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ACI WORLDWIDE, INC.（ACIW）与应用材料（AMAT）财务数据对比。点击上方公司名可切换其他公司
应用材料的季度营收约是ACI WORLDWIDE, INC.的14.1倍（$6.8B vs $481.6M）。应用材料净利率更高（27.9% vs 13.4%，领先14.5%）。ACI WORLDWIDE, INC.同比增速更快（6.3% vs -3.5%）。应用材料自由现金流更多（$2.0B vs $116.6M）。过去两年ACI WORLDWIDE, INC.的营收复合增速更高（23.4% vs 0.7%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
应用材料是总部位于美国加利福尼亚州圣克拉拉的企业，为全球第二大半导体设备供应商，主营半导体芯片、消费电子平板显示、太阳能产品制造所需的设备、服务及软件，同时供应柔性电子、封装等领域的涂层生产设备。
ACIW vs AMAT — 直观对比
营收规模更大
AMAT
是对方的14.1倍
$481.6M
营收增速更快
ACIW
高出9.8%
-3.5%
净利率更高
AMAT
高出14.5%
13.4%
自由现金流更多
AMAT
多$1.9B
$116.6M
两年增速更快
ACIW
近两年复合增速
0.7%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $6.8B |
| 净利润 | $64.3M | $1.9B |
| 毛利率 | 53.0% | 48.0% |
| 营业利润率 | 22.6% | 25.2% |
| 净利率 | 13.4% | 27.9% |
| 营收同比 | 6.3% | -3.5% |
| 净利润同比 | -34.7% | 9.6% |
| 每股收益（稀释后） | $0.61 | $2.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWAMAT
| Q4 25 | $481.6M | $6.8B | ||
| Q3 25 | $482.4M | $7.3B | ||
| Q2 25 | $401.3M | $7.1B | ||
| Q1 25 | $394.6M | $7.2B | ||
| Q4 24 | $453.0M | $7.0B | ||
| Q3 24 | $451.8M | $6.8B | ||
| Q2 24 | $373.5M | $6.6B | ||
| Q1 24 | $316.0M | $6.7B |
净利润ACIWAMAT
| Q4 25 | $64.3M | $1.9B | ||
| Q3 25 | $91.3M | $1.8B | ||
| Q2 25 | $12.2M | $2.1B | ||
| Q1 25 | $58.9M | $1.2B | ||
| Q4 24 | $98.6M | $1.7B | ||
| Q3 24 | $81.4M | $1.7B | ||
| Q2 24 | $30.9M | $1.7B | ||
| Q1 24 | $-7.8M | $2.0B |
毛利率ACIWAMAT
| Q4 25 | 53.0% | 48.0% | ||
| Q3 25 | 53.7% | 48.8% | ||
| Q2 25 | 41.5% | 49.1% | ||
| Q1 25 | 45.9% | 48.8% | ||
| Q4 24 | 55.8% | 47.3% | ||
| Q3 24 | 56.3% | 47.3% | ||
| Q2 24 | 45.6% | 47.4% | ||
| Q1 24 | 39.5% | 47.8% |
营业利润率ACIWAMAT
| Q4 25 | 22.6% | 25.2% | ||
| Q3 25 | 26.5% | 30.6% | ||
| Q2 25 | 8.7% | 30.5% | ||
| Q1 25 | 14.8% | 30.4% | ||
| Q4 24 | 27.0% | 29.0% | ||
| Q3 24 | 27.1% | 28.7% | ||
| Q2 24 | 14.4% | 28.8% | ||
| Q1 24 | 3.0% | 29.3% |
净利率ACIWAMAT
| Q4 25 | 13.4% | 27.9% | ||
| Q3 25 | 18.9% | 24.4% | ||
| Q2 25 | 3.0% | 30.1% | ||
| Q1 25 | 14.9% | 16.5% | ||
| Q4 24 | 21.8% | 24.6% | ||
| Q3 24 | 18.0% | 25.2% | ||
| Q2 24 | 8.3% | 25.9% | ||
| Q1 24 | -2.5% | 30.1% |
每股收益（稀释后）ACIWAMAT
| Q4 25 | $0.61 | $2.36 | ||
| Q3 25 | $0.88 | $2.22 | ||
| Q2 25 | $0.12 | $2.63 | ||
| Q1 25 | $0.55 | $1.45 | ||
| Q4 24 | $0.92 | $2.09 | ||
| Q3 24 | $0.77 | $2.05 | ||
| Q2 24 | $0.29 | $2.06 | ||
| Q1 24 | $-0.07 | $2.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $8.6B |
| 总债务越低越好 | $817.6M | — |
| 股东权益账面价值 | $1.5B | $20.4B |
| 总资产 | $3.1B | $36.3B |
| 负债/权益比越低杠杆越低 | 0.54× | — |
8季度趋势，按日历期对齐
现金及短期投资ACIWAMAT
| Q4 25 | $196.5M | $8.6B | ||
| Q3 25 | $199.3M | $7.0B | ||
| Q2 25 | $189.7M | $6.7B | ||
