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ASSOCIATED BANC-CORP（ASB）与COMMERCE BANCSHARES INC（CBSH）财务数据对比。点击上方公司名可切换其他公司
COMMERCE BANCSHARES INC的季度营收约是ASSOCIATED BANC-CORP的1.2倍（$475.7M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 29.8%，领先1.5%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 7.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
ASB vs CBSH — 直观对比
营收规模更大
CBSH
是对方的1.2倍
$383.0M
净利率更高
ASB
高出1.5%
29.8%
两年增速更快
ASB
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $475.7M |
| 净利润 | $119.6M | $141.6M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 29.8% |
| 营收同比 | — | 11.1% |
| 净利润同比 | 566.6% | 0.7% |
| 每股收益（稀释后） | $0.70 | $0.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBCBSH
| Q1 26 | $383.0M | $475.7M | ||
| Q4 25 | $310.0M | $449.4M | ||
| Q3 25 | $305.2M | $441.0M | ||
| Q2 25 | $300.0M | $445.8M | ||
| Q1 25 | $285.9M | $428.1M | ||
| Q4 24 | $270.3M | $422.1M | ||
| Q3 24 | $329.7M | $421.4M | ||
| Q2 24 | $321.8M | $414.5M |
净利润ASBCBSH
| Q1 26 | $119.6M | $141.6M | ||
| Q4 25 | $137.1M | $140.7M | ||
| Q3 25 | $124.7M | $141.5M | ||
| Q2 25 | $111.2M | $152.5M | ||
| Q1 25 | $101.7M | $131.6M | ||
| Q4 24 | $-161.6M | $136.1M | ||
| Q3 24 | $88.0M | $138.0M | ||
| Q2 24 | $115.6M | $139.6M |
营业利润率ASBCBSH
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 40.8% | ||
| Q3 25 | 50.5% | 41.9% | ||
| Q2 25 | 46.5% | 44.0% | ||
| Q1 25 | 42.3% | 39.2% | ||
| Q4 24 | -65.8% | 41.2% | ||
| Q3 24 | 32.8% | 42.4% | ||
| Q2 24 | 32.0% | 43.4% |
净利率ASBCBSH
| Q1 26 | 31.2% | 29.8% | ||
| Q4 25 | 44.2% | 31.3% | ||
| Q3 25 | 40.9% | 32.1% | ||
| Q2 25 | 37.1% | 34.2% | ||
| Q1 25 | 35.6% | 30.7% | ||
| Q4 24 | -59.8% | 32.2% | ||
| Q3 24 | 26.7% | 32.8% | ||
| Q2 24 | 35.9% | 33.7% |
每股收益（稀释后）ASBCBSH
| Q1 26 | $0.70 | $0.96 | ||
| Q4 25 | $0.80 | $0.86 | ||
| Q3 25 | $0.73 | $1.06 | ||
| Q2 25 | $0.65 | $1.14 | ||
| Q1 25 | $0.59 | $0.98 | ||
| Q4 24 | $-1.10 | $0.83 | ||
| Q3 24 | $0.56 | $1.01 | ||
| Q2 24 | $0.74 | $1.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $4.3B |
| 总资产 | $45.6B | $35.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
总债务ASBCBSH
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBCBSH
| Q1 26 | $5.0B | $4.3B | ||
| Q4 25 | $5.0B | $3.8B | ||
| Q3 25 | $4.9B | $3.8B | ||
| Q2 25 | $4.8B | $3.6B | ||
| Q1 25 | $4.7B | $3.5B | ||
| Q4 24 | $4.6B | $3.3B | ||
| Q3 24 | $4.4B | $3.4B | ||
| Q2 24 | $4.2B | $3.1B |
总资产ASBCBSH
| Q1 26 | $45.6B | $35.7B | ||
| Q4 25 | $45.2B | $32.9B | ||
| Q3 25 | $44.5B | $32.3B | ||
| Q2 25 | $44.0B | $32.3B | ||
| Q1 25 | $43.3B | $32.4B | ||
| Q4 24 | $43.0B | $32.0B | ||
| Q3 24 | $42.2B | $31.5B | ||
| Q2 24 | $41.6B | $30.6B |
负债/权益比ASBCBSH
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
CBSH
暂无分部数据
