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Ameris Bancorp（ABCB）与INTERPARFUMS INC（IPAR）财务数据对比。点击上方公司名可切换其他公司
INTERPARFUMS INC的季度营收约是Ameris Bancorp的1.2倍（$386.2M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs 7.3%，领先27.9%），Ameris Bancorp同比增速更快（10.0% vs 6.8%），过去两年INTERPARFUMS INC的营收复合增速更高（9.2% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Inter Parfums Inc是全球知名的高端香水企业，开发、生产并销售多款授权香水、身体护理及相关美妆产品，与多家顶级奢侈时尚生活方式品牌合作推出联名香氛系列，产品覆盖全球主要市场，通过百货、美妆专营店及官方电商渠道触达消费者。
ABCB vs IPAR — 直观对比
营收规模更大
IPAR
是对方的1.2倍
$314.4M
营收增速更快
ABCB
高出3.1%
6.8%
净利率更高
ABCB
高出27.9%
7.3%
两年增速更快
IPAR
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $386.2M |
| 净利润 | $110.5M | $28.1M |
| 毛利率 | — | 61.5% |
| 营业利润率 | — | 7.1% |
| 净利率 | 35.1% | 7.3% |
| 营收同比 | 10.0% | 6.8% |
| 净利润同比 | — | 16.0% |
| 每股收益（稀释后） | $1.63 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBIPAR
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $386.2M | ||
| Q3 25 | $314.2M | $429.6M | ||
| Q2 25 | $300.7M | $333.9M | ||
| Q1 25 | $285.9M | $338.8M | ||
| Q4 24 | $290.8M | $361.5M | ||
| Q3 24 | $283.8M | $424.6M | ||
| Q2 24 | $300.6M | $342.2M |
净利润ABCBIPAR
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $28.1M | ||
| Q3 25 | $106.0M | $65.8M | ||
| Q2 25 | $109.8M | $32.0M | ||
| Q1 25 | $87.9M | $42.5M | ||
| Q4 24 | $94.4M | $24.2M | ||
| Q3 24 | $99.2M | $62.3M | ||
| Q2 24 | $90.8M | $36.8M |
毛利率ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | 61.5% | ||
| Q3 25 | — | 63.5% | ||
| Q2 25 | — | 66.2% | ||
| Q1 25 | — | 63.7% | ||
| Q4 24 | — | 64.5% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 64.5% |
营业利润率ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 7.1% | ||
| Q3 25 | 43.6% | 25.3% | ||
| Q2 25 | 47.4% | 17.7% | ||
| Q1 25 | 39.5% | 22.2% | ||
| Q4 24 | 43.3% | 10.0% | ||
| Q3 24 | 44.4% | 25.0% | ||
| Q2 24 | 42.1% | 18.9% |
净利率ABCBIPAR
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 7.3% | ||
| Q3 25 | 33.7% | 15.3% | ||
| Q2 25 | 36.5% | 9.6% | ||
| Q1 25 | 30.8% | 12.5% | ||
| Q4 24 | 42.5% | 6.7% | ||
| Q3 24 | 35.0% | 14.7% | ||
| Q2 24 | 30.2% | 10.8% |
每股收益（稀释后）ABCBIPAR
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.88 | ||
| Q3 25 | $1.54 | $2.05 | ||
| Q2 25 | $1.60 | $0.99 | ||
| Q1 25 | $1.27 | $1.32 | ||
| Q4 24 | $1.35 | $0.78 | ||
| Q3 24 | $1.44 | $1.93 | ||
| Q2 24 | $1.32 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $137.1M |
| 总债务越低越好 | — | $176.0M |
| 股东权益账面价值 | $4.1B | $880.7M |
| 总资产 | $28.1B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | $137.1M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $53.9M | ||
| Q1 25 | — | $75.3M | ||
| Q4 24 | — | $109.3M | ||
| Q3 24 | — | $78.8M | ||
| Q2 24 | — | $37.7M |
总债务ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | $176.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $157.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ABCBIPAR
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $880.7M | ||
| Q3 25 | $4.0B | $870.9M | ||
| Q2 25 | $3.9B | $839.4M | ||
| Q1 25 | $3.8B | $788.6M | ||
| Q4 24 | $3.8B | $744.9M | ||
| Q3 24 | $3.7B | $778.5M | ||
| Q2 24 | $3.6B | $717.1M |
总资产ABCBIPAR
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.6B | ||
| Q3 25 | $27.1B | $1.6B | ||
| Q2 25 | $26.7B | $1.6B | ||
| Q1 25 | $26.5B | $1.4B | ||
| Q4 24 | $26.3B | $1.4B | ||
| Q3 24 | $26.4B | $1.5B | ||
| Q2 24 | $26.5B | $1.4B |
负债/权益比ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $146.5M |
| 自由现金流经营现金流 - 资本支出 | — | $145.0M |
| 自由现金流率自由现金流/营收 | — | 37.5% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 5.21× |
| 过去12个月自由现金流最近4个季度 | — | $190.5M |
8季度趋势，按日历期对齐
经营现金流ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $146.5M | ||
| Q3 25 | $104.9M | $63.9M | ||
| Q2 25 | $61.4M | $11.9M | ||
| Q1 25 | $116.9M | $-7.4M | ||
| Q4 24 | $154.2M | $138.0M | ||
| Q3 24 | $102.2M | $76.1M | ||
| Q2 24 | $-97.1M | $25.5M |
自由现金流ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $145.0M | ||
| Q3 25 | $100.5M | $57.6M | ||
| Q2 25 | $53.7M | $-3.3M | ||
| Q1 25 | $114.2M | $-8.8M | ||
| Q4 24 | $140.7M | $136.1M | ||
| Q3 24 | $99.8M | $75.4M | ||
| Q2 24 | $-100.3M | $24.4M |
自由现金流率ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 37.5% | ||
| Q3 25 | 32.0% | 13.4% | ||
| Q2 25 | 17.9% | -1.0% | ||
| Q1 25 | 39.9% | -2.6% | ||
| Q4 24 | 48.4% | 37.7% | ||
| Q3 24 | 35.2% | 17.8% | ||
| Q2 24 | -33.4% | 7.1% |
资本支出强度ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.4% | ||
| Q3 25 | 1.4% | 1.5% | ||
| Q2 25 | 2.5% | 4.5% | ||
| Q1 25 | 0.9% | 0.4% | ||
| Q4 24 | 4.6% | 0.5% | ||
| Q3 24 | 0.8% | 0.2% | ||
| Q2 24 | 1.1% | 0.3% |
现金转化率ABCBIPAR
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 5.21× | ||
| Q3 25 | 0.99× | 0.97× | ||
| Q2 25 | 0.56× | 0.37× | ||
| Q1 25 | 1.33× | -0.17× | ||
| Q4 24 | 1.63× | 5.69× | ||
| Q3 24 | 1.03× | 1.22× | ||
| Q2 24 | -1.07× | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
IPAR
| European Based Operations | $232.7M | 60% |
| United States Based Operations | $155.2M | 40% |
