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ACI WORLDWIDE, INC.（ACIW）与Arteris, Inc.（AIP）财务数据对比。点击上方公司名可切换其他公司
ACI WORLDWIDE, INC.的季度营收约是Arteris, Inc.的23.9倍（$481.6M vs $20.1M）。ACI WORLDWIDE, INC.净利率更高（13.4% vs -42.2%，领先55.6%）。Arteris, Inc.同比增速更快（30.0% vs 6.3%）。ACI WORLDWIDE, INC.自由现金流更多（$116.6M vs $3.0M）。过去两年Arteris, Inc.的营收复合增速更高（24.7% vs 23.4%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
Arteris公司是一家跨国科技企业，总部位于美国加利福尼亚州坎贝尔，主营片上网络（NoC）知识产权以及系统芯片（SoC）集成自动化软件的研发，产品用于各类半导体芯片与芯粒设计，客户覆盖汽车电子、人工智能、机器学习、企业计算、通信、消费电子、工业以及航空航天国防等多个领域。
ACIW vs AIP — 直观对比
营收规模更大
ACIW
是对方的23.9倍
$20.1M
营收增速更快
AIP
高出23.7%
6.3%
净利率更高
ACIW
高出55.6%
-42.2%
自由现金流更多
ACIW
多$113.6M
$3.0M
两年增速更快
AIP
近两年复合增速
23.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $20.1M |
| 净利润 | $64.3M | $-8.5M |
| 毛利率 | 53.0% | 90.8% |
| 营业利润率 | 22.6% | -42.0% |
| 净利率 | 13.4% | -42.2% |
| 营收同比 | 6.3% | 30.0% |
| 净利润同比 | -34.7% | -3.7% |
| 每股收益（稀释后） | $0.61 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWAIP
| Q4 25 | $481.6M | $20.1M | ||
| Q3 25 | $482.4M | $17.4M | ||
| Q2 25 | $401.3M | $16.5M | ||
| Q1 25 | $394.6M | $16.5M | ||
| Q4 24 | $453.0M | $15.5M | ||
| Q3 24 | $451.8M | $14.7M | ||
| Q2 24 | $373.5M | $14.6M | ||
| Q1 24 | $316.0M | $12.9M |
净利润ACIWAIP
| Q4 25 | $64.3M | $-8.5M | ||
| Q3 25 | $91.3M | $-9.0M | ||
| Q2 25 | $12.2M | $-9.1M | ||
| Q1 25 | $58.9M | $-8.1M | ||
| Q4 24 | $98.6M | $-8.2M | ||
| Q3 24 | $81.4M | $-7.7M | ||
| Q2 24 | $30.9M | $-8.3M | ||
| Q1 24 | $-7.8M | $-9.4M |
毛利率ACIWAIP
| Q4 25 | 53.0% | 90.8% | ||
| Q3 25 | 53.7% | 89.9% | ||
| Q2 25 | 41.5% | 89.4% | ||
| Q1 25 | 45.9% | 90.8% | ||
| Q4 24 | 55.8% | 89.8% | ||
| Q3 24 | 56.3% | 90.1% | ||
| Q2 24 | 45.6% | 90.0% | ||
| Q1 24 | 39.5% | 88.7% |
营业利润率ACIWAIP
| Q4 25 | 22.6% | -42.0% | ||
| Q3 25 | 26.5% | -50.1% | ||
| Q2 25 | 8.7% | -50.0% | ||
| Q1 25 | 14.8% | -46.6% | ||
| Q4 24 | 27.0% | -45.9% | ||
| Q3 24 | 27.1% | -53.8% | ||
| Q2 24 | 14.4% | -51.1% | ||
| Q1 24 | 3.0% | -70.5% |
净利率ACIWAIP
| Q4 25 | 13.4% | -42.2% | ||
| Q3 25 | 18.9% | -51.6% | ||
| Q2 25 | 3.0% | -55.3% | ||
| Q1 25 | 14.9% | -49.1% | ||
| Q4 24 | 21.8% | -53.0% | ||
| Q3 24 | 18.0% | -52.2% | ||
| Q2 24 | 8.3% | -57.2% | ||
| Q1 24 | -2.5% | -72.6% |
每股收益（稀释后）ACIWAIP
| Q4 25 | $0.61 | $-0.19 | ||
| Q3 25 | $0.88 | $-0.21 | ||
| Q2 25 | $0.12 | $-0.22 | ||
| Q1 25 | $0.55 | $-0.20 | ||
| Q4 24 | $0.92 | $-0.19 | ||
| Q3 24 | $0.77 | $-0.20 | ||
| Q2 24 | $0.29 | $-0.22 | ||
| Q1 24 | $-0.07 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $33.9M |
| 总债务越低越好 | $817.6M | — |
| 股东权益账面价值 | $1.5B | $-14.6M |
| 总资产 | $3.1B | $115.0M |
| 负债/权益比越低杠杆越低 | 0.54× | — |
