vs
Enact Holdings, Inc.（ACT）与猫途鹰（TRIP）财务数据对比。点击上方公司名可切换其他公司
猫途鹰的季度营收约是Enact Holdings, Inc.的1.3倍（$411.0M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs 0.0%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 2.0%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
TripAdvisor是美国知名在线旅游服务企业，旗下运营在线旅行社平台、旅游产品比价网站及移动应用，平台拥有大量用户生成的真实旅行内容，为全球消费者提供出行规划、预订等多元服务。
ACT vs TRIP — 直观对比
营收规模更大
TRIP
是对方的1.3倍
$312.7M
营收增速更快
ACT
高出3.6%
0.0%
两年增速更快
ACT
近两年复合增速
2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $411.0M |
| 净利润 | — | $-38.0M |
| 毛利率 | — | 91.5% |
| 营业利润率 | 71.3% | -8.3% |
| 净利率 | — | -9.2% |
| 营收同比 | 3.6% | 0.0% |
| 净利润同比 | — | -3900.0% |
| 每股收益（稀释后） | $1.23 | $-0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTTRIP
| Q4 25 | $312.7M | $411.0M | ||
| Q3 25 | $311.5M | $553.0M | ||
| Q2 25 | $304.9M | $529.0M | ||
| Q1 25 | $306.8M | $398.0M | ||
| Q4 24 | $301.8M | $411.0M | ||
| Q3 24 | $309.6M | $532.0M | ||
| Q2 24 | $298.8M | $497.0M | ||
| Q1 24 | $291.6M | $395.0M |
净利润ACTTRIP
| Q4 25 | — | $-38.0M | ||
| Q3 25 | — | $53.0M | ||
| Q2 25 | — | $36.0M | ||
| Q1 25 | — | $-11.0M | ||
| Q4 24 | — | $1.0M | ||
| Q3 24 | — | $39.0M | ||
| Q2 24 | — | $24.0M | ||
| Q1 24 | — | $-59.0M |
毛利率ACTTRIP
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 92.6% | ||
| Q2 25 | — | 92.1% | ||
| Q1 25 | — | 93.2% | ||
| Q4 24 | — | 93.4% | ||
| Q3 24 | — | 92.5% | ||
| Q2 24 | — | 92.8% | ||
| Q1 24 | — | 93.7% |
营业利润率ACTTRIP
| Q4 25 | 71.3% | -8.3% | ||
| Q3 25 | 67.4% | 12.7% | ||
| Q2 25 | 70.4% | 11.2% | ||
| Q1 25 | 68.9% | -3.8% | ||
| Q4 24 | 68.9% | 0.2% | ||
| Q3 24 | 74.1% | 13.2% | ||
| Q2 24 | 78.6% | 7.2% | ||
| Q1 24 | 70.6% | -3.8% |
净利率ACTTRIP
| Q4 25 | — | -9.2% | ||
| Q3 25 | — | 9.6% | ||
| Q2 25 | — | 6.8% | ||
| Q1 25 | — | -2.8% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | — | -14.9% |
每股收益（稀释后）ACTTRIP
| Q4 25 | $1.23 | $-0.32 | ||
| Q3 25 | $1.10 | $0.43 | ||
| Q2 25 | $1.11 | $0.28 | ||
| Q1 25 | $1.08 | $-0.08 | ||
| Q4 24 | $1.05 | $0.03 | ||
| Q3 24 | $1.15 | $0.27 | ||
| Q2 24 | $1.16 | $0.17 | ||
| Q1 24 | $1.01 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $1.0B |
| 总债务越低越好 | $744.5M | $819.0M |
| 股东权益账面价值 | $5.4B | $645.0M |
| 总资产 | $6.9B | $2.6B |
| 负债/权益比越低杠杆越低 | 0.14× | 1.27× |
8季度趋势，按日历期对齐
现金及短期投资ACTTRIP
| Q4 25 | $582.5M | $1.0B | ||
| Q3 25 | $545.6M | $1.2B | ||
| Q2 25 | $616.0M | $1.2B | ||
| Q1 25 | $639.0M | $1.2B | ||
| Q4 24 | $602.8M | $1.1B | ||
