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ACI WORLDWIDE, INC.（ACIW）与埃森哲（ACN）财务数据对比。点击上方公司名可切换其他公司
埃森哲的季度营收约是ACI WORLDWIDE, INC.的37.5倍（$18.0B vs $481.6M）。ACI WORLDWIDE, INC.净利率更高（13.4% vs 10.1%，领先3.2%）。埃森哲同比增速更快（8.3% vs 6.3%）。埃森哲自由现金流更多（$3.7B vs $116.6M）。过去两年ACI WORLDWIDE, INC.的营收复合增速更高（23.4% vs 4.7%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
埃森哲是总部位于爱尔兰都柏林的科技咨询企业，成立于1989年，业务覆盖全球120个国家和地区，面向各行业客户提供信息技术、管理咨询等专业服务，助力企业优化运营效率、实现数字化升级。
ACIW vs ACN — 直观对比
营收规模更大
ACN
是对方的37.5倍
$481.6M
营收增速更快
ACN
高出2.0%
6.3%
净利率更高
ACIW
高出3.2%
10.1%
自由现金流更多
ACN
多$3.6B
$116.6M
两年增速更快
ACIW
近两年复合增速
4.7%
损益表 — Q4 2025 vs Q2 2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $18.0B |
| 净利润 | $64.3M | $1.8B |
| 毛利率 | 53.0% | 30.3% |
| 营业利润率 | 22.6% | 13.8% |
| 净利率 | 13.4% | 10.1% |
| 营收同比 | 6.3% | 8.3% |
| 净利润同比 | -34.7% | 2.1% |
| 每股收益（稀释后） | $0.61 | $2.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWACN
| Q1 26 | — | $18.0B | ||
| Q4 25 | $481.6M | $18.7B | ||
| Q3 25 | $482.4M | $17.6B | ||
| Q2 25 | $401.3M | $17.7B | ||
| Q1 25 | $394.6M | $16.7B | ||
| Q4 24 | $453.0M | $17.7B | ||
| Q3 24 | $451.8M | $16.4B | ||
| Q2 24 | $373.5M | $16.5B |
净利润ACIWACN
| Q1 26 | — | $1.8B | ||
| Q4 25 | $64.3M | $2.2B | ||
| Q3 25 | $91.3M | $1.4B | ||
| Q2 25 | $12.2M | $2.2B | ||
| Q1 25 | $58.9M | $1.8B | ||
| Q4 24 | $98.6M | $2.3B | ||
| Q3 24 | $81.4M | $1.7B | ||
| Q2 24 | $30.9M | $1.9B |
毛利率ACIWACN
| Q1 26 | — | 30.3% | ||
| Q4 25 | 53.0% | 33.1% | ||
| Q3 25 | 53.7% | 31.9% | ||
| Q2 25 | 41.5% | 32.9% | ||
| Q1 25 | 45.9% | 29.9% | ||
| Q4 24 | 55.8% | 32.9% | ||
| Q3 24 | 56.3% | 32.5% | ||
| Q2 24 | 45.6% | 33.4% |
营业利润率ACIWACN
| Q1 26 | — | 13.8% | ||
| Q4 25 | 22.6% | 15.3% | ||
| Q3 25 | 26.5% | 11.6% | ||
| Q2 25 | 8.7% | 16.8% | ||
| Q1 25 | 14.8% | 13.5% | ||
| Q4 24 | 27.0% | 16.7% | ||
| Q3 24 | 27.1% | 14.3% | ||
| Q2 24 | 14.4% | 16.0% |
净利率ACIWACN
| Q1 26 | — | 10.1% | ||
| Q4 25 | 13.4% | 11.8% | ||
| Q3 25 | 18.9% | 8.0% | ||
| Q2 25 | 3.0% | 12.4% | ||
| Q1 25 | 14.9% | 10.7% | ||
| Q4 24 | 21.8% | 12.9% | ||
| Q3 24 | 18.0% | 10.3% | ||
| Q2 24 | 8.3% | 11.7% |
每股收益（稀释后）ACIWACN
| Q1 26 | — | $2.93 | ||
| Q4 25 | $0.61 | $3.54 | ||
| Q3 25 | $0.88 | $2.25 | ||
| Q2 25 | $0.12 | $3.49 | ||
| Q1 25 | $0.55 | $2.82 | ||
| Q4 24 | $0.92 | $3.59 | ||
| Q3 24 | $0.77 | $2.67 | ||
| Q2 24 | $0.29 | $3.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $9.4B |
| 总债务越低越好 | $817.6M | $5.0B |
| 股东权益账面价值 | $1.5B | $31.2B |
| 总资产 | $3.1B | $67.1B |
| 负债/权益比越低杠杆越低 | 0.54× | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资ACIWACN
| Q1 26 | — | $9.4B | ||
| Q4 25 | $196.5M | $9.7B | ||
| Q3 25 | $199.3M | $11.5B | ||
| Q2 25 | $189.7M | $9.6B | ||
| Q1 25 | $230.1M | $8.5B | ||
| Q4 24 | $216.4M | $8.3B | ||