8季度趋势，按日历期对齐
现金及短期投资ACIWAIP
| Q4 25 | $196.5M | $33.9M | ||
| Q3 25 | $199.3M | $39.0M | ||
| Q2 25 | $189.7M | $38.0M | ||
| Q1 25 | $230.1M | $42.3M | ||
| Q4 24 | $216.4M | $43.8M | ||
| Q3 24 | $177.9M | $48.7M | ||
| Q2 24 | $157.0M | $45.8M | ||
| Q1 24 | $183.4M | $44.8M |
总债务ACIWAIP
| Q4 25 | $817.6M | — | ||
| Q3 25 | $867.8M | — | ||
| Q2 25 | $898.0M | — | ||
| Q1 25 | $845.9M | — | ||
| Q4 24 | $924.6M | — | ||
| Q3 24 | $994.3M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | — |
股东权益ACIWAIP
| Q4 25 | $1.5B | $-14.6M | ||
| Q3 25 | $1.5B | $-11.4M | ||
| Q2 25 | $1.4B | $-7.5M | ||
| Q1 25 | $1.5B | $-4.8M | ||
| Q4 24 | $1.4B | $-1.2M | ||
| Q3 24 | $1.3B | $2.2M | ||
| Q2 24 | $1.2B | $5.3M | ||
| Q1 24 | $1.3B | $9.5M |
总资产ACIWAIP
| Q4 25 | $3.1B | $115.0M | ||
| Q3 25 | $3.2B | $107.7M | ||
| Q2 25 | $3.1B | $106.9M | ||
| Q1 25 | $3.2B | $98.3M | ||
| Q4 24 | $3.0B | $106.1M | ||
| Q3 24 | $3.1B | $97.7M | ||
| Q2 24 | $3.4B | $96.4M | ||
| Q1 24 | $3.3B | $101.4M |
负债/权益比ACIWAIP
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 0.65× | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $3.2M |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $3.0M |
| 自由现金流率自由现金流/营收 | 24.2% | 15.1% |
| 资本支出强度资本支出/营收 | 1.1% | 0.7% |
| 现金转化率经营现金流/净利润 | 1.89× | — |
| 过去12个月自由现金流最近4个季度 | $309.9M | $5.3M |
8季度趋势，按日历期对齐
经营现金流ACIWAIP
| Q4 25 | $121.8M | $3.2M | ||
| Q3 25 | $73.0M | $3.2M | ||
| Q2 25 | $49.8M | $-2.5M | ||
| Q1 25 | $78.2M | $2.9M | ||
| Q4 24 | $126.5M | $-2.6M | ||
| Q3 24 | $54.0M | $1.1M | ||
| Q2 24 | $55.0M | $311.0K | ||
| Q1 24 | $123.2M | $477.0K |
自由现金流ACIWAIP
| Q4 25 | $116.6M | $3.0M | ||
| Q3 25 | $69.6M | $2.5M | ||
| Q2 25 | $47.6M | $-2.8M | ||
| Q1 25 | $76.1M | $2.7M | ||
| Q4 24 | $119.5M | $-2.7M | ||
| Q3 24 | $50.5M | $1.1M | ||
| Q2 24 | $53.3M | $264.0K | ||
| Q1 24 | $120.0M | $281.0K |
自由现金流率ACIWAIP
| Q4 25 | 24.2% | 15.1% | ||
| Q3 25 | 14.4% | 14.2% | ||
| Q2 25 | 11.9% | -17.2% | ||
| Q1 25 | 19.3% | 16.2% | ||
| Q4 24 | 26.4% | -17.3% | ||
| Q3 24 | 11.2% | 7.4% | ||
| Q2 24 | 14.3% | 1.8% | ||
| Q1 24 | 38.0% | 2.2% |
资本支出强度ACIWAIP
| Q4 25 | 1.1% | 0.7% | ||
| Q3 25 | 0.7% | 4.1% | ||
| Q2 25 | 0.5% | 2.2% | ||
| Q1 25 | 0.5% | 1.1% | ||
| Q4 24 | 1.5% | 0.3% | ||
| Q3 24 | 0.8% | 0.2% | ||
| Q2 24 | 0.5% | 0.3% | ||
| Q1 24 | 1.0% | 1.5% |
现金转化率ACIWAIP
| Q4 25 | 1.89× | — | ||
| Q3 25 | 0.80× | — | ||
| Q2 25 | 4.08× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 0.66× | — | ||
| Q2 24 | 1.78× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
AIP
| License And Maintenance | $17.5M | 87% |
| Variable Royalties And Other | $2.6M | 13% |
