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Ameris Bancorp（ABCB）与Avidbank Holdings, Inc.（AVBH）财务数据对比。点击上方公司名可切换其他公司
Avidbank Holdings, Inc.净利率更高（62.0% vs 35.1%，领先26.9%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Avidbank Holdings, Inc.是一家总部位于美国的金融控股公司，通过旗下子公司AvidBank运营，主要为加利福尼亚州的中小企业、企业主和高净值人群提供商业银行产品与服务，涵盖商业贷款、存款账户、现金管理及定制化融资方案，覆盖制造、科技、房地产等多个行业领域。
ABCB vs AVBH — 直观对比
营收规模更大
ABCB
是对方的-5.2倍
$-60.9M
净利率更高
AVBH
高出26.9%
35.1%
损益表 — Q1 2026 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $-60.9M |
| 净利润 | $110.5M | $-37.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 62.0% |
| 营收同比 | 10.0% | — |
| 净利润同比 | 2.0% | — |
| 每股收益（稀释后） | $1.63 | $-4.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBAVBH
| Q1 26 | $314.4M | — | ||
| Q4 25 | $245.3M | — | ||
| Q3 25 | $238.0M | $-60.9M | ||
| Q2 25 | $231.8M | $1.5M | ||
| Q1 25 | $221.8M | — | ||
| Q4 24 | $221.8M | — | ||
| Q3 24 | $214.1M | — | ||
| Q2 24 | $211.9M | — |
净利润ABCBAVBH
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | — | ||
| Q3 25 | $106.0M | $-37.7M | ||
| Q2 25 | $109.8M | $5.8M | ||
| Q1 25 | $87.9M | — | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | — | ||
| Q2 24 | $90.8M | — |
营业利润率ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | — | ||
| Q3 25 | 57.6% | — | ||
| Q2 25 | 61.6% | — | ||
| Q1 25 | 50.9% | — | ||
| Q4 24 | 56.8% | — | ||
| Q3 24 | 58.8% | — | ||
| Q2 24 | 59.7% | — |
净利率ABCBAVBH
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 44.6% | 62.0% | ||
| Q2 25 | 47.4% | 376.9% | ||
| Q1 25 | 39.6% | — | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 46.3% | — | ||
| Q2 24 | 42.8% | — |
每股收益（稀释后）ABCBAVBH
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | $-4.12 | ||
| Q2 25 | $1.60 | $0.75 | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $273.1M |
| 总资产 | $28.1B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ABCBAVBH
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.0B | $273.1M | ||
| Q2 25 | $3.9B | $204.4M | ||
| Q1 25 | $3.8B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $3.7B | — | ||
| Q2 24 | $3.6B | — |
总资产ABCBAVBH
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | — | ||
| Q3 25 | $27.1B | $2.4B | ||
| Q2 25 | $26.7B | $2.4B | ||
| Q1 25 | $26.5B | — | ||
| Q4 24 | $26.3B | — | ||
| Q3 24 | $26.4B | — | ||
| Q2 24 | $26.5B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $12.4M |
| 自由现金流经营现金流 - 资本支出 | — | $12.4M |
| 自由现金流率自由现金流/营收 | — | -20.3% |
| 资本支出强度资本支出/营收 | — | -0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | $107.0M | — | ||
| Q3 25 | $104.9M | $12.4M | ||
| Q2 25 | $61.4M | $10.7M | ||
| Q1 25 | $116.9M | — | ||
| Q4 24 | $130.5M | — | ||
| Q3 24 | $102.2M | — | ||
| Q2 24 | $-97.1M | — |
自由现金流ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | — | ||
| Q3 25 | $100.5M | $12.4M | ||
| Q2 25 | $53.7M | $10.6M | ||
| Q1 25 | $114.2M | — | ||
| Q4 24 | $126.1M | — | ||
| Q3 24 | $99.8M | — | ||
| Q2 24 | $-100.3M | — |
自由现金流率ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | — | ||
| Q3 25 | 42.2% | -20.3% | ||
| Q2 25 | 23.2% | 690.0% | ||
| Q1 25 | 51.5% | — | ||
| Q4 24 | 56.9% | — | ||
| Q3 24 | 46.6% | — | ||
| Q2 24 | -47.3% | — |
资本支出强度ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | -0.1% | ||
| Q2 25 | 3.3% | 3.8% | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.5% | — |
现金转化率ABCBAVBH
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | — | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | 1.84× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.38× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
