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Ameris Bancorp(ABCB)与EAGLE MATERIALS INC(EXP)财务数据对比。点击上方公司名可切换其他公司
EAGLE MATERIALS INC的季度营收约是Ameris Bancorp的1.8倍($556.0M vs $314.4M),Ameris Bancorp净利率更高(35.1% vs 18.5%,领先16.6%),Ameris Bancorp同比增速更快(10.0% vs -0.4%),过去两年EAGLE MATERIALS INC的营收复合增速更高(8.0% vs 2.3%)
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业,旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点,另在多州设有抵押贷款专属站点,同时面向个人及企业客户提供便捷的线上及移动银行服务。
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业,主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂,产品广泛应用于建筑施工、能源开发等多个领域。
ABCB vs EXP — 直观对比
营收规模更大
EXP
是对方的1.8倍
$314.4M
营收增速更快
ABCB
高出10.3%
-0.4%
净利率更高
ABCB
高出16.6%
18.5%
两年增速更快
EXP
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $314.4M | $556.0M |
| 净利润 | $110.5M | $102.9M |
| 毛利率 | — | 28.9% |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 18.5% |
| 营收同比 | 10.0% | -0.4% |
| 净利润同比 | — | -13.9% |
| 每股收益(稀释后) | $1.63 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
ABCB
EXP
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $556.0M | ||
| Q3 25 | $314.2M | $638.9M | ||
| Q2 25 | $300.7M | $634.7M | ||
| Q1 25 | $285.9M | $470.2M | ||
| Q4 24 | $290.8M | $558.0M | ||
| Q3 24 | $283.8M | $623.6M | ||
| Q2 24 | $300.6M | $608.7M |
净利润
ABCB
EXP
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $102.9M | ||
| Q3 25 | $106.0M | $137.4M | ||
| Q2 25 | $109.8M | $123.4M | ||
| Q1 25 | $87.9M | $66.5M | ||
| Q4 24 | $94.4M | $119.6M | ||
| Q3 24 | $99.2M | $143.5M | ||
| Q2 24 | $90.8M | $133.8M |
毛利率
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | — | 28.9% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 22.2% | ||
| Q4 24 | — | 31.9% | ||
| Q3 24 | — | 32.7% | ||
| Q2 24 | — | 30.7% |
营业利润率
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | — | ||
| Q3 25 | 43.6% | — | ||
| Q2 25 | 47.4% | — | ||
| Q1 25 | 39.5% | — | ||
| Q4 24 | 43.3% | 32.8% | ||
| Q3 24 | 44.4% | 34.2% | ||
| Q2 24 | 42.1% | 32.0% |
净利率
ABCB
EXP
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 18.5% | ||
| Q3 25 | 33.7% | 21.5% | ||
| Q2 25 | 36.5% | 19.4% | ||
| Q1 25 | 30.8% | 14.1% | ||
| Q4 24 | 42.5% | 21.4% | ||
| Q3 24 | 35.0% | 23.0% | ||
| Q2 24 | 30.2% | 22.0% |
每股收益(稀释后)
ABCB
EXP
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $3.22 | ||
| Q3 25 | $1.54 | $4.23 | ||
| Q2 25 | $1.60 | $3.76 | ||
| Q1 25 | $1.27 | $2.01 | ||
| Q4 24 | $1.35 | $3.56 | ||
| Q3 24 | $1.44 | $4.26 | ||
| Q2 24 | $1.32 | $3.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $419.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $1.5B |
| 总资产 | $28.1B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | — | $419.0M | ||
| Q3 25 | — | $35.0M | ||
| Q2 25 | — | $59.7M | ||
| Q1 25 | — | $20.4M | ||
| Q4 24 | — | $31.2M | ||
| Q3 24 | — | $93.9M | ||
| Q2 24 | — | $46.5M |
总债务
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
ABCB
EXP
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.5B | ||
| Q3 25 | $4.0B | $1.5B | ||
| Q2 25 | $3.9B | $1.5B | ||
| Q1 25 | $3.8B | $1.5B | ||
| Q4 24 | $3.8B | $1.5B | ||
| Q3 24 | $3.7B | $1.4B | ||
| Q2 24 | $3.6B | $1.4B |
总资产
ABCB
EXP
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $3.8B | ||
| Q3 25 | $27.1B | $3.4B | ||
| Q2 25 | $26.7B | $3.4B | ||
| Q1 25 | $26.5B | $3.3B | ||
| Q4 24 | $26.3B | $3.0B | ||
| Q3 24 | $26.4B | $3.1B | ||
| Q2 24 | $26.5B | $3.0B |
负债/权益比
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.86× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $170.8M |
| 自由现金流经营现金流 - 资本支出 | — | $60.8M |
| 自由现金流率自由现金流/营收 | — | 10.9% |
| 资本支出强度资本支出/营收 | — | 19.8% |
| 现金转化率经营现金流/净利润 | — | 1.66× |
| 过去12个月自由现金流最近4个季度 | — | $231.8M |
8季度趋势,按日历期对齐
经营现金流
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $170.8M | ||
| Q3 25 | $104.9M | $204.6M | ||
| Q2 25 | $61.4M | $136.6M | ||
| Q1 25 | $116.9M | $62.8M | ||
| Q4 24 | $154.2M | $119.9M | ||
| Q3 24 | $102.2M | $233.3M | ||
| Q2 24 | $-97.1M | $132.6M |
自由现金流
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $60.8M | ||
| Q3 25 | $100.5M | $96.1M | ||
| Q2 25 | $53.7M | $60.5M | ||
| Q1 25 | $114.2M | $14.5M | ||
| Q4 24 | $140.7M | $72.5M | ||
| Q3 24 | $99.8M | $166.8M | ||
| Q2 24 | $-100.3M | $99.5M |
自由现金流率
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 10.9% | ||
| Q3 25 | 32.0% | 15.0% | ||
| Q2 25 | 17.9% | 9.5% | ||
| Q1 25 | 39.9% | 3.1% | ||
| Q4 24 | 48.4% | 13.0% | ||
| Q3 24 | 35.2% | 26.7% | ||
| Q2 24 | -33.4% | 16.3% |
资本支出强度
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 19.8% | ||
| Q3 25 | 1.4% | 17.0% | ||
| Q2 25 | 2.5% | 12.0% | ||
| Q1 25 | 0.9% | 10.3% | ||
| Q4 24 | 4.6% | 8.5% | ||
| Q3 24 | 0.8% | 10.7% | ||
| Q2 24 | 1.1% | 5.4% |
现金转化率
ABCB
EXP
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 1.66× | ||
| Q3 25 | 0.99× | 1.49× | ||
| Q2 25 | 0.56× | 1.11× | ||
| Q1 25 | 1.33× | 0.94× | ||
| Q4 24 | 1.63× | 1.00× | ||
| Q3 24 | 1.03× | 1.63× | ||
| Q2 24 | -1.07× | 0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |