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Ameris Bancorp（ABCB）与e.l.f. Beauty, Inc.（ELF）财务数据对比。点击上方公司名可切换其他公司
e.l.f. Beauty, Inc.的季度营收约是Ameris Bancorp的1.6倍（$489.5M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs 8.0%，领先27.1%），e.l.f. Beauty, Inc.同比增速更快（37.8% vs 10.0%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
e.l.f. Beauty是美国知名彩妆品牌，2004年创立，总部位于加利福尼亚州奥克兰。品牌产品线丰富，涵盖沐浴护肤产品、矿物彩妆、专业美妆工具、眼线笔、口红、腮红、睫毛膏等多个品类，产品销往全球18个国家，入驻Target、沃尔玛等主流零售渠道，过半营收来自品牌官网。
ABCB vs ELF — 直观对比
营收规模更大
ELF
是对方的1.6倍
$314.4M
营收增速更快
ELF
高出27.8%
10.0%
净利率更高
ABCB
高出27.1%
8.0%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $489.5M |
| 净利润 | $110.5M | $39.4M |
| 毛利率 | — | 71.0% |
| 营业利润率 | — | 13.8% |
| 净利率 | 35.1% | 8.0% |
| 营收同比 | 10.0% | 37.8% |
| 净利润同比 | — | 128.1% |
| 每股收益（稀释后） | $1.63 | $0.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBELF
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $489.5M | ||
| Q3 25 | $314.2M | $343.9M | ||
| Q2 25 | $300.7M | $353.7M | ||
| Q1 25 | $285.9M | — | ||
| Q4 24 | $290.8M | — | ||
| Q3 24 | $283.8M | — | ||
| Q2 24 | $300.6M | — |
净利润ABCBELF
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $39.4M | ||
| Q3 25 | $106.0M | $3.0M | ||
| Q2 25 | $109.8M | $33.3M | ||
| Q1 25 | $87.9M | — | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | — | ||
| Q2 24 | $90.8M | — |
毛利率ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | — | 71.0% | ||
| Q3 25 | — | 69.4% | ||
| Q2 25 | — | 69.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 13.8% | ||
| Q3 25 | 43.6% | 2.2% | ||
| Q2 25 | 47.4% | 13.8% | ||
| Q1 25 | 39.5% | — | ||
| Q4 24 | 43.3% | — | ||
| Q3 24 | 44.4% | — | ||
| Q2 24 | 42.1% | — |
净利率ABCBELF
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 8.0% | ||
| Q3 25 | 33.7% | 0.9% | ||
| Q2 25 | 36.5% | 9.4% | ||
| Q1 25 | 30.8% | — | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 35.0% | — | ||
| Q2 24 | 30.2% | — |
每股收益（稀释后）ABCBELF
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.65 | ||
| Q3 25 | $1.54 | $0.05 | ||
| Q2 25 | $1.60 | $0.58 | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $196.8M |
| 总债务越低越好 | — | $816.7M |
| 股东权益账面价值 | $4.1B | $1.2B |
| 总资产 | $28.1B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.70× |
8季度趋势，按日历期对齐
现金及短期投资ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | — | $196.8M | ||
| Q3 25 | — | $194.4M | ||
| Q2 25 | — | $170.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | — | $816.7M | ||
| Q3 25 | — | $831.6M | ||
| Q2 25 | — | $256.7M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ABCBELF
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.2B | ||
| Q3 25 | $4.0B | $1.1B | ||
| Q2 25 | $3.9B | $804.9M | ||
| Q1 25 | $3.8B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $3.7B | — | ||
| Q2 24 | $3.6B | — |
总资产ABCBELF
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $2.3B | ||
| Q3 25 | $27.1B | $2.3B | ||
| Q2 25 | $26.7B | $1.3B | ||
| Q1 25 | $26.5B | — | ||
| Q4 24 | $26.3B | — | ||
| Q3 24 | $26.4B | — | ||
| Q2 24 | $26.5B | — |
负债/权益比ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | — | 0.70× | ||
| Q3 25 | — | 0.73× | ||
| Q2 25 | — | 0.32× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $59.4M |
| 自由现金流经营现金流 - 资本支出 | — | $52.8M |
| 自由现金流率自由现金流/营收 | — | 10.8% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 1.51× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $59.4M | ||
| Q3 25 | $104.9M | $23.4M | ||
| Q2 25 | $61.4M | $27.2M | ||
| Q1 25 | $116.9M | — | ||
| Q4 24 | $154.2M | — | ||
| Q3 24 | $102.2M | — | ||
| Q2 24 | $-97.1M | — |
自由现金流ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $52.8M | ||
| Q3 25 | $100.5M | $16.6M | ||
| Q2 25 | $53.7M | $20.1M | ||
| Q1 25 | $114.2M | — | ||
| Q4 24 | $140.7M | — | ||
| Q3 24 | $99.8M | — | ||
| Q2 24 | $-100.3M | — |
自由现金流率ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 10.8% | ||
| Q3 25 | 32.0% | 4.8% | ||
| Q2 25 | 17.9% | 5.7% | ||
| Q1 25 | 39.9% | — | ||
| Q4 24 | 48.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | -33.4% | — |
资本支出强度ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 1.4% | ||
| Q3 25 | 1.4% | 2.0% | ||
| Q2 25 | 2.5% | 2.0% | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 1.1% | — |
现金转化率ABCBELF
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 1.51× | ||
| Q3 25 | 0.99× | 7.82× | ||
| Q2 25 | 0.56× | 0.82× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
