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Ameris Bancorp（ABCB）与RAYONIER ADVANCED MATERIALS INC.（RYAM）财务数据对比。点击上方公司名可切换其他公司
RAYONIER ADVANCED MATERIALS INC.的季度营收约是Ameris Bancorp的1.3倍（$417.5M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs -5.0%，领先40.2%），Ameris Bancorp同比增速更快（10.0% vs -1.2%），过去两年RAYONIER ADVANCED MATERIALS INC.的营收复合增速更高（3.8% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
RYAM（原雷尼尔先进材料公司）是一家美国全球性纤维素技术企业，主打高纯度特种纤维素产品，所生产的天然聚合物广泛应用于过滤器生产、食品加工、医药制造及各类工业领域，同时也为造纸和包装行业供应相关产品，在纤维素技术领域拥有较高的行业认可度。
ABCB vs RYAM — 直观对比
营收规模更大
RYAM
是对方的1.3倍
$314.4M
营收增速更快
ABCB
高出11.1%
-1.2%
净利率更高
ABCB
高出40.2%
-5.0%
两年增速更快
RYAM
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $417.5M |
| 净利润 | $110.5M | $-21.1M |
| 毛利率 | — | 8.9% |
| 营业利润率 | — | 2.6% |
| 净利率 | 35.1% | -5.0% |
| 营收同比 | 10.0% | -1.2% |
| 净利润同比 | — | -31.9% |
| 每股收益（稀释后） | $1.63 | $-0.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBRYAM
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $417.5M | ||
| Q3 25 | $314.2M | $352.8M | ||
| Q2 25 | $300.7M | $340.0M | ||
| Q1 25 | $285.9M | $356.0M | ||
| Q4 24 | $290.8M | $422.5M | ||
| Q3 24 | $283.8M | $401.1M | ||
| Q2 24 | $300.6M | $419.0M |
净利润ABCBRYAM
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $-21.1M | ||
| Q3 25 | $106.0M | $-4.5M | ||
| Q2 25 | $109.8M | $-363.2M | ||
| Q1 25 | $87.9M | $-32.0M | ||
| Q4 24 | $94.4M | $-16.0M | ||
| Q3 24 | $99.2M | $-32.6M | ||
| Q2 24 | $90.8M | $11.4M |
毛利率ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | 11.5% |
营业利润率ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 2.6% | ||
| Q3 25 | 43.6% | 2.8% | ||
| Q2 25 | 47.4% | -0.4% | ||
| Q1 25 | 39.5% | -4.2% | ||
| Q4 24 | 43.3% | 2.6% | ||
| Q3 24 | 44.4% | -4.2% | ||
| Q2 24 | 42.1% | 6.7% |
净利率ABCBRYAM
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | -5.0% | ||
| Q3 25 | 33.7% | -1.3% | ||
| Q2 25 | 36.5% | -106.8% | ||
| Q1 25 | 30.8% | -9.0% | ||
| Q4 24 | 42.5% | -3.8% | ||
| Q3 24 | 35.0% | -8.1% | ||
| Q2 24 | 30.2% | 2.7% |
每股收益（稀释后）ABCBRYAM
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $-0.33 | ||
| Q3 25 | $1.54 | $-0.07 | ||
| Q2 25 | $1.60 | $-5.44 | ||
| Q1 25 | $1.27 | $-0.49 | ||
| Q4 24 | $1.35 | $-0.25 | ||
| Q3 24 | $1.44 | $-0.49 | ||
| Q2 24 | $1.32 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $75.4M |
| 总债务越低越好 | — | $758.1M |
| 股东权益账面价值 | $4.1B | $316.6M |
| 总资产 | $28.1B | $1.8B |
| 负债/权益比越低杠杆越低 | — | 2.39× |
8季度趋势，按日历期对齐
现金及短期投资ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | $75.4M | ||
| Q3 25 | — | $77.0M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $125.2M | ||
| Q3 24 | — | $136.1M | ||
| Q2 24 | — | $114.1M |
总债务ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | $758.1M | ||
| Q3 25 | — | $763.5M | ||
| Q2 25 | — | $720.4M | ||
| Q1 25 | — | $707.0M | ||
| Q4 24 | — | $706.4M | ||
| Q3 24 | — | $747.7M | ||
| Q2 24 | — | $752.8M |
股东权益ABCBRYAM
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $316.6M | ||
| Q3 25 | $4.0B | $338.2M | ||
| Q2 25 | $3.9B | $342.3M | ||
| Q1 25 | $3.8B | $688.1M | ||
| Q4 24 | $3.8B | $713.9M | ||
| Q3 24 | $3.7B | $732.7M | ||
| Q2 24 | $3.6B | $755.1M |
总资产ABCBRYAM
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.8B | ||
| Q3 25 | $27.1B | $1.8B | ||
| Q2 25 | $26.7B | $1.8B | ||
| Q1 25 | $26.5B | $2.1B | ||
| Q4 24 | $26.3B | $2.1B | ||
| Q3 24 | $26.4B | $2.2B | ||
| Q2 24 | $26.5B | $2.2B |
负债/权益比ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | — | 2.39× | ||
| Q3 25 | — | 2.26× | ||
| Q2 25 | — | 2.10× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | 1.02× | ||
| Q2 24 | — | 1.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $32.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $32.3M | ||
| Q3 25 | $104.9M | $-17.8M | ||
| Q2 25 | $61.4M | $-30.2M | ||
| Q1 25 | $116.9M | $39.6M | ||
| Q4 24 | $154.2M | $54.9M | ||
| Q3 24 | $102.2M | $49.8M | ||
| Q2 24 | $-97.1M | $87.6M |
自由现金流ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | — | ||
| Q3 25 | $100.5M | — | ||
| Q2 25 | $53.7M | — | ||
| Q1 25 | $114.2M | — | ||
| Q4 24 | $140.7M | — | ||
| Q3 24 | $99.8M | — | ||
| Q2 24 | $-100.3M | — |
自由现金流率ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | — | ||
| Q3 25 | 32.0% | — | ||
| Q2 25 | 17.9% | — | ||
| Q1 25 | 39.9% | — | ||
| Q4 24 | 48.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | -33.4% | — |
资本支出强度ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 1.1% | — |
现金转化率ABCBRYAM
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | — | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | 7.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
RYAM
| Cellulose Specialties | $249.6M | 60% |
| Other | $86.2M | 21% |
| Paperboard | $44.2M | 11% |
| High Yield Pulp | $28.3M | 7% |
| Biomaterials | $9.2M | 2% |