| Q1 25 | $230.1M | $8.2B | ||
| Q4 24 | $216.4M | $9.5B | ||
| Q3 24 | $177.9M | $9.1B | ||
| Q2 24 | $157.0M | $7.6B | ||
| Q1 24 | $183.4M | $7.5B |
总债务ACIWAMAT
| Q4 25 | $817.6M | — | ||
| Q3 25 | $867.8M | — | ||
| Q2 25 | $898.0M | — | ||
| Q1 25 | $845.9M | — | ||
| Q4 24 | $924.6M | — | ||
| Q3 24 | $994.3M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | — |
股东权益ACIWAMAT
| Q4 25 | $1.5B | $20.4B | ||
| Q3 25 | $1.5B | $19.5B | ||
| Q2 25 | $1.4B | $19.0B | ||
| Q1 25 | $1.5B | $18.6B | ||
| Q4 24 | $1.4B | $19.0B | ||
| Q3 24 | $1.3B | $18.8B | ||
| Q2 24 | $1.2B | $18.2B | ||
| Q1 24 | $1.3B | $17.4B |
总资产ACIWAMAT
| Q4 25 | $3.1B | $36.3B | ||
| Q3 25 | $3.2B | $34.2B | ||
| Q2 25 | $3.1B | $33.6B | ||
| Q1 25 | $3.2B | $33.3B | ||
| Q4 24 | $3.0B | $34.4B | ||
| Q3 24 | $3.1B | $33.6B | ||
| Q2 24 | $3.4B | $31.9B | ||
| Q1 24 | $3.3B | $31.5B |
负债/权益比ACIWAMAT
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.64× | — | ||
| Q1 25 | 0.57× | — | ||
| Q4 24 | 0.65× | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $2.8B |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $2.0B |
| 自由现金流率自由现金流/营收 | 24.2% | 30.0% |
| 资本支出强度资本支出/营收 | 1.1% | 11.5% |
| 现金转化率经营现金流/净利润 | 1.89× | 1.49× |
| 过去12个月自由现金流最近4个季度 | $309.9M | $5.7B |
8季度趋势，按日历期对齐
经营现金流ACIWAMAT
| Q4 25 | $121.8M | $2.8B | ||
| Q3 25 | $73.0M | $2.6B | ||
| Q2 25 | $49.8M | $1.6B | ||
| Q1 25 | $78.2M | $925.0M | ||
| Q4 24 | $126.5M | $2.6B | ||
| Q3 24 | $54.0M | $2.4B | ||
| Q2 24 | $55.0M | $1.4B | ||
| Q1 24 | $123.2M | $2.3B |
自由现金流ACIWAMAT
| Q4 25 | $116.6M | $2.0B | ||
| Q3 25 | $69.6M | $2.0B | ||
| Q2 25 | $47.6M | $1.1B | ||
| Q1 25 | $76.1M | $544.0M | ||
| Q4 24 | $119.5M | $2.2B | ||
| Q3 24 | $50.5M | $2.1B | ||
| Q2 24 | $53.3M | $1.1B | ||
| Q1 24 | $120.0M | $2.1B |
自由现金流率ACIWAMAT
| Q4 25 | 24.2% | 30.0% | ||
| Q3 25 | 14.4% | 28.1% | ||
| Q2 25 | 11.9% | 14.9% | ||
| Q1 25 | 19.3% | 7.6% | ||
| Q4 24 | 26.4% | 30.8% | ||
| Q3 24 | 11.2% | 30.8% | ||
| Q2 24 | 14.3% | 17.1% | ||
| Q1 24 | 38.0% | 31.3% |
资本支出强度ACIWAMAT
| Q4 25 | 1.1% | 11.5% | ||
| Q3 25 | 0.7% | 8.0% | ||
| Q2 25 | 0.5% | 7.2% | ||
| Q1 25 | 0.5% | 5.3% | ||
| Q4 24 | 1.5% | 5.8% | ||
| Q3 24 | 0.8% | 4.4% | ||
| Q2 24 | 0.5% | 3.9% | ||
| Q1 24 | 1.0% | 3.4% |
现金转化率ACIWAMAT
| Q4 25 | 1.89× | 1.49× | ||
| Q3 25 | 0.80× | 1.48× | ||
| Q2 25 | 4.08× | 0.74× | ||
| Q1 25 | 1.33× | 0.78× | ||
| Q4 24 | 1.28× | 1.49× | ||
| Q3 24 | 0.66× | 1.40× | ||
| Q2 24 | 1.78× | 0.81× | ||
| Q1 24 | — | 1.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
AMAT
| Semiconductor Systems Segment | $4.8B | 70% |
| Applied Global Services Segment | $1.6B | 24% |
| Other | $415.0M | 6% |
