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Enact Holdings, Inc.（ACT）与Koppers Holdings Inc.（KOP）财务数据对比。点击上方公司名可切换其他公司
Koppers Holdings Inc.的季度营收约是Enact Holdings, Inc.的1.4倍（$432.7M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 6.9%，领先47.0%），Enact Holdings, Inc.同比增速更快（1.7% vs -9.3%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -6.7%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
科佩斯控股是一家全球性化工与材料企业，总部位于美国宾夕法尼亚州匹兹堡，入驻建于1920年代的装饰艺术风格摩天大楼科佩斯大厦，在全球范围内开展相关业务经营。
ACT vs KOP — 直观对比
营收规模更大
KOP
是对方的1.4倍
$312.1M
营收增速更快
ACT
高出11.0%
-9.3%
净利率更高
ACT
高出47.0%
6.9%
两年增速更快
ACT
近两年复合增速
-6.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $432.7M |
| 净利润 | $168.0M | $29.7M |
| 毛利率 | — | 25.6% |
| 营业利润率 | — | 11.5% |
| 净利率 | 53.8% | 6.9% |
| 营收同比 | 1.7% | -9.3% |
| 净利润同比 | 1.2% | 391.2% |
| 每股收益（稀释后） | $1.18 | $1.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTKOP
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $432.7M | ||
| Q3 25 | $311.5M | $485.3M | ||
| Q2 25 | $304.9M | $504.8M | ||
| Q1 25 | $306.8M | $456.5M | ||
| Q4 24 | $301.8M | $477.0M | ||
| Q3 24 | $309.6M | $554.3M | ||
| Q2 24 | $298.8M | $563.2M |
净利润ACTKOP
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $29.7M | ||
| Q3 25 | — | $23.8M | ||
| Q2 25 | — | $16.4M | ||
| Q1 25 | — | $-13.9M | ||
| Q4 24 | — | $-10.2M | ||
| Q3 24 | — | $22.8M | ||
| Q2 24 | — | $26.8M |
毛利率ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | — | 25.6% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 22.6% | ||
| Q1 25 | — | 23.2% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 21.9% | ||
| Q2 24 | — | 21.6% |
营业利润率ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 11.5% | ||
| Q3 25 | 67.4% | 10.7% | ||
| Q2 25 | 70.4% | 7.7% | ||
| Q1 25 | 68.9% | 5.9% | ||
| Q4 24 | 68.9% | 1.3% | ||
| Q3 24 | 74.1% | 9.0% | ||
| Q2 24 | 78.6% | 10.2% |
净利率ACTKOP
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 6.9% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | -2.1% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 4.8% |
每股收益（稀释后）ACTKOP
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $1.44 | ||
| Q3 25 | $1.10 | $1.17 | ||
| Q2 25 | $1.11 | $0.81 | ||
| Q1 25 | $1.08 | $-0.68 | ||
| Q4 24 | $1.05 | $-0.47 | ||
| Q3 24 | $1.15 | $1.09 | ||
| Q2 24 | $1.16 | $1.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | — |
| 总债务越低越好 | $744.9M | $928.3M |
| 股东权益账面价值 | $5.3B | $574.0M |
| 总资产 | $7.0B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.14× | 1.62× |
8季度趋势，按日历期对齐
现金及短期投资ACTKOP
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | — |
总债务ACTKOP
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $928.3M | ||
| Q3 25 | $744.1M | $932.9M | ||
| Q2 25 | $743.8M | $977.5M | ||
| Q1 25 | $743.4M | $989.0M | ||
| Q4 24 | $743.0M | $939.5M | ||
| Q3 24 | $742.7M | $989.4M | ||
| Q2 24 | $742.4M | $1.0B |
股东权益ACTKOP
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $574.0M | ||
| Q3 25 | $5.3B | $545.6M | ||
| Q2 25 | $5.2B | $526.8M | ||
| Q1 25 | $5.1B | $498.0M | ||
| Q4 24 | $5.0B | $488.7M | ||
| Q3 24 | $5.0B | $532.3M | ||
| Q2 24 | $4.8B | $509.2M |
总资产ACTKOP
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.9B | ||
| Q3 25 | $6.9B | $1.9B | ||
| Q2 25 | $6.8B | $1.9B | ||
| Q1 25 | $6.7B | $1.9B | ||
| Q4 24 | $6.5B | $1.9B | ||
| Q3 24 | $6.6B | $2.0B | ||
| Q2 24 | $6.3B | $1.9B |
负债/权益比ACTKOP
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 1.62× | ||
| Q3 25 | 0.14× | 1.71× | ||
| Q2 25 | 0.14× | 1.86× | ||
| Q1 25 | 0.15× | 1.99× | ||
| Q4 24 | 0.15× | 1.92× | ||
| Q3 24 | 0.15× | 1.86× | ||
| Q2 24 | 0.15× | 1.97× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $45.1M |
| 自由现金流经营现金流 - 资本支出 | — | $28.5M |
| 自由现金流率自由现金流/营收 | — | 6.6% |
| 资本支出强度资本支出/营收 | — | 3.8% |
| 现金转化率经营现金流/净利润 | — | 1.52× |
| 过去12个月自由现金流最近4个季度 | — | $67.5M |
8季度趋势，按日历期对齐
经营现金流ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $45.1M | ||
| Q3 25 | $192.0M | $49.6M | ||
| Q2 25 | $119.5M | $50.5M | ||
| Q1 25 | $226.7M | $-22.7M | ||
| Q4 24 | $686.3M | $74.7M | ||
| Q3 24 | $188.1M | $29.8M | ||
| Q2 24 | $144.7M | $27.2M |
自由现金流ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | — | $28.5M | ||
| Q3 25 | — | $37.6M | ||
| Q2 25 | — | $38.4M | ||
| Q1 25 | — | $-37.0M | ||
| Q4 24 | — | $56.1M | ||
| Q3 24 | — | $14.4M | ||
| Q2 24 | — | $10.1M |
自由现金流率ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | -8.1% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 1.8% |
资本支出强度ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 3.0% |
现金转化率ACTKOP
| Q1 26 | — | — | ||
| Q4 25 | — | 1.52× | ||
| Q3 25 | — | 2.08× | ||
| Q2 25 | — | 3.08× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.31× | ||
| Q2 24 | — | 1.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
KOP
| Other | $127.8M | 30% |
| Railroad Treated Products | $119.0M | 28% |
| Utility Poles | $79.8M | 18% |
| Pitch And Related Products | $74.1M | 17% |
| Carbon Black Feedstock And Distillates | $14.4M | 3% |
| Railroad Infrastructure Products And Services | $9.9M | 2% |
| Phthalic Anhydride Naphthalene And Other Chemicals | $7.7M | 2% |
