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Enact Holdings, Inc.（ACT）与SHOE CARNIVAL INC（SCVL）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是SHOE CARNIVAL INC的1.1倍（$312.7M vs $297.2M），Enact Holdings, Inc.同比增速更快（3.6% vs -3.2%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 3.0%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Shoe Carnival Inc是一家美国家庭鞋类零售商，目前在美国中西部、南部、东南部地区以及波多黎各共开设了429家门店。该公司由大卫·拉塞尔于1978年创立，截至2025年，其总部位于南卡罗来纳州福特米尔。
ACT vs SCVL — 直观对比
营收规模更大
ACT
是对方的1.1倍
$297.2M
营收增速更快
ACT
高出6.8%
-3.2%
两年增速更快
ACT
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $297.2M |
| 净利润 | — | $14.6M |
| 毛利率 | — | 37.6% |
| 营业利润率 | 71.3% | 6.3% |
| 净利率 | — | 4.9% |
| 营收同比 | 3.6% | -3.2% |
| 净利润同比 | — | -23.9% |
| 每股收益（稀释后） | $1.23 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSCVL
| Q4 25 | $312.7M | $297.2M | ||
| Q3 25 | $311.5M | $306.4M | ||
| Q2 25 | $304.9M | $277.7M | ||
| Q1 25 | $306.8M | $262.9M | ||
| Q4 24 | $301.8M | $306.9M | ||
| Q3 24 | $309.6M | $332.7M | ||
| Q2 24 | $298.8M | $300.4M | ||
| Q1 24 | $291.6M | $280.2M |
净利润ACTSCVL
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $19.2M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $14.7M | ||
| Q4 24 | — | $19.2M | ||
| Q3 24 | — | $22.6M | ||
| Q2 24 | — | $17.3M | ||
| Q1 24 | — | $15.5M |
毛利率ACTSCVL
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 36.1% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 35.6% |
营业利润率ACTSCVL
| Q4 25 | 71.3% | 6.3% | ||
| Q3 25 | 67.4% | 8.2% | ||
| Q2 25 | 70.4% | 4.3% | ||
| Q1 25 | 68.9% | 5.3% | ||
| Q4 24 | 68.9% | 8.0% | ||
| Q3 24 | 74.1% | 9.0% | ||
| Q2 24 | 78.6% | 7.5% | ||
| Q1 24 | 70.6% | 7.1% |
净利率ACTSCVL
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 5.6% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | 5.5% |
每股收益（稀释后）ACTSCVL
| Q4 25 | $1.23 | $0.53 | ||
| Q3 25 | $1.10 | $0.70 | ||
| Q2 25 | $1.11 | $0.34 | ||
| Q1 25 | $1.08 | $0.53 | ||
| Q4 24 | $1.05 | $0.70 | ||
| Q3 24 | $1.15 | $0.82 | ||
| Q2 24 | $1.16 | $0.63 | ||
| Q1 24 | $1.01 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $107.7M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $683.2M |
| 总资产 | $6.9B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTSCVL
| Q4 25 | $582.5M | $107.7M | ||
| Q3 25 | $545.6M | $91.9M | ||
| Q2 25 | $616.0M | $93.0M | ||
| Q1 25 | $639.0M | $123.1M | ||
| Q4 24 | $602.8M | $91.1M | ||
| Q3 24 | $674.9M | $84.5M | ||
| Q2 24 | $711.3M | $69.5M | ||
| Q1 24 | $624.3M | $111.2M |
总债务ACTSCVL
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTSCVL
| Q4 25 | $5.4B | $683.2M | ||
| Q3 25 | $5.3B | $670.7M | ||
| Q2 25 | $5.2B | $653.6M | ||
| Q1 25 | $5.1B | $649.0M | ||
| Q4 24 | $5.0B | $635.7M | ||
| Q3 24 | $5.0B | $618.5M | ||
| Q2 24 | $4.8B | $597.8M | ||
| Q1 24 | $4.7B | $583.4M |
总资产ACTSCVL
| Q4 25 | $6.9B | $1.2B | ||
| Q3 25 | $6.9B | $1.2B | ||
| Q2 25 | $6.8B | $1.1B | ||
| Q1 25 | $6.7B | $1.1B | ||
| Q4 24 | $6.5B | $1.1B | ||
| Q3 24 | $6.6B | $1.1B | ||
| Q2 24 | $6.3B | $1.1B | ||
| Q1 24 | $6.3B | $1.0B |
负债/权益比ACTSCVL
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $33.6M |
| 自由现金流经营现金流 - 资本支出 | — | $19.7M |
| 自由现金流率自由现金流/营收 | — | 6.6% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | 2.30× |
| 过去12个月自由现金流最近4个季度 | — | $35.1M |
8季度趋势，按日历期对齐
经营现金流ACTSCVL
| Q4 25 | $724.5M | $33.6M | ||
| Q3 25 | $192.0M | $13.3M | ||
| Q2 25 | $119.5M | $-9.6M | ||
| Q1 25 | $226.7M | $44.5M | ||
| Q4 24 | $686.3M | $17.3M | ||
| Q3 24 | $188.1M | $23.7M | ||
| Q2 24 | $144.7M | $17.1M | ||
| Q1 24 | $187.3M | $53.4M |
自由现金流ACTSCVL
| Q4 25 | — | $19.7M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $-23.0M | ||
| Q1 25 | — | $36.2M | ||
| Q4 24 | — | $8.3M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $6.9M | ||
| Q1 24 | — | $40.7M |
自由现金流率ACTSCVL
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | -8.3% | ||
| Q1 25 | — | 13.8% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 14.5% |
资本支出强度ACTSCVL
| Q4 25 | — | 4.7% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 3.4% | ||
| Q1 24 | — | 4.5% |
现金转化率ACTSCVL
| Q4 25 | — | 2.30× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | -1.03× | ||
| Q1 25 | — | 3.04× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 1.05× | ||
| Q2 24 | — | 0.99× | ||
| Q1 24 | — | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
