vs
American Bitcoin Corp.（ABTC）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
SoFi Technologies, Inc.的季度营收约是American Bitcoin Corp.的1.4倍（$170.3M vs $118.0M）。American Bitcoin Corp.同比增速更快（151.5% vs 25.7%）。过去两年American Bitcoin Corp.的营收复合增速更高（296.9% vs 21.4%）
美国比特币公司专注于比特币相关业务领域。比特币是首个去中心化加密货币，由化名为中本聪的匿名人士于2008年发布白皮书后诞生，2009年随着开源代码上线正式投入使用，问世以来对全球金融与数字货币领域都产生了极为深远的影响。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
ABTC vs SOFI — 直观对比
营收规模更大
SOFI
是对方的1.4倍
$118.0M
营收增速更快
ABTC
高出125.8%
25.7%
两年增速更快
ABTC
近两年复合增速
21.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $118.0M | $170.3M |
| 净利润 | — | $173.5M |
| 毛利率 | 49.1% | 5.1% |
| 营业利润率 | -192.8% | — |
| 净利率 | — | 101.9% |
| 营收同比 | 151.5% | 25.7% |
| 净利润同比 | — | -47.8% |
| 每股收益（稀释后） | $-0.07 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABTCSOFI
| Q4 25 | $118.0M | $170.3M | ||
| Q3 25 | $64.2M | $156.8M | ||
| Q2 25 | $1.4M | $151.9M | ||
| Q1 25 | $1.6M | $140.4M | ||
| Q4 24 | $46.9M | $135.5M | ||
| Q3 24 | $11.6M | $131.2M | ||
| Q2 24 | $5.5M | $120.8M | ||
| Q1 24 | $7.5M | $115.6M |
净利润ABTCSOFI
| Q4 25 | — | $173.5M | ||
| Q3 25 | $3.5M | $139.4M | ||
| Q2 25 | $3.4M | $97.3M | ||
| Q1 25 | $-100.6M | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | $-576.0K | $60.7M | ||
| Q2 24 | $-61.1M | $17.4M | ||
| Q1 24 | $230.4M | $88.0M |
毛利率ABTCSOFI
| Q4 25 | 49.1% | 5.1% | ||
| Q3 25 | 56.0% | -3.0% | ||
| Q2 25 | -16.8% | 1.0% | ||
| Q1 25 | -31.8% | 3.5% | ||
| Q4 24 | 57.9% | 5.4% | ||
| Q3 24 | 4.2% | 5.7% | ||
| Q2 24 | 31.0% | 9.2% | ||
| Q1 24 | 35.4% | 13.4% |
营业利润率ABTCSOFI
| Q4 25 | -192.8% | — | ||
| Q3 25 | 11.2% | 94.7% | ||
| Q2 25 | -162.1% | 73.9% | ||
| Q1 25 | -350.8% | 56.8% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | -87.8% | 48.7% | ||
| Q2 24 | -106.4% | 12.7% | ||
| Q1 24 | -20.8% | 81.5% |
净利率ABTCSOFI
| Q4 25 | — | 101.9% | ||
| Q3 25 | 5.4% | 88.9% | ||
| Q2 25 | 249.2% | 64.0% | ||
| Q1 25 | -6458.5% | 50.7% | ||
| Q4 24 | — | 245.4% | ||
| Q3 24 | -5.0% | 46.3% | ||
| Q2 24 | -1107.2% | 14.4% | ||
| Q1 24 | 3076.2% | 76.2% |
每股收益（稀释后）ABTCSOFI
| Q4 25 | $-0.07 | $0.14 | ||
| Q3 25 | $0.06 | $0.11 | ||
| Q2 25 | $-0.07 | $0.08 | ||
| Q1 25 | $-0.09 | $0.06 | ||
| Q4 24 | $1.10 | $0.31 | ||
| Q3 24 | $-0.15 | $0.05 | ||
| Q2 24 | $-0.10 | $0.01 | ||
| Q1 24 | $-0.36 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $665.8M | $10.5B |
| 总资产 | $1.2B | $50.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABTCSOFI
| Q4 25 | — | $4.9B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | $750.0K | $2.1B | ||
| Q1 25 | $367.0K | $2.1B | ||
| Q4 24 | $850.0K | $2.5B | ||
| Q3 24 | $478.0K | $2.4B | ||
| Q2 24 | $1.4M | $2.3B | ||
| Q1 24 | $1.9M | $3.7B |
股东权益ABTCSOFI
| Q4 25 | $665.8M | $10.5B | ||
| Q3 25 | $575.5M | $8.8B | ||
| Q2 25 | $339.7M | $6.9B | ||
| Q1 25 | $115.8M | $6.7B | ||
| Q4 24 | $1.0B | $6.5B | ||
| Q3 24 | $697.5M | $6.1B | ||
| Q2 24 | $614.3M | $5.9B | ||
| Q1 24 | $696.8M | $5.8B |
总资产ABTCSOFI
| Q4 25 | $1.2B | $50.7B | ||
| Q3 25 | $1.2B | $45.3B | ||
| Q2 25 | $6.2M | $41.1B | ||
| Q1 25 | $9.0M | $37.7B | ||
| Q4 24 | $1.1B | $36.3B | ||
| Q3 24 | $7.5M | $34.4B | ||
| Q2 24 | $11.4M | $32.6B | ||
| Q1 24 | $17.8M | $31.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-36.5M | $-991.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -621.0% |
| 资本支出强度资本支出/营收 | — | 39.0% |
| 现金转化率经营现金流/净利润 | — | -5.71× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
经营现金流ABTCSOFI
| Q4 25 | $-36.5M | $-991.2M | ||
| Q3 25 | $-39.0M | $-1.3B | ||
| Q2 25 | $-879.0K | $-1.5B | ||
| Q1 25 | $-3.2M | $21.5M | ||
| Q4 24 | $23.6M | $-200.1M | ||
| Q3 24 | $-76.8M | $-1.2B | ||
| Q2 24 | $201.0K | $-484.4M | ||
| Q1 24 | $-983.0K | $738.2M |
自由现金流ABTCSOFI
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-242.4M | ||
| Q3 24 | $-79.3M | $-1.2B | ||
| Q2 24 | — | $-521.1M | ||
| Q1 24 | — | $706.3M |
自由现金流率ABTCSOFI
| Q4 25 | — | -621.0% | ||
| Q3 25 | — | -871.1% | ||
| Q2 25 | — | -1007.6% | ||
| Q1 25 | — | -22.2% | ||
| Q4 24 | — | -178.9% | ||
| Q3 24 | -683.2% | -927.3% | ||
| Q2 24 | — | -431.4% | ||
| Q1 24 | — | 610.9% |
资本支出强度ABTCSOFI
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 38.3% | ||
| Q2 25 | — | 41.8% | ||
| Q1 25 | — | 37.5% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | 21.6% | 33.0% | ||
| Q2 24 | — | 30.4% | ||
| Q1 24 | — | 27.7% |
现金转化率ABTCSOFI
| Q4 25 | — | -5.71× | ||
| Q3 25 | -11.21× | -9.37× | ||
| Q2 25 | -0.26× | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -0.60× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | — | -27.83× | ||
| Q1 24 | -0.00× | 8.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABTC
暂无分部数据
SOFI
| Technology Platform Segment | $94.0M | 55% |
| Interchange | $35.9M | 21% |
| Referrals Loan Platform | $19.7M | 12% |
| Brokerage | $12.9M | 8% |
| Financial Service Other | $4.1M | 2% |
| Other | $3.6M | 2% |
