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ACI WORLDWIDE, INC.（ACIW）与Airship AI Holdings, Inc.（AISP）财务数据对比。点击上方公司名可切换其他公司
ACI WORLDWIDE, INC.的季度营收约是Airship AI Holdings, Inc.的74.2倍（$481.6M vs $6.5M）。Airship AI Holdings, Inc.净利率更高（353.6% vs 13.4%，领先340.2%）。Airship AI Holdings, Inc.同比增速更快（102.5% vs 6.3%）。过去两年ACI WORLDWIDE, INC.的营收复合增速更高（23.4% vs -21.6%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
Airship AI Holdings相关的飞艇工业公司曾是英国现代软式飞艇（即浮空艇）制造商，1980年至1990年以该名称开展运营，曾有一段时间由艾伦·邦德控股。其前身航空航天发展公司成立于1970年，后继企业混合动力飞行器公司截至2022年仍在运营。
ACIW vs AISP — 直观对比
营收规模更大
ACIW
是对方的74.2倍
$6.5M
营收增速更快
AISP
高出96.2%
6.3%
净利率更高
AISP
高出340.2%
13.4%
两年增速更快
ACIW
近两年复合增速
-21.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $6.5M |
| 净利润 | $64.3M | $23.0M |
| 毛利率 | 53.0% | 51.2% |
| 营业利润率 | 22.6% | -9.4% |
| 净利率 | 13.4% | 353.6% |
| 营收同比 | 6.3% | 102.5% |
| 净利润同比 | -34.7% | 145.8% |
| 每股收益（稀释后） | $0.61 | $0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWAISP
| Q4 25 | $481.6M | $6.5M | ||
| Q3 25 | $482.4M | $1.2M | ||
| Q2 25 | $401.3M | $2.1M | ||
| Q1 25 | $394.6M | $5.5M | ||
| Q4 24 | $453.0M | $3.2M | ||
| Q3 24 | $451.8M | $2.9M | ||
| Q2 24 | $373.5M | $6.4M | ||
| Q1 24 | $316.0M | $10.6M |
净利润ACIWAISP
| Q4 25 | $64.3M | $23.0M | ||
| Q3 25 | $91.3M | $6.4M | ||
| Q2 25 | $12.2M | $-23.8M | ||
| Q1 25 | $58.9M | $23.7M | ||
| Q4 24 | $98.6M | $-50.2M | ||
| Q3 24 | $81.4M | $6.2M | ||
| Q2 24 | $30.9M | $18.5M | ||
| Q1 24 | $-7.8M | $-32.0M |
毛利率ACIWAISP
| Q4 25 | 53.0% | 51.2% | ||
| Q3 25 | 53.7% | 51.3% | ||
| Q2 25 | 41.5% | 71.4% | ||
| Q1 25 | 45.9% | 40.6% | ||
| Q4 24 | 55.8% | 38.6% | ||
| Q3 24 | 56.3% | 75.1% | ||
| Q2 24 | 45.6% | 70.4% | ||
| Q1 24 | 39.5% | 24.9% |
营业利润率ACIWAISP
| Q4 25 | 22.6% | -9.4% | ||
| Q3 25 | 26.5% | -243.5% | ||
| Q2 25 | 8.7% | -94.2% | ||
| Q1 25 | 14.8% | -31.2% | ||
| Q4 24 | 27.0% | -46.5% | ||
| Q3 24 | 27.1% | -55.4% | ||
| Q2 24 | 14.4% | 15.3% | ||
| Q1 24 | 3.0% | -13.3% |
净利率ACIWAISP
| Q4 25 | 13.4% | 353.6% | ||
| Q3 25 | 18.9% | 544.4% | ||
| Q2 25 | 3.0% | -1106.6% | ||
| Q1 25 | 14.9% | 430.8% | ||
| Q4 24 | 21.8% | -1564.8% | ||
| Q3 24 | 18.0% | 216.7% | ||
| Q2 24 | 8.3% | 288.4% | ||
| Q1 24 | -2.5% | -302.3% |
每股收益（稀释后）ACIWAISP
| Q4 25 | $0.61 | $0.75 | ||
| Q3 25 | $0.88 | $0.15 | ||
| Q2 25 | $0.12 | $-0.75 | ||
| Q1 25 | $0.55 | $0.61 | ||
| Q4 24 | $0.92 | $-1.72 | ||
| Q3 24 | $0.77 | $0.17 | ||
| Q2 24 | $0.29 | $0.61 | ||
| Q1 24 | $-0.07 | $-1.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $11.8M |
| 总债务越低越好 | $817.6M | — |
| 股东权益账面价值 | $1.5B | $-7.1M |
