4.8B | ||
| Q2 25 | $106.2M | $4.4B | ||
| Q1 25 | $102.4M | $4.4B | ||
| Q4 24 | $99.6M | $4.0B | ||
| Q3 24 | $105.8M | $4.3B | ||
| Q2 24 | $100.7M | $3.7B | ||
| Q1 24 | $102.8M | $3.5B |
总资产AAMEFG
| Q4 25 | — | $98.4B | ||
| Q3 25 | $430.9M | $96.1B | ||
| Q2 25 | $429.3M | $91.8B | ||
| Q1 25 | $388.4M | $88.0B | ||
| Q4 24 | $393.4M | $85.0B | ||
| Q3 24 | $387.0M | $84.1B | ||
| Q2 24 | $386.0M | $78.5B | ||
| Q1 24 | $365.8M | $74.4B |
负债/权益比AAMEFG
| Q4 25 | — | 0.47× | ||
| Q3 25 | — | 0.46× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.56× | ||
| Q1 24 | — | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $6.6M | $1.2B |
| 自由现金流经营现金流 - 资本支出 | $6.6M | — |
| 自由现金流率自由现金流/营收 | 12.3% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 11.51× | 9.13× |
| 过去12个月自由现金流最近4个季度 | $24.2M | — |
8季度趋势，按日历期对齐
经营现金流AAMEFG
| Q4 25 | — | $1.2B | ||
| Q3 25 | $6.6M | $937.0M | ||
| Q2 25 | $9.3M | $1.6B | ||
| Q1 25 | $-722.0K | $956.0M | ||
| Q4 24 | $9.6M | $1.3B | ||
| Q3 24 | $90.0K | $2.1B | ||
| Q2 24 | $416.0K | $1.1B | ||
| Q1 24 | $-5.3M | $1.5B |
自由现金流AAMEFG
| Q4 25 | — | — | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $-986.0K | — | ||
| Q4 24 | $9.5M | — | ||
| Q3 24 | $58.0K | — | ||
| Q2 24 | $361.0K | — | ||
| Q1 24 | $-5.4M | — |
自由现金流率AAMEFG
| Q4 25 | — | — | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 16.5% | — | ||
| Q1 25 | -2.0% | — | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | -11.4% | — |
资本支出强度AAMEFG
| Q4 25 | — | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
现金转化率AAMEFG
| Q4 25 | — | 9.13× | ||
| Q3 25 | 11.51× | 7.94× | ||
| Q2 25 | 2.80× | 40.50× | ||
| Q1 25 | -0.90× | — | ||
| Q4 24 | 23.33× | 4.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 5.20× | ||
| Q1 24 | — | 13.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
FG
| Reportable Segment | $1.0B | 57% |
| Other | $728.0M | 41% |
| Roar Joint Venture LLC | $24.0M | 1% |
