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Ameris Bancorp（ABCB）与COMMERCE BANCSHARES INC（CBSH）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是Ameris Bancorp的1.5倍（$475.7M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs 29.8%，领先5.4%），COMMERCE BANCSHARES INC同比增速更快（11.1% vs 10.0%），过去两年COMMERCE BANCSHARES INC的营收复合增速更高（7.1% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
ABCB vs CBSH — 直观对比
营收规模更大
CBSH
是对方的1.5倍
$314.4M
营收增速更快
CBSH
高出1.2%
10.0%
净利率更高
ABCB
高出5.4%
29.8%
两年增速更快
CBSH
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $475.7M |
| 净利润 | $110.5M | $141.6M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 29.8% |
| 营收同比 | 10.0% | 11.1% |
| 净利润同比 | 2.0% | 0.7% |
| 每股收益（稀释后） | $1.63 | $0.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBCBSH
| Q1 26 | $314.4M | $475.7M | ||
| Q4 25 | $307.1M | $449.4M | ||
| Q3 25 | $314.2M | $441.0M | ||
| Q2 25 | $300.7M | $445.8M | ||
| Q1 25 | $285.9M | $428.1M | ||
| Q4 24 | $290.8M | $422.1M | ||
| Q3 24 | $283.8M | $421.4M | ||
| Q2 24 | $300.6M | $414.5M |
净利润ABCBCBSH
| Q1 26 | $110.5M | $141.6M | ||
| Q4 25 | $108.4M | $140.7M | ||
| Q3 25 | $106.0M | $141.5M | ||
| Q2 25 | $109.8M | $152.5M | ||
| Q1 25 | $87.9M | $131.6M | ||
| Q4 24 | $94.4M | $136.1M | ||
| Q3 24 | $99.2M | $138.0M | ||
| Q2 24 | $90.8M | $139.6M |
营业利润率ABCBCBSH
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 40.8% | ||
| Q3 25 | 43.6% | 41.9% | ||
| Q2 25 | 47.4% | 44.0% | ||
| Q1 25 | 39.5% | 39.2% | ||
| Q4 24 | 43.3% | 41.2% | ||
| Q3 24 | 44.4% | 42.4% | ||
| Q2 24 | 42.1% | 43.4% |
净利率ABCBCBSH
| Q1 26 | 35.1% | 29.8% | ||
| Q4 25 | 44.2% | 31.3% | ||
| Q3 25 | 33.7% | 32.1% | ||
| Q2 25 | 36.5% | 34.2% | ||
| Q1 25 | 30.8% | 30.7% | ||
| Q4 24 | 42.5% | 32.2% | ||
| Q3 24 | 35.0% | 32.8% | ||
| Q2 24 | 30.2% | 33.7% |
每股收益（稀释后）ABCBCBSH
| Q1 26 | $1.63 | $0.96 | ||
| Q4 25 | $1.59 | $0.86 | ||
| Q3 25 | $1.54 | $1.06 | ||
| Q2 25 | $1.60 | $1.14 | ||
| Q1 25 | $1.27 | $0.98 | ||
| Q4 24 | $1.35 | $0.83 | ||
| Q3 24 | $1.44 | $1.01 | ||
| Q2 24 | $1.32 | $1.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $4.3B |
| 总资产 | $28.1B | $35.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ABCBCBSH
| Q1 26 | $4.1B | $4.3B | ||
| Q4 25 | $4.1B | $3.8B | ||
| Q3 25 | $4.0B | $3.8B | ||
| Q2 25 | $3.9B | $3.6B | ||
| Q1 25 | $3.8B | $3.5B | ||
| Q4 24 | $3.8B | $3.3B | ||
| Q3 24 | $3.7B | $3.4B | ||
| Q2 24 | $3.6B | $3.1B |
总资产ABCBCBSH
| Q1 26 | $28.1B | $35.7B | ||
| Q4 25 | $27.5B | $32.9B | ||
| Q3 25 | $27.1B | $32.3B | ||
| Q2 25 | $26.7B | $32.3B | ||
| Q1 25 | $26.5B | $32.4B | ||
| Q4 24 | $26.3B | $32.0B | ||
| Q3 24 | $26.4B | $31.5B | ||
| Q2 24 | $26.5B | $30.6B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
