vs
Enact Holdings, Inc.（ACT）与Crane NXT, Co.（CXT）财务数据对比。点击上方公司名可切换其他公司
Crane NXT, Co.的季度营收约是Enact Holdings, Inc.的1.5倍（$476.9M vs $312.7M），Crane NXT, Co.同比增速更快（19.5% vs 3.6%），过去两年Crane NXT, Co.的营收复合增速更高（23.3% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Crane NXT是一家总部位于美国康涅狄格州斯坦福德的工业产品企业，由理查德·特勒·克莱恩于1855年创立。曾是美国头部卫浴配件制造商，1990年出售卫浴业务后，自1960年起逐步转型为多元化控股集团，目前核心业务涵盖航空航天与电子、工程材料、流体处理、控制设备四大板块，服务化工等多个行业领域。
ACT vs CXT — 直观对比
营收规模更大
CXT
是对方的1.5倍
$312.7M
营收增速更快
CXT
高出15.9%
3.6%
两年增速更快
CXT
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $476.9M |
| 净利润 | — | $47.5M |
| 毛利率 | — | 42.4% |
| 营业利润率 | 71.3% | 16.7% |
| 净利率 | — | 10.0% |
| 营收同比 | 3.6% | 19.5% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | $0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCXT
| Q4 25 | $312.7M | $476.9M | ||
| Q3 25 | $311.5M | $445.1M | ||
| Q2 25 | $304.9M | $404.4M | ||
| Q1 25 | $306.8M | $330.3M | ||
| Q4 24 | $301.8M | $399.1M | ||
| Q3 24 | $309.6M | $403.5M | ||
| Q2 24 | $298.8M | $370.6M | ||
| Q1 24 | $291.6M | $313.6M |
净利润ACTCXT
| Q4 25 | — | $47.5M | ||
| Q3 25 | — | $50.5M | ||
| Q2 25 | — | $24.9M | ||
| Q1 25 | — | $21.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $47.1M | ||
| Q2 24 | — | $41.6M | ||
| Q1 24 | — | $37.8M |
毛利率ACTCXT
| Q4 25 | — | 42.4% | ||
| Q3 25 | — | 43.3% | ||
| Q2 25 | — | 41.7% | ||
| Q1 25 | — | 42.4% | ||
| Q4 24 | — | 45.2% | ||
| Q3 24 | — | 42.5% | ||
| Q2 24 | — | 43.4% | ||
| Q1 24 | — | 48.6% |
营业利润率ACTCXT
| Q4 25 | 71.3% | 16.7% | ||
| Q3 25 | 67.4% | 18.4% | ||
| Q2 25 | 70.4% | 11.8% | ||
| Q1 25 | 68.9% | 11.3% | ||
| Q4 24 | 68.9% | 17.7% | ||
| Q3 24 | 74.1% | 18.6% | ||
| Q2 24 | 78.6% | 18.2% | ||
| Q1 24 | 70.6% | 17.7% |
净利率ACTCXT
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 11.3% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 6.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 11.7% | ||
| Q2 24 | — | 11.2% | ||
| Q1 24 | — | 12.1% |
每股收益（稀释后）ACTCXT
| Q4 25 | $1.23 | $0.82 | ||
| Q3 25 | $1.10 | $0.87 | ||
| Q2 25 | $1.11 | $0.43 | ||
| Q1 25 | $1.08 | $0.38 | ||
| Q4 24 | $1.05 | $1.00 | ||
| Q3 24 | $1.15 | $0.81 | ||
| Q2 24 | $1.16 | $0.72 | ||
| Q1 24 | $1.01 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $233.8M |
| 总债务越低越好 | $744.5M | $1.0B |
| 股东权益账面价值 | $5.4B | $1.3B |
| 总资产 | $6.9B | $3.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.80× |
8季度趋势，按日历期对齐
现金及短期投资ACTCXT
| Q4 25 | $582.5M | $233.8M | ||
| Q3 25 | $545.6M | $182.4M | ||
| Q2 25 | $616.0M | $152.5M | ||
| Q1 25 | $639.0M | $173.8M | ||
| Q4 24 | $602.8M | $165.8M | ||
| Q3 24 | $674.9M | $165.1M | ||
| Q2 24 | $711.3M | $175.5M | ||
| Q1 24 | $624.3M | $220.6M |
总债务ACTCXT
| Q4 25 | $744.5M | $1.0B | ||
| Q3 25 | $744.1M | $834.3M | ||
| Q2 25 | $743.8M | $861.8M | ||
| Q1 25 | $743.4M | $541.1M | ||
| Q4 24 | $743.0M | $540.6M | ||
| Q3 24 | $742.7M | $638.2M | ||
| Q2 24 | $742.4M | $638.9M | ||
| Q1 24 | $746.1M | $639.6M |
股东权益ACTCXT
| Q4 25 | $5.4B | $1.3B | ||
| Q3 25 | $5.3B | $1.2B | ||
| Q2 25 | $5.2B | $1.2B | ||
| Q1 25 | $5.1B | $1.1B | ||
| Q4 24 | $5.0B | $1.1B | ||
| Q3 24 | $5.0B | $1.1B | ||
| Q2 24 | $4.8B | $989.8M | ||
| Q1 24 | $4.7B | $964.1M |
总资产ACTCXT
| Q4 25 | $6.9B | $3.1B | ||
| Q3 25 | $6.9B | $2.9B | ||
| Q2 25 | $6.8B | $2.9B | ||
| Q1 25 | $6.7B | $2.4B | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $6.6B | $2.4B | ||
| Q2 24 | $6.3B | $2.4B | ||
| Q1 24 | $6.3B | $2.1B |
负债/权益比ACTCXT
| Q4 25 | 0.14× | 0.80× | ||
| Q3 25 | 0.14× | 0.69× | ||
| Q2 25 | 0.14× | 0.73× | ||
| Q1 25 | 0.15× | 0.49× | ||
| Q4 24 | 0.15× | 0.51× | ||
| Q3 24 | 0.15× | 0.60× | ||
| Q2 24 | 0.15× | 0.65× | ||
| Q1 24 | 0.16× | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $105.8M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.23× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTCXT
| Q4 25 | $724.5M | $105.8M | ||
| Q3 25 | $192.0M | $92.0M | ||
| Q2 25 | $119.5M | $62.8M | ||
| Q1 25 | $226.7M | $-19.1M | ||
| Q4 24 | $686.3M | $81.1M | ||
| Q3 24 | $188.1M | $66.7M | ||
| Q2 24 | $144.7M | $56.8M | ||
| Q1 24 | $187.3M | $9.5M |
自由现金流ACTCXT
| Q4 25 | — | — | ||
| Q3 25 | — | $78.7M | ||
| Q2 25 | — | $55.8M | ||
| Q1 25 | — | $-32.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $53.5M | ||
| Q2 24 | — | $47.9M | ||
| Q1 24 | — | $-3.0M |
自由现金流率ACTCXT
| Q4 25 | — | — | ||
| Q3 25 | — | 17.7% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | -9.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | — | 12.9% | ||
| Q1 24 | — | -1.0% |
资本支出强度ACTCXT
| Q4 25 | — | — | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 4.0% |
现金转化率ACTCXT
| Q4 25 | — | 2.23× | ||
| Q3 25 | — | 1.82× | ||
| Q2 25 | — | 2.52× | ||
| Q1 25 | — | -0.88× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.42× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 0.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
CXT
| Other | $260.9M | 55% |
| Products | $181.1M | 38% |
| Services | $34.9M | 7% |