| 总资产 | $3.1B | $19.5M |
| 负债/权益比越低杠杆越低 | 0.54× | — |
8季度趋势，按日历期对齐
现金及短期投资ACIWAISP
| Q4 25 | $196.5M | $11.8M | ||
| Q3 25 | $199.3M | $5.8M | ||
| Q2 25 | $189.7M | $6.3M | ||
| Q1 25 | $230.1M | $8.8M | ||
| Q4 24 | $216.4M | $11.4M | ||
| Q3 24 | $177.9M | $6.5M | ||
| Q2 24 | $157.0M | $226.8K | ||
| Q1 24 | $183.4M | $1.7M |
总债务ACIWAISP
| Q4 25 | $817.6M | — | ||
| Q3 25 | $867.8M | — | ||
| Q2 25 | $898.0M | — | ||
| Q1 25 | $845.9M | — | ||
| Q4 24 | $924.6M | — | ||
| Q3 24 | $994.3M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | — |
股东权益ACIWAISP
| Q4 25 | $1.5B | $-7.1M | ||
| Q3 25 | $1.5B | $-40.1M | ||
| Q2 25 | $1.4B | $-46.9M | ||
| Q1 25 | $1.5B | $-23.5M | ||
| Q4 24 | $1.4B | $-53.0M | ||
| Q3 24 | $1.3B | $-12.9M | ||
| Q2 24 | $1.2B | $-28.0M | ||
| Q1 24 | $1.3B | $-48.1M |
总资产ACIWAISP
| Q4 25 | $3.1B | $19.5M | ||
| Q3 25 | $3.2B | $8.1M | ||
| Q2 25 | $3.1B | $10.1M | ||
| Q1 25 | $3.2B | $12.9M | ||
| Q4 24 | $3.0B | $13.7M | ||
| Q3 24 | $3.1B | $9.1M | ||
| Q2 24 | $3.4B | $5.3M | ||
| Q1 24 | $3.3B | $4.7M |
负债/权益比ACIWAISP
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 0.65× | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $-3.5M |
| 自由现金流经营现金流 - 资本支出 | $116.6M | — |
| 自由现金流率自由现金流/营收 | 24.2% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | 1.89× | -0.15× |
| 过去12个月自由现金流最近4个季度 | $309.9M | — |
8季度趋势，按日历期对齐
经营现金流ACIWAISP
| Q4 25 | $121.8M | $-3.5M | ||
| Q3 25 | $73.0M | $-583.6K | ||
| Q2 25 | $49.8M | $-1.8M | ||
| Q1 25 | $78.2M | $-2.1M | ||
| Q4 24 | $126.5M | $-2.1M | ||
| Q3 24 | $54.0M | $-251.4K | ||
| Q2 24 | $55.0M | $-2.5M | ||
| Q1 24 | $123.2M | $-1.7M |
自由现金流ACIWAISP
| Q4 25 | $116.6M | — | ||
| Q3 25 | $69.6M | — | ||
| Q2 25 | $47.6M | — | ||
| Q1 25 | $76.1M | — | ||
| Q4 24 | $119.5M | — | ||
| Q3 24 | $50.5M | — | ||
| Q2 24 | $53.3M | — | ||
| Q1 24 | $120.0M | — |
自由现金流率ACIWAISP
| Q4 25 | 24.2% | — | ||
| Q3 25 | 14.4% | — | ||
| Q2 25 | 11.9% | — | ||
| Q1 25 | 19.3% | — | ||
| Q4 24 | 26.4% | — | ||
| Q3 24 | 11.2% | — | ||
| Q2 24 | 14.3% | — | ||
| Q1 24 | 38.0% | — |
资本支出强度ACIWAISP
| Q4 25 | 1.1% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.5% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 1.5% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 1.0% | — |
现金转化率ACIWAISP
| Q4 25 | 1.89× | -0.15× | ||
| Q3 25 | 0.80× | -0.09× | ||
| Q2 25 | 4.08× | — | ||
| Q1 25 | 1.33× | -0.09× | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 0.66× | -0.04× | ||
| Q2 24 | 1.78× | -0.13× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
AISP
暂无分部数据