| Q3 24 | $674.9M | $1.1B | ||
| Q2 24 | $711.3M | $1.2B | ||
| Q1 24 | $624.3M | $1.2B |
总债务ACTTRIP
| Q4 25 | $744.5M | $819.0M | ||
| Q3 25 | $744.1M | $821.0M | ||
| Q2 25 | $743.8M | $822.0M | ||
| Q1 25 | $743.4M | $1.2B | ||
| Q4 24 | $743.0M | $831.0M | ||
| Q3 24 | $742.7M | $832.0M | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTTRIP
| Q4 25 | $5.4B | $645.0M | ||
| Q3 25 | $5.3B | $707.0M | ||
| Q2 25 | $5.2B | $627.0M | ||
| Q1 25 | $5.1B | $643.0M | ||
| Q4 24 | $5.0B | $943.0M | ||
| Q3 24 | $5.0B | $944.0M | ||
| Q2 24 | $4.8B | $857.0M | ||
| Q1 24 | $4.7B | $825.0M |
总资产ACTTRIP
| Q4 25 | $6.9B | $2.6B | ||
| Q3 25 | $6.9B | $2.8B | ||
| Q2 25 | $6.8B | $2.9B | ||
| Q1 25 | $6.7B | $2.8B | ||
| Q4 24 | $6.5B | $2.6B | ||
| Q3 24 | $6.6B | $2.7B | ||
| Q2 24 | $6.3B | $2.8B | ||
| Q1 24 | $6.3B | $2.7B |
负债/权益比ACTTRIP
| Q4 25 | 0.14× | 1.27× | ||
| Q3 25 | 0.14× | 1.16× | ||
| Q2 25 | 0.14× | 1.31× | ||
| Q1 25 | 0.15× | 1.81× | ||
| Q4 24 | 0.15× | 0.88× | ||
| Q3 24 | 0.15× | 0.88× | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $-103.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-122.0M |
| 自由现金流率自由现金流/营收 | — | -29.7% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $163.0M |
8季度趋势，按日历期对齐
经营现金流ACTTRIP
| Q4 25 | $724.5M | $-103.0M | ||
| Q3 25 | $192.0M | $44.0M | ||
| Q2 25 | $119.5M | $202.0M | ||
| Q1 25 | $226.7M | $102.0M | ||
| Q4 24 | $686.3M | $-3.0M | ||
| Q3 24 | $188.1M | $-43.0M | ||
| Q2 24 | $144.7M | $51.0M | ||
| Q1 24 | $187.3M | $139.0M |
自由现金流ACTTRIP
| Q4 25 | — | $-122.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $177.0M | ||
| Q1 25 | — | $83.0M | ||
| Q4 24 | — | $-26.0M | ||
| Q3 24 | — | $-63.0M | ||
| Q2 24 | — | $36.0M | ||
| Q1 24 | — | $123.0M |
自由现金流率ACTTRIP
| Q4 25 | — | -29.7% | ||
| Q3 25 | — | 4.5% | ||
| Q2 25 | — | 33.5% | ||
| Q1 25 | — | 20.9% | ||
| Q4 24 | — | -6.3% | ||
| Q3 24 | — | -11.8% | ||
| Q2 24 | — | 7.2% | ||
| Q1 24 | — | 31.1% |
资本支出强度ACTTRIP
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 4.7% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 5.6% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 4.1% |
现金转化率ACTTRIP
| Q4 25 | — | — | ||
| Q3 25 | — | 0.83× | ||
| Q2 25 | — | 5.61× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -3.00× | ||
| Q3 24 | — | -1.10× | ||
| Q2 24 | — | 2.13× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
TRIP
| Third Party | $327.0M | 80% |
| The Fork | $58.0M | 14% |
| Other | $26.0M | 6% |