| Q3 24 | $177.9M | $5.0B | ||
| Q2 24 | $157.0M | $5.5B |
总债务ACIWACN
| Q1 26 | — | $5.0B | ||
| Q4 25 | $817.6M | $5.0B | ||
| Q3 25 | $867.8M | $5.0B | ||
| Q2 25 | $898.0M | $5.0B | ||
| Q1 25 | $845.9M | $5.0B | ||
| Q4 24 | $924.6M | $5.0B | ||
| Q3 24 | $994.3M | $78.6M | ||
| Q2 24 | $1.0B | $68.9M |
股东权益ACIWACN
| Q1 26 | — | $31.2B | ||
| Q4 25 | $1.5B | $30.9B | ||
| Q3 25 | $1.5B | $31.2B | ||
| Q2 25 | $1.4B | $30.6B | ||
| Q1 25 | $1.5B | $29.2B | ||
| Q4 24 | $1.4B | $29.2B | ||
| Q3 24 | $1.3B | $28.3B | ||
| Q2 24 | $1.2B | $27.7B |
总资产ACIWACN
| Q1 26 | — | $67.1B | ||
| Q4 25 | $3.1B | $64.7B | ||
| Q3 25 | $3.2B | $65.4B | ||
| Q2 25 | $3.1B | $63.4B | ||
| Q1 25 | $3.2B | $59.9B | ||
| Q4 24 | $3.0B | $59.9B | ||
| Q3 24 | $3.1B | $55.9B | ||
| Q2 24 | $3.4B | $54.1B |
负债/权益比ACIWACN
| Q1 26 | — | 0.16× | ||
| Q4 25 | 0.54× | 0.16× | ||
| Q3 25 | 0.59× | 0.16× | ||
| Q2 25 | 0.64× | 0.16× | ||
| Q1 25 | 0.57× | 0.17× | ||
| Q4 24 | 0.65× | 0.17× | ||
| Q3 24 | 0.75× | 0.00× | ||
| Q2 24 | 0.82× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $3.8B |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $3.7B |
| 自由现金流率自由现金流/营收 | 24.2% | 20.3% |
| 资本支出强度资本支出/营收 | 1.1% | 0.8% |
| 现金转化率经营现金流/净利润 | 1.89× | 2.09× |
| 过去12个月自由现金流最近4个季度 | $309.9M | $12.5B |
8季度趋势，按日历期对齐
经营现金流ACIWACN
| Q1 26 | — | $3.8B | ||
| Q4 25 | $121.8M | $1.7B | ||
| Q3 25 | $73.0M | $3.9B | ||
| Q2 25 | $49.8M | $3.7B | ||
| Q1 25 | $78.2M | $2.9B | ||
| Q4 24 | $126.5M | $1.0B | ||
| Q3 24 | $54.0M | $3.4B | ||
| Q2 24 | $55.0M | $3.1B |
自由现金流ACIWACN
| Q1 26 | — | $3.7B | ||
| Q4 25 | $116.6M | $1.5B | ||
| Q3 25 | $69.6M | $3.8B | ||
| Q2 25 | $47.6M | $3.5B | ||
| Q1 25 | $76.1M | $2.7B | ||
| Q4 24 | $119.5M | $870.3M | ||
| Q3 24 | $50.5M | $3.2B | ||
| Q2 24 | $53.3M | $3.0B |
自由现金流率ACIWACN
| Q1 26 | — | 20.3% | ||
| Q4 25 | 24.2% | 8.0% | ||
| Q3 25 | 14.4% | 21.6% | ||
| Q2 25 | 11.9% | 19.8% | ||
| Q1 25 | 19.3% | 16.1% | ||
| Q4 24 | 26.4% | 4.9% | ||
| Q3 24 | 11.2% | 19.4% | ||
| Q2 24 | 14.3% | 18.3% |
资本支出强度ACIWACN
| Q1 26 | — | 0.8% | ||
| Q4 25 | 1.1% | 0.8% | ||
| Q3 25 | 0.7% | 0.6% | ||
| Q2 25 | 0.5% | 1.0% | ||
| Q1 25 | 0.5% | 1.0% | ||
| Q4 24 | 1.5% | 0.9% | ||
| Q3 24 | 0.8% | 1.3% | ||
| Q2 24 | 0.5% | 0.8% |
现金转化率ACIWACN
| Q1 26 | — | 2.09× | ||
| Q4 25 | 1.89× | 0.75× | ||
| Q3 25 | 0.80× | 2.77× | ||
| Q2 25 | 4.08× | 1.68× | ||
| Q1 25 | 1.33× | 1.60× | ||
| Q4 24 | 1.28× | 0.45× | ||
| Q3 24 | 0.66× | 2.01× | ||
| Q2 24 | 1.78× | 1.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
ACN
| Products | $5.5B | 30% |
| Health And Public Service | $3.7B | 20% |
| Financial Services Sector | $3.4B | 19% |
| Communications Media And Technology | $3.1B | 17% |
| Resources | $2.4B | 13% |
